Branch Locations
1st Franklin Financial
Statesboro
Statesboro
1st Franklin Financial Statesboro
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1680 Northside Drive East
Statesboro, GA 30458
US
(912) 764-6996(912) 764-6996
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0




September 28, 2020
Excellent !!! I’ve been with them for some years now. I would recommend anybody to them they have excellent customer service and they make you feel like family. The are there always to help you out to take care and get you want you need financial with the right loan you are looking for when you need it . They have a very Awesome team their I love Tina, Becky and Cortney they are so sweet. First Franklin is # 1 in my book when it comes to a lender for me and my family. 🥰
Pamela M.
Response from 1st Franklin Financial
September 28, 2020
Thank you for being a loyal customer throughout the years, Pamela! We realize our customers are busy and knowing that you took the time to voice your opinion and give us such high accolades validates every effort we make to go the extra mile.
5.0 out of 5.0




September 3, 2020
Always have a great experience going there and I want to thank Courtney Williams for always being very helpful and going above and beyond on customer service!
Garrett R
Response from 1st Franklin Financial
September 3, 2020
We wanted to take a moment to thank you for telling us about your experience with us. From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
5.0 out of 5.0




September 2, 2020
Excellent customer service very awesome staff would recommend this group to any one needing a loan
Shelia McGahee
Response from 1st Franklin Financial
September 2, 2020
Hi, Shelia! Thank you for taking the time out of your busy schedule to review our business.
5.0 out of 5.0




March 5, 2020
Amazing customer service and very professional
Stephen W.
Response from 1st Franklin Financial
March 5, 2020
We will always try our best to provide you with the best service possible.
5.0 out of 5.0




March 5, 2020
A big thank you to Courtney. She is always very helpful...
Denise M.
Response from 1st Franklin Financial
March 5, 2020
Thank you for your kind review of our Statesboro staff member!
5.0 out of 5.0




March 5, 2020
Courtney is a very helpful person to work with. I would recommend everyone to go see her for all of your needs.
Denise M.
Response from 1st Franklin Financial
March 5, 2020
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
5.0 out of 5.0




March 5, 2020
Friendly and good customer service
Dorothea S.
Response from 1st Franklin Financial
March 5, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0




March 5, 2020
Great customer service! Super friendly staff!
Dewayne S.
Response from 1st Franklin Financial
March 5, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
5.0 out of 5.0




March 4, 2020
Awesome Customer Service!!!
Aneshia H.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0




March 4, 2020
Customer service is excellent.
William R.
Response from 1st Franklin Financial
March 4, 2020
We are so grateful for your feedback!
3.0 out of 5.0




March 4, 2020
They are good
Christy B.
Response from 1st Franklin Financial
March 4, 2020
Thank you for reviewing our Statesboro office!
5.0 out of 5.0




March 4, 2020
Great customer service, very helpful, and respectful. You feel comfort as soon as you walk thru the doors.
Delance B.
Response from 1st Franklin Financial
March 4, 2020
Our goal is to have everyone walk out of our office with the sense that they are part of our 1st Franklin family.
5.0 out of 5.0




March 3, 2020
Excellent. I have done business at First Franklin's for years. The staff is customer focused and feel like a family. They have helped me with many financial needs over the years. Always professional, friendly, and prompt. Thanks so much !
Beverly F.
Response from 1st Franklin Financial
March 3, 2020
Hi, Beverly! Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best. Thank you for trusting us with your financial needs.
4.0 out of 5.0




March 3, 2020
Great service!
Johnny T.
Response from 1st Franklin Financial
March 3, 2020
We know that you have options and are pleased that you selected us and proud to have served you.
5.0 out of 5.0




March 3, 2020
Great customer service
Cheryl H.
Response from 1st Franklin Financial
March 3, 2020
Thank you for taking the time to review our Statesboro office!
5.0 out of 5.0




October 28, 2019
Great respectful customer service
Martin T.
Response from 1st Franklin Financial
October 28, 2019
We are thankful for your time and your willingness to write a review to let us know how we are doing.
5.0 out of 5.0




September 6, 2019
Great company to do business with. Everyone there is always so kind and ready to help you with whatever you need.
Kasey S.
Response from 1st Franklin Financial
September 6, 2019
Hi, Kasey! Thank you for your kind review of our Statesboro staff!
Displaying 1 out of 17 reviews