Branch Locations
1st Franklin Financial Investment Center and Corporate Office
Toccoa
Toccoa
1st Franklin Financial Investment Center and Corporate Office Toccoa
5.0 out of 5.0
5.0 out of 5.0
Open Today: 8:30 AM - 5:00 PMOpen Today: 8:30 AM - 5:00 PMOpen Today: 8:30 AM - 5:00 PMOpen Today: 8:30 AM - 5:00 PMOpen Today: 8:30 AM - 5:00 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
135 E. Tugalo Street
Toccoa, GA 30577
US
Hours:
Saturday - Drive Thru Only
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:00 PM |
| Tuesday | 8:30 AM - 5:00 PM |
| Wednesday | 8:30 AM - 5:00 PM |
| Thursday | 8:30 AM - 5:00 PM |
| Friday | 8:30 AM - 5:00 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0
(7 Reviews)5.0 out of 5.0
February 20, 2020
Great Experience every time!
Great Company! The investment center offers a highly dedicated staff of professionals. Each is kind, helpful and knowledgeable about products and services offered.
Jon W.
Response from 1st Franklin Financial
February 20, 2020
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback. We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
5.0 out of 5.0
September 12, 2019
Excellent service and great rates!
Mandi A.
Response from 1st Franklin Financial
September 12, 2019
We appreciate that you took the time to review our Investment Center, Mandi!
5.0 out of 5.0
September 6, 2019
Everyone is always friendly and helpful!
Sabrena C.
Response from 1st Franklin Financial
September 6, 2019
Thank you for your kind review of our Investment Center staff!
5.0 out of 5.0
September 6, 2019
A friendly group of people and always very helpful.
Mandy A.
Response from 1st Franklin Financial
September 6, 2019
Thank you for your kind words, Mandy!
5.0 out of 5.0
September 6, 2019
Great place to earn interest on my savings. Great customer service, too!!
Mackenzie R.
Response from 1st Franklin Financial
September 6, 2019
We are delighted to have had the opportunity to serve you, Ms. Mackenzie.
5.0 out of 5.0
September 5, 2019
Great experience. Friendly service. Very happy to have my money at 1st Franklin Investment Center.
Mary R.
Response from 1st Franklin Financial
September 5, 2019
Thank you for taking the time to leave a review for our Investment Center!
5.0 out of 5.0
September 5, 2019
I have had an account with 1st Franklin’s Investment Center for years. They treat you like family.
Megan C.
Response from 1st Franklin Financial
September 5, 2019
Thank you for your review, Megan!
Displaying 1 out of 7 reviews