1st Franklin Financial
Royston
Royston
1st Franklin Financial Royston
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
655 Cook Street
Royston, GA 30662
US
(706) 245-6106(706) 245-6106
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Recent Reviews
5.0 out of 5.0




March 6, 2020
Excellent customer service! Lisa, Britney, and Marcus in Royston Ga are wonderful team! Been good to me over a decade!
Crystal H.
Response from 1st Franklin Financial
March 6, 2020
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
5.0 out of 5.0




March 4, 2020
Everyone is always pleasant and very helpful.
Ashonte' W.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your kind review of our Royston staff!
5.0 out of 5.0




March 4, 2020
Always very nice
Marty C.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your review, Marty!
5.0 out of 5.0




March 4, 2020
They are awesome always willing to help in time of need
William M.
Response from 1st Franklin Financial
March 4, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0




March 4, 2020
Great customer service, love the staff, they are willing to work with you during hard times if you just use communication. I didn't, but now we're back on good terms, and they've given me a second chance. Will forever deal with them.
Allyson R.
Response from 1st Franklin Financial
March 4, 2020
We hope you give us the opportunity to serve you again. Know that we are hard at work finding ways to do things better every single time.
5.0 out of 5.0




March 4, 2020
Fast,friendly,and eager to HELP very family
Oriented and always smells amazing and so CLEAN and up to date :)
Kimberly M.
Response from 1st Franklin Financial
March 4, 2020
You can count on us to make your experience one worth bragging about. Thank you for your patronage.
5.0 out of 5.0




March 3, 2020
Great customer service
Sandra A.
Response from 1st Franklin Financial
March 3, 2020
We appreciate your review, Sandra!
5.0 out of 5.0




March 3, 2020
Great customer service, friendly nice staff, there to help my needs when needed and i recommend everyone take there business to first Franklin Financial
Anthony C.
Response from 1st Franklin Financial
March 3, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0




September 4, 2019
Home town folks servicesin home town folks
William M.
Response from 1st Franklin Financial
September 4, 2019
Thank you for your review, William!
Displaying 1 out of 9 reviews