1st Franklin Financial Investment Center and Corporate Office
Toccoa
Toccoa
1st Franklin Financial Investment Center and Corporate Office Toccoa
Open Today: 8:30 AM - 5:00 PMOpen Today: 8:30 AM - 5:00 PMOpen Today: 8:30 AM - 5:00 PMOpen Today: 8:30 AM - 5:00 PMOpen Today: 8:30 AM - 5:00 PMOpen Today: 8:30 AM - 12:00 PMClosed Today
135 E. Tugalo Street
Toccoa, GA 30577
US
Serving Toccoa since 1950!
Hours:
Saturday Hours - Drive Thru Only
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:00 PM |
Tuesday | 8:30 AM - 5:00 PM |
Wednesday | 8:30 AM - 5:00 PM |
Thursday | 8:30 AM - 5:00 PM |
Friday | 8:30 AM - 5:00 PM |
Saturday | 8:30 AM - 12:00 PM |
Sunday | Closed |
Frequently Asked Questions
Is 1st Franklin Financial Corporation a bank?
We are not a bank. We are a privately—held corporation that has been engaged in the consumer finance industry since 1941. We fund our loans through a combination of the issuance of short and longer-term debt securities, such as Senior Demand Notes, Variable Rate Subordinated Debentures, Commercial Paper, as well as with borrowings from time to time under our revolving credit facility.
Are 1st Franklin Investments insured?
Our Investments are not bank deposits and are not insured by the Federal Deposit Insurance Corporation (FDIC) or Securities Investor Protection Corporation (SIPC) or any other Federal or State Agency. Investors must rely solely on the Company’s ability to pay principal and interest on its Investments.
Is 1st Franklin licensed to sell Investments in all states?
We are licensed to sell Variable Rate Subordinated Debentures to residents of Georgia and South Carolina. Senior Demand Notes may be sold to residents of Georgia, only. Commercial Paper may be sold to residents of any state, except California.
How do I make an Investment?
Simply call us at 706-886-7571 or 800-282-0709, and one of our Investment Center representatives will provide the information you need to start the Investment process. Sales of certain Investments are sold only by Prospectus and are strictly regulated. Therefore, Investment may not be purchased online, and you must speak with one of our representatives.
I have a local 1st Franklin office in my area. May I visit with them to open an Investment?
Our branch offices are unable to open or discuss Investments with you. They will refer you to the Investment Center, located only in Toccoa, GA. Please call the Investment Center at 706-886-7571 or 800-282-0709 to ask additional questions or begin the opening process.
Recent Reviews
1 Star
2 Star
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5 Star
5 out of 5




Jan 3, 2023
5 out of 5




Jan 1, 2023
5 out of 5




Jan 1, 2023
5 out of 5




Jan 1, 2023
1 out of 5




Dec 29, 2022
Hello, Tanya. We see that you meant to leave a review for our Arab office and not our Investment Center. We will make sure to share your review with the Branch Manager and Regional Director over the Arab office and have them contact you to discuss your experience.
Response from 1st Franklin Financial
5 out of 5




Dec 25, 2022
1 out of 5




Jul 19, 2022
Hello, Jeremy. We understand that this review is for our Cordele loan office and not our Investment Center. If you would like to speak to someone from our Corporate office about your experience with your local loan office, please contact our Quality Assurance Department at 1-800-700-7943.
Response from 1st Franklin Financial
5 out of 5




Feb 24, 2022
5 out of 5




Dec 27, 2021
Hello, Tammy! Thank you for taking the time out of your busy schedule to review our Investment Center.
Response from 1st Franklin Financial
5 out of 5




Dec 24, 2021
We are delighted to have had the opportunity to serve you, Paul.
Response from 1st Franklin Financial
5 out of 5




Feb 20, 2020
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback. We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
Response from 1st Franklin Financial
5 out of 5




Sep 12, 2019
We appreciate that you took the time to review our Investment Center, Mandi!
Response from 1st Franklin Financial
5 out of 5




Sep 6, 2019
Thank you for your kind review of our Investment Center staff!
Response from 1st Franklin Financial
5 out of 5




Sep 6, 2019
Thank you for your kind words, Mandy!
Response from 1st Franklin Financial
5 out of 5




Sep 6, 2019
We are delighted to have had the opportunity to serve you, Ms. Mackenzie.
Response from 1st Franklin Financial
5 out of 5




Sep 5, 2019
Thank you for taking the time to leave a review for our Investment Center!
Response from 1st Franklin Financial
5 out of 5




Sep 5, 2019
Thank you for your review, Megan!
Response from 1st Franklin Financial