Branch Locations
1st Franklin Financial
Vidalia
Vidalia
1st Franklin Financial Vidalia
4.7 out of 5.0
4.7 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1100 East First Street
Vidalia, GA 30474
US
(912) 537-3062(912) 537-3062
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.7 out of 5.0
(32 Reviews)1.0 out of 5.0
August 3, 2020
No personality at the front desk. There is a black lady who takes payment and speaks to customers at the front desk in Vidalia. She acts like it is a great inconvenience every time I go in there. Something is always wrong. My payment amount is wrong even though it's it is what's reflected on my bill, she acts like she doesn't want to hand me my receipt when it's printed and asks first if I want it, and this time she wanted me to sanitize my hands before I handed over cash even though I explained I was allergic and a co-worker was maskless five feet away. She wasn't protecting anyone else. I felt uncomfortable being in there. Educate yourselves on Corona. Keep your customers safe. Get a new company representative for the front desk. I pay your salary with my business. Once I'm done with this account, I won't be a repeat.
Personal
Response from 1st Franklin Financial
August 3, 2020
Thank you for your comments regarding your recent visit to our Vidalia office. We apologize for the negative experience and assure you that your feedback was shared with the branch employees as well as the Regional Director. If you would like to speak to someone about your experience, our Quality Assurance Department would be happy to assist you. Please call them at 1-800-700-7943.
5.0 out of 5.0
April 9, 2020
Great
Valentina H.
Response from 1st Franklin Financial
April 9, 2020
Thank you for your review, Valentina!
5.0 out of 5.0
April 9, 2020
Great
Valentina H.
Response from 1st Franklin Financial
April 9, 2020
Thank you for taking the time to review our Vidalia office!
5.0 out of 5.0
March 25, 2020
Great customer service
Danny D.
Response from 1st Franklin Financial
March 25, 2020
We appreciate your review, Danny!
5.0 out of 5.0
March 7, 2020
Always great service
Paul C.
Response from 1st Franklin Financial
March 7, 2020
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
5.0 out of 5.0
March 6, 2020
Great customer service
Willie J.
Response from 1st Franklin Financial
March 6, 2020
We are hard at work to make our business the business of choice for those who appreciate service excellence.
4.0 out of 5.0
March 6, 2020
Mostly do all transactions over the phone, and everyone I have spoken with has always been pleasent and helpful
Donna M.
Response from 1st Franklin Financial
March 6, 2020
We will always try our best to provide you with the best service possible.
5.0 out of 5.0
March 5, 2020
Very helpful and nice been very good to me
Derek D.
Response from 1st Franklin Financial
March 5, 2020
We know that you have options and are pleased that you selected us and proud to have served you.
5.0 out of 5.0
March 5, 2020
GREAT CUSTOMER SERVICE.
Otis W.
Response from 1st Franklin Financial
March 5, 2020
Thank you for your review, Otis!
5.0 out of 5.0
March 5, 2020
I think I have the best office ever. They are always friendly, helpful and very professional.
Joy B.
Response from 1st Franklin Financial
March 5, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 5, 2020
Great Customer Service
Katrina B.
Response from 1st Franklin Financial
March 5, 2020
Thank you for taking time to share your opinion with others.
5.0 out of 5.0
March 4, 2020
Yes
Pamela H.
Response from 1st Franklin Financial
March 4, 2020
Thank you for taking the time to leave us a review, Pamela!
5.0 out of 5.0
March 4, 2020
Great customer service
Sonya J.
Response from 1st Franklin Financial
March 4, 2020
We could not ask for a better compliment.
5.0 out of 5.0
March 4, 2020
Very friendly and great customer service
Emory C.
Response from 1st Franklin Financial
March 4, 2020
Please visit us again. It is our pleasure to serve you.
5.0 out of 5.0
March 4, 2020
Great people customer service
Caronetta R.
Response from 1st Franklin Financial
March 4, 2020
We are constantly hard at work to deliver the best possible experience.
5.0 out of 5.0
March 4, 2020
Excellent customer service. Very attentive to my needs as a borrower.
Linda K.
Response from 1st Franklin Financial
March 4, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
5.0 out of 5.0
March 4, 2020
Good service
Robert C.
Response from 1st Franklin Financial
March 4, 2020
We look forward to serving you in a future visit.
5.0 out of 5.0
March 4, 2020
Wonderful Service
Pam L.
Response from 1st Franklin Financial
March 4, 2020
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
5.0 out of 5.0
March 4, 2020
every staff member is helpful
Alexander S.
Response from 1st Franklin Financial
March 4, 2020
We want to earn your business each and every time.
5.0 out of 5.0
March 4, 2020
Love, the Staff, very easy to work with, Ms Sharon is the BEST!!!!!!!
Theresa B.
Response from 1st Franklin Financial
March 4, 2020
We are constantly looking for better ways to serve you.
Displaying 1 out of 20 reviews