1st Franklin Financial
Vidalia
1st Franklin Financial Vidalia
4.7 out of 5.0full starfull starfull starfull starhalf star
32 Reviews
4.7 out of 5.0full starfull starfull starfull starhalf star
32 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1100 East First Street
Vidalia, GA 30474
US
(912) 537-3062(912) 537-3062
Serving Vidalia since 1988!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.7 out of 5.0full starfull starfull starfull starhalf star
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1 out of 5full starempty starempty starempty starempty star
Aug 3, 2020
No personality at the front desk. There is a black lady who takes payment and speaks to customers at the front desk in Vidalia. She acts like it is a great inconvenience every time I go in there. Something is always wrong. My payment amount is wrong even though it's it is what's reflected on my bill, she acts like she doesn't want to hand me my receipt when it's printed and asks first if I want it, and this time she wanted me to sanitize my hands before I handed over cash even though I explained I was allergic and a co-worker was maskless five feet away. She wasn't protecting anyone else. I felt uncomfortable being in there. Educate yourselves on Corona. Keep your customers safe. Get a new company representative for the front desk. I pay your salary with my business. Once I'm done with this account, I won't be a repeat.
Personal
Thank you for your comments regarding your recent visit to our Vidalia office. We apologize for the negative experience and assure you that your feedback was shared with the branch employees as well as the Regional Director. If you would like to speak to someone about your experience, our Quality Assurance Department would be happy to assist you. Please call them at 1-800-700-7943.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Apr 9, 2020
Great
Valentina H.
Thank you for your review, Valentina!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Apr 9, 2020
Great
Valentina H.
Thank you for taking the time to review our Vidalia office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 25, 2020
Great customer service
Danny D.
We appreciate your review, Danny!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Always great service
Paul C.
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great customer service
Willie J.
We are hard at work to make our business the business of choice for those who appreciate service excellence.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 6, 2020
Mostly do all transactions over the phone, and everyone I have spoken with has always been pleasent and helpful
Donna M.
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Very helpful and nice been very good to me
Derek D.
We know that you have options and are pleased that you selected us and proud to have served you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
GREAT CUSTOMER SERVICE.
Otis W.
Thank you for your review, Otis!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
I think I have the best office ever. They are always friendly, helpful and very professional.
Joy B.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great Customer Service
Katrina B.
Thank you for taking time to share your opinion with others.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Yes
Pamela H.
Thank you for taking the time to leave us a review, Pamela!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service
Sonya J.
We could not ask for a better compliment.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very friendly and great customer service
Emory C.
Please visit us again. It is our pleasure to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great people customer service
Caronetta R.
We are constantly hard at work to deliver the best possible experience.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent customer service. Very attentive to my needs as a borrower.
Linda K.
Our goal is to provide customers with superior service that exceeds their expectations.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Good service
Robert C.
We look forward to serving you in a future visit.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Wonderful Service
Pam L.
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
every staff member is helpful
Alexander S.
We want to earn your business each and every time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Love, the Staff, very easy to work with, Ms Sharon is the BEST!!!!!!!
Theresa B.
We are constantly looking for better ways to serve you.
Response from 1st Franklin Financial