Branch Locations
1st Franklin Financial
Valdosta
Valdosta
1st Franklin Financial Valdosta
4.8 out of 5.0
4.8 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1900 Gornto Rd
Suite G
Valdosta, GA 31602
US
(229) 247-3558(229) 247-3558
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.8 out of 5.0
(33 Reviews)5.0 out of 5.0
March 12, 2020
Very nice customer service and make you feel very welcome
Leon A
5.0 out of 5.0
March 10, 2020
Great customer service
Peggy B.
5.0 out of 5.0
March 9, 2020
great
Marvin M.
5.0 out of 5.0
March 9, 2020
Great financial Institution! Great Service!
Kathy F.
5.0 out of 5.0
March 7, 2020
Great consumer service, very helpful, and understanding. Hands down great team. Thank you for your service.
Trena M.
5.0 out of 5.0
March 7, 2020
They are like a family and have great customer service
Timothy W.
5.0 out of 5.0
March 7, 2020
I love 1st Franklin.. they will help you in anyway they can..
Tabitha L.
4.0 out of 5.0
March 6, 2020
great customer service. Please send my password to sign in to account.
Freddie R.
5.0 out of 5.0
March 6, 2020
Great customer service.
Carl Y.
5.0 out of 5.0
March 6, 2020
Easy to get information and will work with you if need be.
Brenda H.
5.0 out of 5.0
March 6, 2020
We have had a loan with them for years and my parents before us. They are GREAT people!!! 10/10
Bardin D.
5.0 out of 5.0
March 5, 2020
Great customer service
Chelsia R.
5.0 out of 5.0
March 5, 2020
All employees are both knowledgeable, courteous, and complete professionals.
Leslie S.
5.0 out of 5.0
March 5, 2020
Always there when I need them most
Delmer C.
5.0 out of 5.0
March 5, 2020
Great customer service..and very patient
Tanya F.
5.0 out of 5.0
March 5, 2020
Great customer service, very understandable when it comes to hardships.
Desmond S.
4.0 out of 5.0
March 5, 2020
Great customer service and they were a big help.
Anne D.
5.0 out of 5.0
March 5, 2020
Great Customer Service
Timothy W.
5.0 out of 5.0
March 5, 2020
Great customer service
Rose C.
5.0 out of 5.0
March 4, 2020
First Franklin has always giving me excellent and courteous service the ladies there are all so sweet and very patient I love them all especially aribi. She always makes sure I’m satisfied with my process and explained the process very detailed. I highly recommend this company for your loan needs.
Consuela T.
Displaying 1 out of 20 reviews