1st Franklin Financial
Vidalia

1st Franklin Financial Vidalia

4.7 out of 5.0full starfull starfull starfull starhalf star
38 Reviews
4.7 out of 5.0full starfull starfull starfull starhalf star
38 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
1100 East First Street
Vidalia, GA 30474
US
(912) 537-3062(912) 537-3062
Serving Vidalia since 1988!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
Saturday8:30 AM - 12:30 PM
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Wholesale Customs
(912) 537-8208
See Offers
Vidalia Motorsports
(912) 805-2223
See Offers
We AR Arming America LLC
(912) 537-6620
See Offers
Mosley Tire Company
(912) 537-3057
See Offers
Alston Saw Shop
(912) 594-6701
See Offers
Air Tech Heating and Cooling, Inc.
(912) 537-0668
See Offers
Toombs Outdoors
(912) 526-4090
See Offers
Dirty South Powersports
(912) 403-3299
See Offers
Vincent R. Drummer Funeral Home
(912) 537-4473
See Offers
Clarke Appliances
(912) 537-1135
See Offers
Aceman Inc. - The Sound Solution
(912) 538-0630
See Offers
Mann’s Performance
(912) 537-0764
See Offers
Adams PC Building and Repair
(912) 293-9693
See Offers
K E Butler and Company
(912) 537-3623
See Offers

Recent Reviews

4.7 out of 5.0full starfull starfull starfull starhalf star
1 Star
2 Star
3 Star
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5 Star
Leave a Review
1 out of 5full starempty starempty starempty starempty star
Nov 15, 2022
Longtime customer,I Always communicated and paid account, left account in Good standing, but today was turned away With no help Because I paid My account off! I'm being penalized for Paying what I owed! Being a good customer at First Franklin will actually hurt you!!! No credit line ,where I paid them Thousands back, BAD Business! They clearly want people who are stuck in cash need loops! So don't fret like me, n worry to pay them off!!!!
Stephanie W
Hello, Stephanie. We would like to apologize for your disappointment with our Vidalia office. If you would like to discuss your application, our Branch Manager will be happy to speak with you. Please give us a call at your earliest convenience.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jul 18, 2022
Love the people! I got my loan quick and easy!
Brittany, C
5 out of 5full starfull starfull starfull starfull star
Jul 1, 2022
Great place
Josh H
5 out of 5full starfull starfull starfull starfull star
Jul 1, 2022
Friendly service
LeAnna C
5 out of 5full starfull starfull starfull starfull star
Jun 7, 2022
Great Customer Service, fast and very friendly
Paris B
5 out of 5full starfull starfull starfull starfull star
Mar 24, 2022
Great customer service and very friendly!
Justin B
1 out of 5full starempty starempty starempty starempty star
Aug 3, 2020
No personality at the front desk. There is a black lady who takes payment and speaks to customers at the front desk in Vidalia. She acts like it is a great inconvenience every time I go in there. Something is always wrong. My payment amount is wrong even though it's it is what's reflected on my bill, she acts like she doesn't want to hand me my receipt when it's printed and asks first if I want it, and this time she wanted me to sanitize my hands before I handed over cash even though I explained I was allergic and a co-worker was maskless five feet away. She wasn't protecting anyone else. I felt uncomfortable being in there. Educate yourselves on Corona. Keep your customers safe. Get a new company representative for the front desk. I pay your salary with my business. Once I'm done with this account, I won't be a repeat.
Personal
Thank you for your comments regarding your recent visit to our Vidalia office. We apologize for the negative experience and assure you that your feedback was shared with the branch employees as well as the Regional Director. If you would like to speak to someone about your experience, our Quality Assurance Department would be happy to assist you. Please call them at 1-800-700-7943.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Apr 9, 2020
Great
Valentina H.
Thank you for your review, Valentina!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Apr 9, 2020
Great
Valentina H.
Thank you for taking the time to review our Vidalia office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 25, 2020
Great customer service
Danny D.
We appreciate your review, Danny!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Always great service
Paul C.
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great customer service
Willie J.
We are hard at work to make our business the business of choice for those who appreciate service excellence.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 6, 2020
Mostly do all transactions over the phone, and everyone I have spoken with has always been pleasent and helpful
Donna M.
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Very helpful and nice been very good to me
Derek D.
We know that you have options and are pleased that you selected us and proud to have served you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
GREAT CUSTOMER SERVICE.
Otis W.
Thank you for your review, Otis!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
I think I have the best office ever. They are always friendly, helpful and very professional.
Joy B.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great Customer Service
Katrina B.
Thank you for taking time to share your opinion with others.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Yes
Pamela H.
Thank you for taking the time to leave us a review, Pamela!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service
Sonya J.
We could not ask for a better compliment.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very friendly and great customer service
Emory C.
Please visit us again. It is our pleasure to serve you.
Response from 1st Franklin Financial