Our Friendly Franklin Folks are following recommended COVID safety guidelines. Our branch representatives will be wearing face masks and maintaining social distance and we are asking our customers to do the same. Thank you for your understanding.

1st Franklin Financial
Vidalia

1st Franklin Financial Vidalia

4.7 out of 5.0

32 Reviews

Leave a Review

4.7 out of 5.0

32 Reviews

Leave a Review

Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today

1100 East First Street

Vidalia

GA 30474

(912) 537-3062(912) 537-3062

Serving Vidalia since 1988!

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Hours:

Day of the Week	Hours
Monday	8:30 AM - 5:30 PM
Tuesday	8:30 AM - 5:30 PM
Wednesday	8:30 AM - 1:30 PM
Thursday	8:30 AM - 5:30 PM
Friday	8:30 AM - 5:30 PM
Saturday	Closed
Sunday	Closed

Personal loans at the speed of life.

When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.

Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More

If you need immediate assistance, call or visit a branch.

You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!

Frequently Asked Questions

What documents do I need to apply for a 1st Franklin loan?

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

What loan amounts do you offer?

1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250

Can I qualify for a loan if I have a low credit score?

If you have a low credit score, we can still help. We make loans to fit just about any budget.

How long does it take to get approved?

Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.

How is a 1ˢᵗ Franklin Financial loan different from a payday loan?

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Our Local Dealers

We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!

Aceman Inc. - The Sound Solution

(912) 538-0630

See Offers

Air Tech Heating and Cooling, Inc.

(912) 537-0668

See Offers

Alston Saw Shop

(912) 594-6701

See Offers

Clarke Appliances

(912) 537-1135

See Offers

Dirty South Powersports

(912) 403-3299

See Offers

Mosley Tire Company

(912) 537-3057

See Offers

Toombs Outdoors

(912) 526-4090

See Offers

Vidalia Motorsports

(912) 805-2223

See Offers

Vincent R. Drummer Funeral Home

(912) 537-4473

See Offers

We AR Arming America LLC

(912) 537-6620

See Offers

Wholesale Customs

(912) 537-8208

See Offers

Mann’s Performance

(912) 537-0764

See Offers

Recent Reviews

4.7 out of 5.0

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1 out of 5

Aug 3, 2020

No personality at the front desk. There is a black lady who takes payment and speaks to customers at the front desk in Vidalia. She acts like it is a great inconvenience every time I go in there. Something is always wrong. My payment amount is wrong even though it's it is what's reflected on my bill, she acts like she doesn't want to hand me my receipt when it's printed and asks first if I want it, and this time she wanted me to sanitize my hands before I handed over cash even though I explained I was allergic and a co-worker was maskless five feet away. She wasn't protecting anyone else. I felt uncomfortable being in there. Educate yourselves on Corona. Keep your customers safe. Get a new company representative for the front desk. I pay your salary with my business. Once I'm done with this account, I won't be a repeat.

Personal

Thank you for your comments regarding your recent visit to our Vidalia office. We apologize for the negative experience and assure you that your feedback was shared with the branch employees as well as the Regional Director. If you would like to speak to someone about your experience, our Quality Assurance Department would be happy to assist you. Please call them at 1-800-700-7943.