1st Franklin Financial
Valdosta
1st Franklin Financial Valdosta
4.8 out of 5.0full starfull starfull starfull starfull star
34 Reviews
4.8 out of 5.0full starfull starfull starfull starfull star
34 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1900 Gornto Rd
Suite G
Valdosta, GA 31602
US
(229) 247-3558(229) 247-3558
Serving Valdosta since 1991!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Sep 18, 2021
Friendly and fast service.
Alesha B
5 out of 5full starfull starfull starfull starfull star
Mar 12, 2020
Very nice customer service and make you feel very welcome
Leon A
5 out of 5full starfull starfull starfull starfull star
Mar 10, 2020
Great customer service
Peggy B.
5 out of 5full starfull starfull starfull starfull star
Mar 9, 2020
great
Marvin M.
5 out of 5full starfull starfull starfull starfull star
Mar 9, 2020
Great financial Institution! Great Service!
Kathy F.
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Great consumer service, very helpful, and understanding. Hands down great team. Thank you for your service.
Trena M.
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
They are like a family and have great customer service
Timothy W.
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
I love 1st Franklin.. they will help you in anyway they can..
Tabitha L.
4 out of 5full starfull starfull starfull starempty star
Mar 6, 2020
great customer service. Please send my password to sign in to account.
Freddie R.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great customer service.
Carl Y.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Easy to get information and will work with you if need be.
Brenda H.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
We have had a loan with them for years and my parents before us. They are GREAT people!!! 10/10
Bardin D.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
Chelsia R.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
All employees are both knowledgeable, courteous, and complete professionals.
Leslie S.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Always there when I need them most
Delmer C.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service..and very patient
Tanya F.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service, very understandable when it comes to hardships.
Desmond S.
4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
Great customer service and they were a big help.
Anne D.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great Customer Service
Timothy W.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
Rose C.