1st Franklin Financial
Valdosta
Valdosta
1st Franklin Financial Valdosta
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1900 Gornto Rd
Suite G
Valdosta, GA 31602
US
(229) 247-3558(229) 247-3558
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Recent Reviews
5.0 out of 5.0




March 12, 2020
Very nice customer service and make you feel very welcome
Leon A
5.0 out of 5.0




March 10, 2020
Great customer service
Peggy B.
5.0 out of 5.0




March 9, 2020
great
Marvin M.
5.0 out of 5.0




March 9, 2020
Great financial Institution! Great Service!
Kathy F.
5.0 out of 5.0




March 7, 2020
Great consumer service, very helpful, and understanding. Hands down great team. Thank you for your service.
Trena M.
5.0 out of 5.0




March 7, 2020
They are like a family and have great customer service
Timothy W.
5.0 out of 5.0




March 7, 2020
I love 1st Franklin.. they will help you in anyway they can..
Tabitha L.
4.0 out of 5.0




March 6, 2020
great customer service. Please send my password to sign in to account.
Freddie R.
5.0 out of 5.0




March 6, 2020
Great customer service.
Carl Y.
5.0 out of 5.0




March 6, 2020
Easy to get information and will work with you if need be.
Brenda H.
5.0 out of 5.0




March 6, 2020
We have had a loan with them for years and my parents before us. They are GREAT people!!! 10/10
Bardin D.
5.0 out of 5.0




March 5, 2020
Great customer service
Chelsia R.
5.0 out of 5.0




March 5, 2020
All employees are both knowledgeable, courteous, and complete professionals.
Leslie S.
5.0 out of 5.0




March 5, 2020
Always there when I need them most
Delmer C.
5.0 out of 5.0




March 5, 2020
Great customer service..and very patient
Tanya F.
5.0 out of 5.0




March 5, 2020
Great customer service, very understandable when it comes to hardships.
Desmond S.
4.0 out of 5.0




March 5, 2020
Great customer service and they were a big help.
Anne D.
5.0 out of 5.0




March 5, 2020
Great Customer Service
Timothy W.
5.0 out of 5.0




March 5, 2020
Great customer service
Rose C.
5.0 out of 5.0




March 4, 2020
First Franklin has always giving me excellent and courteous service the ladies there are all so sweet and very patient I love them all especially aribi. She always makes sure I’m satisfied with my process and explained the process very detailed. I highly recommend this company for your loan needs.
Consuela T.
Displaying 1 out of 20 reviews