1st Franklin Financial
Washington
1st Franklin Financial Washington
4.9 out of 5.0full starfull starfull starfull starfull star
9 Reviews
4.9 out of 5.0full starfull starfull starfull starfull star
9 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
925 North By-Pass East
Suite A
Washington, GA 30673
US
(706) 678-2156(706) 678-2156
Serving Washington since 1975!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.9 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Aug 10, 2021
It's honestly the most pleasurable experience I've had dealing with a finance company. They're friendly, courteous, and willing to go that extra mile to help in any way they can. I'd recommend them to anyone.
Valissa M
Hi, Valissa! Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great people!! They have helped me for years every time i needed them!!
Casie T.
Thank you for being a loyal 1st Franklin customer, Casie!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Wonderful people and always have a sweet and kind attitude
Latasha K.
We are delighted that we were able to be all that you expected us to be.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
I have not had a bad experience at the First Franklin in Washington!
Amanda D.
Know that we are here to serve you and will always try our best.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 3, 2020
Until late great , I was denied a small loan due to my so called credit report. I pay you by automatic debit so you would still get paid. You guys are pleasure to work with same day service if I need to move a payment date you have always been able help me . Just hard to understand why you would deny a customer , due to a report instead of payment history with your company. . Thank you for all that you do!! John Clemmons
John C.
Thank you for your feedback, John. We will share your review with our team.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great customer service
Shanika L.
Thank you for reviewing our Washington office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Everyone is friendly and helpful. They always have an answer to any of my questions. Great group of people to do business with!
Richard A.
Hello, Richard! We know that you have options and we are tremendously happy you picked us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
A+++
Franklin R.
Thank you for taking the time to review our Washington office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
Great Customer Service always friendly and great to work with
Joseph W.
We are so grateful for your feedback!
Response from 1st Franklin Financial