1st Franklin Financial
Winder
1st Franklin Financial Winder
4.8 out of 5.0full starfull starfull starfull starfull star
24 Reviews
4.8 out of 5.0full starfull starfull starfull starfull star
24 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
138 West Athens Street
Suite F
Winder, GA 30680
US
(770) 867-2141(770) 867-2141

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Jul 7, 2020
We have always had a great experience with 1st Franklin at the Winder location! The entire staff is very friendly, helpful, and supportive! Personal shout out to Kelsie Albright for your help and continued kindness! Highly recommend!
Kelli G.
We're happy to hear that you've always had a great experience with our Winder office, Kelli! Thank you for your kind review of our team.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Apr 25, 2020
I just want to start out by saying the first Franklin in winder Georgia where I got my loan the women are truly wonderful. They stay in contact with you they help you in any way possible it was a truly wonderful experience and I would recommend them to anyone!
Ashley R.
Hi, Ashley! Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best. Thank you so much for taking a few moments to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great company
Maurice H.
We are hard at work to make our business the business of choice for those who appreciate service excellence.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Excellent service, very sweet, caring and friendly workers.
Karen S.
It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Very friendly and informative associates, they were able to quickly process my Loan request and resolve my financial need. Very happy with the level of service in which I received from there.
Samuel E.
WOW! Reviews like this fuel our hearts and make us try better every single day.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great
Patsy W.
Thank you for your review, Patsy!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Very friendly and helpful people at first Franklin financial.
Cesar C.
Our goal is to make you a part of our family and make you feel welcome every single time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service
Teddy E.
We hope to become one of your favorite companies to do business with.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
great job in handling all my needs
Charles L.
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
great customer service
Charles L.
Come visit us soon. You can count on every one of us doing our best!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
excellent customer service
Faye T.
Words do not suffice to express how grateful we are for your review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Fantastic people
Cleaston B.
We are extremely grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Interest should be lower for people with good and excellent credit scores
Lauren B.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Extremely nice staff and customer service. I enjoy being able to talk to any of them and have always been given top treatment by Rhonda, Kelsey and the entire staff.
Cindy C.
Reviews highlighting the commitment of our people to serve every customer with passion, reaffirm that our customer service efforts are paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Excellent customer service
Julie C.
We are glad to know your experience was positive.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great friendly customer service and a family style atmosphere. I feel comfortable doing business here
Samuel E.
We look forward to your next visit and will once again work hard to earn your endorsement.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service
Nichola S.
We are looking forward to your next visit!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very friendly staff.
Linda W.
Friendly service is our commitment to you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
The best customer service experience and will do what ever they can to work with you
Cindy S.
You can count on us to make your experience one worth bragging about. Thank you for your patronage.
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Mar 3, 2020
Nice ladies in the office. However I was not properly explained all the stipulations pertaining to my loan. A few months ago one of the girls called me to see if I would like to borrow anymore money to which I asked how much I had left on my current loan amount. She informed me that after paying $500 every month for nearly a year on a loan of $11000 I currently owed $10500. Perplexed I asked how this was possible and for the first time I was informed that by paying my monthly payment before the due date (a practice I believed to be very responsible) I was subjecting myself to a separate interest rate. I was never told this until this phone call. I was quite disappointed by the misfeasance I had just uncovered. I have since been in contact with and opened a case with the Consumer Financial Protection Bureau to shed light on this practice. I would not recommend your company and have advised many to stay away and have been happy to hear from past friends and acquaintances that they read my Google review of my experience and saved them from a similar experience
Chad S.
We would like to apologize for your disappointment with our Winder office. Please know that your feedback is important to us. We would like to discuss this matter with you. Please contact our Quality Assurance Department at 1-800-700-7943. Representatives are available Monday through Friday, 8:30am to 5:00pm EST.
Response from 1st Franklin Financial