1st Franklin Financial
Vidalia
Vidalia
1st Franklin Financial Vidalia
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1100 East First Street
Vidalia, GA 30474
US
(912) 537-3062(912) 537-3062
Serving Vidalia since 1988!
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
1 Star
2 Star
3 Star
4 Star
5 Star
5 out of 5




Jul 18, 2022
5 out of 5




Jul 1, 2022
5 out of 5




Jul 1, 2022
5 out of 5




Jun 7, 2022
5 out of 5




Mar 24, 2022
1 out of 5




Aug 3, 2020
Thank you for your comments regarding your recent visit to our Vidalia office. We apologize for the negative experience and assure you that your feedback was shared with the branch employees as well as the Regional Director. If you would like to speak to someone about your experience, our Quality Assurance Department would be happy to assist you. Please call them at 1-800-700-7943.
Response from 1st Franklin Financial
5 out of 5




Apr 9, 2020
Thank you for your review, Valentina!
Response from 1st Franklin Financial
5 out of 5




Apr 9, 2020
Thank you for taking the time to review our Vidalia office!
Response from 1st Franklin Financial
5 out of 5




Mar 25, 2020
We appreciate your review, Danny!
Response from 1st Franklin Financial
5 out of 5




Mar 7, 2020
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
We are hard at work to make our business the business of choice for those who appreciate service excellence.
Response from 1st Franklin Financial
4 out of 5




Mar 6, 2020
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We know that you have options and are pleased that you selected us and proud to have served you.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
Thank you for your review, Otis!
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
Thank you for taking time to share your opinion with others.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Thank you for taking the time to leave us a review, Pamela!
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We could not ask for a better compliment.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Please visit us again. It is our pleasure to serve you.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We are constantly hard at work to deliver the best possible experience.
Response from 1st Franklin Financial