Branch Locations
1st Franklin Financial
Swainsboro
Swainsboro
1st Franklin Financial Swainsboro
4.8 out of 5.0
4.8 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMClosed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
414 S. Main Street
Suite A1
Swainsboro, GA 30401
US
(478) 237-3400(478) 237-3400
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | Closed |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.8 out of 5.0
(29 Reviews)5.0 out of 5.0
March 18, 2020
Great customer service
Samuel J.
4.0 out of 5.0
March 12, 2020
Happy
Ricky L.
5.0 out of 5.0
March 9, 2020
Friendly and knowledgeable customer service
Betty K.
5.0 out of 5.0
March 6, 2020
Good Service
Ethel W.
5.0 out of 5.0
March 6, 2020
Great to do business with I recommend them for your financial needs. Everyone is very nice!!!
Johnnie T.
5.0 out of 5.0
March 6, 2020
Great customer service very friendly
Sheresa J.
5.0 out of 5.0
March 5, 2020
GREAT
Harvey W.
2.0 out of 5.0
March 5, 2020
not friendly service
Tracy S.
5.0 out of 5.0
March 5, 2020
All ways helping me
Larry W.
5.0 out of 5.0
March 5, 2020
Great service. Very professional. I would not go anywhere else. Thanks 1st Franklin.
Shuquarius R.
4.0 out of 5.0
March 4, 2020
Thank you for your business
Michael J.
5.0 out of 5.0
March 4, 2020
GREAT
Homer W.
5.0 out of 5.0
March 4, 2020
Great customer service a friendly smile and greeting when you walk though the door. Keep up the good work ladies
Lisa O.
5.0 out of 5.0
March 4, 2020
I would rate it a 5 for excellent great people to work with.
Stephanie R.
5.0 out of 5.0
March 4, 2020
I just love theme at 1st franklin!!!
Michelle M.
5.0 out of 5.0
March 4, 2020
Very good and nice people
Christina W.
5.0 out of 5.0
March 4, 2020
Yes great customer service
Samuel J.
5.0 out of 5.0
March 4, 2020
Great customer service
Tefanie M.
5.0 out of 5.0
March 4, 2020
Great Customer Service Care
Leon S.
5.0 out of 5.0
March 3, 2020
Great customer service
Catrina M.
Displaying 1 out of 20 reviews