Branch Locations
1st Franklin Financial
Royston
Royston
1st Franklin Financial Royston
5.0 out of 5.0
5.0 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
655 Cook Street
Royston, GA 30662
US
(706) 245-6106(706) 245-6106
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0
(9 Reviews)5.0 out of 5.0
March 6, 2020
Excellent customer service! Lisa, Britney, and Marcus in Royston Ga are wonderful team! Been good to me over a decade!
Crystal H.
Response from 1st Franklin Financial
March 6, 2020
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
5.0 out of 5.0
March 4, 2020
Everyone is always pleasant and very helpful.
Ashonte' W.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your kind review of our Royston staff!
5.0 out of 5.0
March 4, 2020
Always very nice
Marty C.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your review, Marty!
5.0 out of 5.0
March 4, 2020
They are awesome always willing to help in time of need
William M.
Response from 1st Franklin Financial
March 4, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0
March 4, 2020
Great customer service, love the staff, they are willing to work with you during hard times if you just use communication. I didn't, but now we're back on good terms, and they've given me a second chance. Will forever deal with them.
Allyson R.
Response from 1st Franklin Financial
March 4, 2020
We hope you give us the opportunity to serve you again. Know that we are hard at work finding ways to do things better every single time.
5.0 out of 5.0
March 4, 2020
Fast,friendly,and eager to HELP very family
Oriented and always smells amazing and so CLEAN and up to date :)
Kimberly M.
Response from 1st Franklin Financial
March 4, 2020
You can count on us to make your experience one worth bragging about. Thank you for your patronage.
5.0 out of 5.0
March 3, 2020
Great customer service
Sandra A.
Response from 1st Franklin Financial
March 3, 2020
We appreciate your review, Sandra!
5.0 out of 5.0
March 3, 2020
Great customer service, friendly nice staff, there to help my needs when needed and i recommend everyone take there business to first Franklin Financial
Anthony C.
Response from 1st Franklin Financial
March 3, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0
September 4, 2019
Home town folks servicesin home town folks
William M.
Response from 1st Franklin Financial
September 4, 2019
Thank you for your review, William!
Displaying 1 out of 9 reviews