1st Franklin Financial
Valdosta

1st Franklin Financial Valdosta

4.8 out of 5.0full starfull starfull starfull starfull star
41 Reviews
4.8 out of 5.0full starfull starfull starfull starfull star
41 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
1900 Gornto Rd
Suite G
Valdosta, GA 31602
US
(229) 247-3558(229) 247-3558
Serving Valdosta since 1991!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
Saturday8:30 AM - 12:30 PM
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Powerhouse Outdoor Equipment - Valdosta
(229) 242-6445
See Offers
Shiver Carts - Tifton
(229) 386-0678
See Offers
Powell's Outdoor Power Equipment
(229) 244-4329
See Offers
Wright's Heating and Air Conditioning
(229) 241-1066
See Offers
B and B Carts
(229) 242-2816
See Offers
Furniture Express
(229) 293-0040
See Offers
Shiver Carts - Valdosta
(229) 333-0045
See Offers
Triple H Mobil Home Parts and Services
(229) 247-4208
See Offers
Sims Fence Company
(229) 245-9697
See Offers
Tire King
(229) 247-1345
See Offers

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Aug 31, 2022
Good service
Kw
5 out of 5full starfull starfull starfull starfull star
Aug 30, 2022
Mrs Alecia Hughes has great customer service and always trying to find a way to help people. The world needs more people like her..
Satoya Dornes
5 out of 5full starfull starfull starfull starfull star
Aug 11, 2022
Alecia Hughes is wonderful-she is courteous, prompt, and professional. I have dealt with Alecia for years, and am comfortable recommending her business service to any of my family and friends.
Carlos Hundley
5 out of 5full starfull starfull starfull starfull star
Jul 1, 2022
indeed, First Franklin Financial gets a high recommendation to my family and friends because of, their friendliness, prompt professional service, and patience with customers like me. Alecia Hughes is one of the most humble and courteous loan officers who I know. All of the ladies who work in the Valdosta (GA) are great to me: Chelsea, Amber, Ciealla and all others.
Carlos H.
5 out of 5full starfull starfull starfull starfull star
Apr 21, 2022
Each time i come in there is great customer service. Great environment and is able to get what I need done. I appreciate Valdosta 1st Franklin Staff. Highly recommended.
Kira W
5 out of 5full starfull starfull starfull starfull star
Dec 16, 2021
I completed my application online and I was able to go in the next day. Alecia and Kayla (forgive my spelling of their names) were the best. They were very easy to interact with and they made the experience very comfortable. I had fifty million questions and Alecia answered every one in detail. I will most definitely refer them to others. I look forward to a great relationship with them.
Kim Callahan
We realize our customers are busy and knowing that you took the time to voice your opinion and give us such high accolades validates every effort we make to go the extra mile. We will do everything in our power to make certain every single visit is equally delightful.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 23, 2021
Great customer service especially the lady with initials CJB
Angela R
We're happy to hear that you received great customer service form our Valdosta staff!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 18, 2021
Friendly and fast service.
Alesha B
Hey, Alesha! Thank you for your kind review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 12, 2020
Very nice customer service and make you feel very welcome
Leon A
5 out of 5full starfull starfull starfull starfull star
Mar 10, 2020
Great customer service
Peggy B.
5 out of 5full starfull starfull starfull starfull star
Mar 9, 2020
great
Marvin M.
5 out of 5full starfull starfull starfull starfull star
Mar 9, 2020
Great financial Institution! Great Service!
Kathy F.
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Great consumer service, very helpful, and understanding. Hands down great team. Thank you for your service.
Trena M.
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
They are like a family and have great customer service
Timothy W.
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
I love 1st Franklin.. they will help you in anyway they can..
Tabitha L.
4 out of 5full starfull starfull starfull starempty star
Mar 6, 2020
great customer service. Please send my password to sign in to account.
Freddie R.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great customer service.
Carl Y.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Easy to get information and will work with you if need be.
Brenda H.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
We have had a loan with them for years and my parents before us. They are GREAT people!!! 10/10
Bardin D.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
Chelsia R.