Branch Locations
1st Franklin Financial
Toccoa
Toccoa
1st Franklin Financial Toccoa
4.8 out of 5.0
4.8 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
25 Stephen Circle
Toccoa, GA 30577
US
(706) 886-2153(706) 886-2153
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.8 out of 5.0
(11 Reviews)5.0 out of 5.0
March 4, 2020
Great Customer Service
Marcella B.
Response from 1st Franklin Financial
March 4, 2020
Thank you for taking the time out of your busy schedule to review our business.
5.0 out of 5.0
March 4, 2020
always kind no matter the situation
James B.
Response from 1st Franklin Financial
March 4, 2020
We wanted to take a moment to thank you for telling us more about your experience with us.
5.0 out of 5.0
March 4, 2020
easy to work with
James B.
Response from 1st Franklin Financial
March 4, 2020
Thank you for taking the time to let us know how we are doing.
4.0 out of 5.0
March 3, 2020
Great customer service and atmosphere
Terry P.
Response from 1st Franklin Financial
March 3, 2020
We are so grateful for your feedback!
5.0 out of 5.0
March 3, 2020
Great customer service and very helpful
Mickey C.
Response from 1st Franklin Financial
March 3, 2020
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
5.0 out of 5.0
March 3, 2020
Great customer service.
Rodney W.
Response from 1st Franklin Financial
March 3, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 3, 2020
We have had nothing but great experience with you.
Tony R.
Response from 1st Franklin Financial
March 3, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
4.0 out of 5.0
March 3, 2020
Friendly service
Allen T.
Response from 1st Franklin Financial
March 3, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0
September 16, 2019
Great
Daniel A.
Response from 1st Franklin Financial
September 16, 2019
Thanks, Daniel!
5.0 out of 5.0
September 4, 2019
Always Greet you with a smile
Cathy H.
Response from 1st Franklin Financial
September 4, 2019
Thank you for reviewing our Toccoa office!
5.0 out of 5.0
September 4, 2019
Courtesy and prompt service.
Bobby B.
Response from 1st Franklin Financial
September 4, 2019
We are so grateful for your feedback!
Displaying 1 out of 11 reviews