Our Friendly Franklin Folks are following recommended COVID safety guidelines. Our branch representatives will be wearing face masks and maintaining social distance and we are asking our customers to do the same. Thank you for your understanding.

1st Franklin Financial
Valdosta

1st Franklin Financial Valdosta

4.8 out of 5.0

36 Reviews

Leave a Review

4.8 out of 5.0

36 Reviews

Leave a Review

Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today

1900 Gornto Rd

Suite G

Valdosta

GA 31602

(229) 247-3558(229) 247-3558

Serving Valdosta since 1991!

View Nearby Locations

Hours:

Day of the Week	Hours
Monday	8:30 AM - 5:30 PM
Tuesday	8:30 AM - 5:30 PM
Wednesday	8:30 AM - 1:30 PM
Thursday	8:30 AM - 5:30 PM
Friday	8:30 AM - 5:30 PM
Saturday	Closed
Sunday	Closed

Personal loans at the speed of life.

When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.

Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More

If you need immediate assistance, call or visit a branch.

You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!

Frequently Asked Questions

What documents do I need to apply for a 1st Franklin loan?

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

What loan amounts do you offer?

1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250

Can I qualify for a loan if I have a low credit score?

If you have a low credit score, we can still help. We make loans to fit just about any budget.

How long does it take to get approved?

Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.

How is a 1ˢᵗ Franklin Financial loan different from a payday loan?

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Our Local Dealers

We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!

B and B Carts

(229) 242-2816

See Offers

Furniture Express

(229) 293-0040

See Offers

Powell's Outdoor Power Equipment

(229) 244-4329

See Offers

Powerhouse Outdoor Equipment - Valdosta

(229) 242-6445

See Offers

Shiver Carts - Tifton

(229) 386-0678

See Offers

Shiver Carts - Valdosta

(229) 333-0045

See Offers

Sims Fence Company

(229) 245-9697

See Offers

Tire King

(229) 247-1345

See Offers

Triple H Mobil Home Parts and Services

(229) 247-4208

See Offers

Wright's Heating and Air Conditioning

(229) 241-1066

See Offers

Recent Reviews

4.8 out of 5.0

1 Star

2 Star

3 Star

4 Star

5 Star

Leave a Review

5 out of 5

Dec 16, 2021

I completed my application online and I was able to go in the next day. Alecia and Kayla (forgive my spelling of their names) were the best. They were very easy to interact with and they made the experience very comfortable. I had fifty million questions and Alecia answered every one in detail. I will most definitely refer them to others. I look forward to a great relationship with them.

Kim Callahan

We realize our customers are busy and knowing that you took the time to voice your opinion and give us such high accolades validates every effort we make to go the extra mile. We will do everything in our power to make certain every single visit is equally delightful.

Response from 1st Franklin Financial

5 out of 5

Sep 23, 2021

Great customer service especially the lady with initials CJB

Angela R

We're happy to hear that you received great customer service form our Valdosta staff!

Response from 1st Franklin Financial

5 out of 5

Sep 18, 2021

Friendly and fast service.

Alesha B

Hey, Alesha! Thank you for your kind review.

Response from 1st Franklin Financial

5 out of 5

Mar 12, 2020

Very nice customer service and make you feel very welcome

Leon A

5 out of 5

Mar 10, 2020

Great customer service

Peggy B.

5 out of 5

Mar 9, 2020

great

Marvin M.

5 out of 5

Mar 9, 2020

Great financial Institution! Great Service!

Kathy F.

5 out of 5

Mar 7, 2020

Great consumer service, very helpful, and understanding. Hands down great team. Thank you for your service.

Trena M.

5 out of 5

Mar 7, 2020

They are like a family and have great customer service

Timothy W.

5 out of 5

Mar 7, 2020

I love 1st Franklin.. they will help you in anyway they can..

Tabitha L.

4 out of 5

Mar 6, 2020

great customer service. Please send my password to sign in to account.

Freddie R.

5 out of 5

Mar 6, 2020

Great customer service.

Carl Y.

5 out of 5

Mar 6, 2020

Easy to get information and will work with you if need be.

Brenda H.

5 out of 5

Mar 6, 2020

We have had a loan with them for years and my parents before us. They are GREAT people!!! 10/10

Bardin D.

5 out of 5

Mar 5, 2020

Great customer service

Chelsia R.

5 out of 5

Mar 5, 2020

All employees are both knowledgeable, courteous, and complete professionals.

Leslie S.

5 out of 5

Mar 5, 2020

Always there when I need them most

Delmer C.

5 out of 5

Mar 5, 2020

Great customer service..and very patient

Tanya F.

5 out of 5

Mar 5, 2020

Great customer service, very understandable when it comes to hardships.

Desmond S.

4 out of 5

Mar 5, 2020

Great customer service and they were a big help.

Anne D.

See All ReviewsSee Less Reviews