Branch Locations
1st Franklin Financial
Winder
Winder
1st Franklin Financial Winder
4.8 out of 5.0
4.8 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
138 West Athens Street
Suite F
Winder, GA 30680
US
(770) 867-2141(770) 867-2141
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.8 out of 5.0
(24 Reviews)5.0 out of 5.0
July 7, 2020
We have always had a great experience with 1st Franklin at the Winder location! The entire staff is very friendly, helpful, and supportive! Personal shout out to Kelsie Albright for your help and continued kindness! Highly recommend!
Kelli G.
Response from 1st Franklin Financial
July 7, 2020
We're happy to hear that you've always had a great experience with our Winder office, Kelli! Thank you for your kind review of our team.
5.0 out of 5.0
April 25, 2020
I just want to start out by saying the first Franklin in winder Georgia where I got my loan the women are truly wonderful. They stay in contact with you they help you in any way possible it was a truly wonderful experience and I would recommend them to anyone!
Ashley R.
Response from 1st Franklin Financial
April 25, 2020
Hi, Ashley! Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best. Thank you so much for taking a few moments to let us know how we are doing.
5.0 out of 5.0
March 6, 2020
Great company
Maurice H.
Response from 1st Franklin Financial
March 6, 2020
We are hard at work to make our business the business of choice for those who appreciate service excellence.
5.0 out of 5.0
March 6, 2020
Excellent service, very sweet, caring and friendly workers.
Karen S.
Response from 1st Franklin Financial
March 6, 2020
It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer.
5.0 out of 5.0
March 6, 2020
Very friendly and informative associates, they were able to quickly process my Loan request and resolve my financial need. Very happy with the level of service in which I received from there.
Samuel E.
Response from 1st Franklin Financial
March 6, 2020
WOW! Reviews like this fuel our hearts and make us try better every single day.
5.0 out of 5.0
March 6, 2020
Great
Patsy W.
Response from 1st Franklin Financial
March 6, 2020
Thank you for your review, Patsy!
5.0 out of 5.0
March 6, 2020
Very friendly and helpful people at first Franklin financial.
Cesar C.
Response from 1st Franklin Financial
March 6, 2020
Our goal is to make you a part of our family and make you feel welcome every single time.
5.0 out of 5.0
March 5, 2020
Great service
Teddy E.
Response from 1st Franklin Financial
March 5, 2020
We hope to become one of your favorite companies to do business with.
5.0 out of 5.0
March 5, 2020
great job in handling all my needs
Charles L.
Response from 1st Franklin Financial
March 5, 2020
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
5.0 out of 5.0
March 5, 2020
great customer service
Charles L.
Response from 1st Franklin Financial
March 5, 2020
Come visit us soon. You can count on every one of us doing our best!
5.0 out of 5.0
March 5, 2020
excellent customer service
Faye T.
Response from 1st Franklin Financial
March 5, 2020
Words do not suffice to express how grateful we are for your review.
5.0 out of 5.0
March 5, 2020
Fantastic people
Cleaston B.
Response from 1st Franklin Financial
March 5, 2020
We are extremely grateful for your review!
5.0 out of 5.0
March 5, 2020
Interest should be lower for people with good and excellent credit scores
Lauren B.
Response from 1st Franklin Financial
March 5, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 5, 2020
Extremely nice staff and customer service. I enjoy being able to talk to any of them and have always been given top treatment by Rhonda, Kelsey and the entire staff.
Cindy C.
Response from 1st Franklin Financial
March 5, 2020
Reviews highlighting the commitment of our people to serve every customer with passion, reaffirm that our customer service efforts are paying off.
5.0 out of 5.0
March 5, 2020
Excellent customer service
Julie C.
Response from 1st Franklin Financial
March 5, 2020
We are glad to know your experience was positive.
5.0 out of 5.0
March 5, 2020
Great friendly customer service and a family style atmosphere. I feel comfortable doing business here
Samuel E.
Response from 1st Franklin Financial
March 5, 2020
We look forward to your next visit and will once again work hard to earn your endorsement.
5.0 out of 5.0
March 4, 2020
Great customer service
Nichola S.
Response from 1st Franklin Financial
March 4, 2020
We are looking forward to your next visit!
5.0 out of 5.0
March 4, 2020
Very friendly staff.
Linda W.
Response from 1st Franklin Financial
March 4, 2020
Friendly service is our commitment to you.
5.0 out of 5.0
March 4, 2020
The best customer service experience and will do what ever they can to work with you
Cindy S.
Response from 1st Franklin Financial
March 4, 2020
You can count on us to make your experience one worth bragging about. Thank you for your patronage.
1.0 out of 5.0
March 3, 2020
Nice ladies in the office. However I was not properly explained all the stipulations pertaining to my loan.
A few months ago one of the girls called me to see if I would like to borrow anymore money to which I asked how much I had left on my current loan amount.
She informed me that after paying $500 every month for nearly a year on a loan of $11000 I currently owed $10500. Perplexed I asked how this was possible and for the first time I was informed that by paying my monthly payment before the due date (a practice I believed to be very responsible) I was subjecting myself to a separate interest rate. I was never told this until this phone call. I was quite disappointed by the misfeasance I had just uncovered.
I have since been in contact with and opened a case with the Consumer Financial Protection Bureau to shed light on this practice.
I would not recommend your company and have advised many to stay away and have been happy to hear from past friends and acquaintances that they read my Google review of my experience and saved them from a similar experience
Chad S.
Response from 1st Franklin Financial
March 3, 2020
We would like to apologize for your disappointment with our Winder office. Please know that your feedback is important to us. We would like to discuss this matter with you. Please contact our Quality Assurance Department at 1-800-700-7943. Representatives are available Monday through Friday, 8:30am to 5:00pm EST.
Displaying 1 out of 20 reviews