1st Franklin Financial
Villa Rica
1st Franklin Financial Villa Rica
4.6 out of 5.0full starfull starfull starfull starhalf star
19 Reviews
4.6 out of 5.0full starfull starfull starfull starhalf star
19 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
596 Hwy 61
Suite D
Villa Rica, GA 30180
US
(770) 456-9797(770) 456-9797
Serving Villa Rica since 1998!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.6 out of 5.0full starfull starfull starfull starhalf star
1 Star
2 Star
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5 Star
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4 out of 5full starfull starfull starfull starempty star
Apr 1, 2020
good
Michael B.
Thank you for your review, Michael!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 10, 2020
This office is great I love all the ladies up there. They’re always very helpful and they all work very fast and very professional. Every time I have a question it is always answered they are truly good people with some great hearts!
Kimberly H.
We love having you as a 1st Franklin customer, Kimberly!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
All the lady's In this office are always so nice and easy to work with and always find ways to help you with all your finance needs
Richard H.
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Excellent customer service they do everything they can to get the money you need
Shelley B.
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Mar 5, 2020
They take all day long, get you a loan....but don't explain details of it....Also if your payment date lands on a weekend you can NOT make a payment online....once I pay this loan off I will NEVER do business here again....period!
Melissa A.
Your feedback was shared with our team, Melissa. If you would like to further discuss your experience, please contact our Quality Assurance Department at 1-800-700-7943.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service,an they are a very good stuff.Very friendly
David S.
Thank you for taking time to share your opinion with others.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Very professional and friendly
Annieka C.
We could not ask for a better compliment.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent customer service !
Shelley B.
Please visit us again. It is our pleasure to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very nice and always say hi when you walk in
Adrienne H.
Our goal is to provide customers with superior service that exceeds their expectations.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
I have never had anything but a great experience love all the girls they are friendly and helpful
Deborah P.
We know that you have options and we are tremendously happy you picked us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
All the ladies that works in the Villa Rica office know what they are doing and helpful they all do a great job!!
Contona W.
We look forward to serving you in a future visit.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Ex Great service
Teresa W.
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent service always
Cynetria W.
We are so glad our efforts are paying off and you had the opportunity to experience excellent service.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Very knowledgeable, helpful,nice, friendly staff. My experience is always good when I stop in the office.
Thomas W.
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service. Always friendly and helpful.
Sheila C.
Do allow us the opportunity to serve you again. We will do everything in our power to deliver an even better customer experience.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
I have been a customer for years in Villa Rica and the staff are great.
Belinda B.
Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
I've been getting loans here for several years now. The only place around that I really like. Always friendly and I only had one issue and it was corrected and made right! I tell everyone to go here for loans!
Sabrina A.
Thank you for speaking with our Branch Manager regarding your review. We hope that we were able to rectify this situation to your satisfaction.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 3, 2020
very easy to work with, very helpful.
Lane S.
Thank you for your review, Lane!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
Custom service is great.
Belinda B.
We are happy to provide you with great customer service, Belinda!
Response from 1st Franklin Financial