1st Franklin Financial
Warner Robins
1st Franklin Financial Warner Robins
4.8 out of 5.0full starfull starfull starfull starfull star
16 Reviews
4.8 out of 5.0full starfull starfull starfull starfull star
16 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1534 Watson Blvd
Warner Robins, GA 31093
US
(478) 328-8155(478) 328-8155

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Mar 5, 2021
The folks at the Watson location couldn't be more helpful and nice.. They even have a sense of humor which i love. Especially Kim Kotrick.. She will do anything she can to help you out with a loan or financial info. Definitely would recomend!!! 😁😁😁
Jim, L
Hey, Jim! We love what we do and getting word that we are exactly what you were looking for makes us beyond excited. Thank you for your recommendation!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
excellent service and friendly helpful people.
Wanda R.
Thank you for taking the time out of your busy schedule to review our business.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
sweet ladies in the office
Karen B.
We wanted to take a moment to thank you for telling us more about your experience with us.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
I love this company I have got 4 loans from this place range from $500,$2000,$3500,$12000 they really work with people it even help with my credit score thanks again 1st Franklin
Shedrick M.
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
a peace of mind
Cynthia C.
We're happy that we are able to give you a peace of mind, Cynthia!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Friendly professional
Jonathan V.
Thank you for taking the time to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Everyone in the office is excellent and always understanding and helpful. Thank you for great customer service!
Lance W.
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service.
Mary H.
We are so grateful for your feedback!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great business to deal with.
Shantelle K.
Thank you so much for taking a few moments to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great customer service. The lady’s make you feel welcome. The make it fast and easy and are understanding.
Amanda C.
We will do everything in our power to make certain every single visit is equally delightful.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great customer service. They are are so nice .
Kathy T.
We are ever so grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Feb 2, 2020
Really great service. They were quick in getting all the paperwork done within two days. Friendly people.
Sherri C
We look forward to serving you in a future visit.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
Great customer service
Beverly P.
Thank you for your kind review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
Good Customer service
Annette F.
We are happy that you are satisfied with the level of service you received!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
Always professional and personable.
John M.
Thank you for taking the time to review our Warner Robins office!
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Sep 11, 2019
Amazing customer service, little high on the rates but they do go out of the way to take care of you.
Tonya F.
We are grateful for your review, Tonya!
Response from 1st Franklin Financial