1st Franklin Financial
Waynesboro

1st Franklin Financial Waynesboro

4.8 out of 5.0full starfull starfull starfull starfull star
27 Reviews
4.8 out of 5.0full starfull starfull starfull starfull star
27 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
105 Hopkins Corner Drive
Waynesboro, GA 30830
US
(706) 554-2962(706) 554-2962
Serving Waynesboro since 1999!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
Saturday8:30 AM - 12:30 PM
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Capital Furniture
(706) 554-1234
See Offers
Rowell Heating and Air, LLC
(706) 554-2665
See Offers
Mr Golf Carts
(706) 554-1500
See Offers
Cates Firestone
(706) 554-2503
See Offers
Taylor Outdoor Power Equipment LLC
(706) 551-5094
See Offers

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starfull star
1 Star
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Leave a Review
5 out of 5full starfull starfull starfull starfull star
Jun 20, 2021
Shamoka was awesome ! Very patient ‼️
Fredreonia f.
Thank you for taking the time to share your experience with our Waynesboro team member!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
I think the service is wonderful
Mary W.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Friendly and courteous service, thanks
Terry R.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
The best
Derick S.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Awesome, kind and family like service :)
Linda E.
4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
Great Service.
Lori W.
Our goal is to provide customers with superior service that exceeds their expectations.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Have as always been there for me when there was a need. Thanks
Donald H.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great custmor service and great staff.
Johnquenesia E.
4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
Looking to keep having great relations
Keith D.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
No problem at all!!
Robert J.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service
Nakia W.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great Customer service and friendly staff
Rahkell D.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Friendly staff great customer service
Travis H.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great at helping out the small guys. We have fair credit & I got a small personal loan with no problems. Girls there are very friendly.
Heather E.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
A big yes very good
Charles R.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service definitely will be back once my current loan is up if you're looking to build credit I suggest First Franklin
Coleman C.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great company every since I’ve been with them.. they will help you in any way that they can.. Excellent customer service!!
Rozetta S.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Everyone is very professional, great customer service.
Sharonta W.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great people
Michelle M.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
First franklin has been very good for me and to me. I thank you for the service rendered.
James F.