1st Franklin Financial Investment Center and Corporate Office
Toccoa
1st Franklin Financial Investment Center and Corporate Office Toccoa
5.0 out of 5.0full starfull starfull starfull starfull star
7 Reviews
5.0 out of 5.0full starfull starfull starfull starfull star
7 Reviews
Open Today: 8:30 AM - 5:00 PMOpen Today: 8:30 AM - 5:00 PMOpen Today: 8:30 AM - 5:00 PMOpen Today: 8:30 AM - 5:00 PMOpen Today: 8:30 AM - 5:00 PMOpen Today: 8:30 AM - 12:00 PMClosed Today
135 E. Tugalo Street
Toccoa, GA 30577
US
(706) 886-7571(706) 886-7571
Toll Free:
(800) 282-0709(800) 282-0709
Serving Toccoa since 1950!

Hours:

Saturday Hours - Drive Thru Only
Day of the WeekHours
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
Saturday8:30 AM - 12:00 PM
SundayClosed
Frequently Asked Questions
Is 1st Franklin Financial Corporation a bank?
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We are not a bank. We are a privately—held corporation that has been engaged in the consumer finance industry since 1941. We fund our loans through a combination of the issuance of short and longer-term debt securities, such as Senior Demand Notes, Variable Rate Subordinated Debentures, Commercial Paper, as well as with borrowings from time to time under our revolving credit facility.
Are 1st Franklin Investments insured?
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Our Investments are not bank deposits and are not insured by the Federal Deposit Insurance Corporation (FDIC) or Securities Investor Protection Corporation (SIPC) or any other Federal or State Agency. Investors must rely solely on the Company’s ability to pay principal and interest on its Investments.
Is 1st Franklin licensed to sell Investments in all states?
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We are licensed to sell Variable Rate Subordinated Debentures to residents of Georgia and South Carolina. Senior Demand Notes may be sold to residents of Georgia, only. Commercial Paper may be sold to residents of any state, except California.
How do I make an Investment?
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Simply call us at 706-886-7571 or 800-282-0709, and one of our Investment Center representatives will provide the information you need to start the Investment process. Sales of certain Investments are sold only by Prospectus and are strictly regulated. Therefore, Investment may not be purchased online, and you must speak with one of our representatives.
I have a local 1st Franklin office in my area. May I visit with them to open an Investment?
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Our branch offices are unable to open or discuss Investments with you. They will refer you to the Investment Center, located only in Toccoa, GA. Please call the Investment Center at 706-886-7571 or 800-282-0709 to ask additional questions or begin the opening process.

Recent Reviews

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5 out of 5full starfull starfull starfull starfull star
Feb 20, 2020
Great Experience every time! Great Company! The investment center offers a highly dedicated staff of professionals. Each is kind, helpful and knowledgeable about products and services offered.
Jon W.
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback. We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 12, 2019
Excellent service and great rates!
Mandi A.
We appreciate that you took the time to review our Investment Center, Mandi!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 6, 2019
Everyone is always friendly and helpful!
Sabrena C.
Thank you for your kind review of our Investment Center staff!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 6, 2019
A friendly group of people and always very helpful.
Mandy A.
Thank you for your kind words, Mandy!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 6, 2019
Great place to earn interest on my savings. Great customer service, too!!
Mackenzie R.
We are delighted to have had the opportunity to serve you, Ms. Mackenzie.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 5, 2019
Great experience. Friendly service. Very happy to have my money at 1st Franklin Investment Center.
Mary R.
Thank you for taking the time to leave a review for our Investment Center!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 5, 2019
I have had an account with 1st Franklin’s Investment Center for years. They treat you like family.
Megan C.
Thank you for your review, Megan!
Response from 1st Franklin Financial