1st Franklin Financial
Villa Rica
Villa Rica
1st Franklin Financial Villa Rica
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
118 Hwy 61 Connector
Suite F
Villa Rica, GA 30180
US
(770) 456-9797(770) 456-9797
Serving Villa Rica since 1998!
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
1 Star
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5 Star
5 out of 5




Jun 30, 2022
5 out of 5




Apr 26, 2022
5 out of 5




Feb 15, 2022
4 out of 5




Apr 1, 2020
Thank you for your review, Michael!
Response from 1st Franklin Financial
5 out of 5




Mar 10, 2020
We love having you as a 1st Franklin customer, Kimberly!
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
1 out of 5




Mar 5, 2020
Your feedback was shared with our team, Melissa. If you would like to further discuss your experience, please contact our Quality Assurance Department at 1-800-700-7943.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
Thank you for taking time to share your opinion with others.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We could not ask for a better compliment.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Please visit us again. It is our pleasure to serve you.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We know that you have options and we are tremendously happy you picked us.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We look forward to serving you in a future visit.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We are so glad our efforts are paying off and you had the opportunity to experience excellent service.
Response from 1st Franklin Financial
4 out of 5




Mar 4, 2020
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Do allow us the opportunity to serve you again. We will do everything in our power to deliver an even better customer experience.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Thank you for speaking with our Branch Manager regarding your review. We hope that we were able to rectify this situation to your satisfaction.
Response from 1st Franklin Financial