Branch Locations
1st Franklin Financial
Rome
Rome
1st Franklin Financial Rome
4.8 out of 5.0
4.8 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
610 Shorter Ave
Suite 8
Rome, GA 30165
US
(706) 291-4248(706) 291-4248
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.8 out of 5.0
(25 Reviews)5.0 out of 5.0
September 8, 2020
They are always kind and courteous! The staff goes above and beyond to help you any way they possibly can
April S
Response from 1st Franklin Financial
September 8, 2020
Our goal is to make you a part of our family and make you feel welcome every single time.
5.0 out of 5.0
March 11, 2020
Everyone who works there is extremely nice and helpful.
Connie B.
Response from 1st Franklin Financial
March 11, 2020
We hope to become one of your favorite companies to do business with.
5.0 out of 5.0
March 7, 2020
Always friendly
Cara B.
Response from 1st Franklin Financial
March 7, 2020
Do let us know what we need to do to earn your continued loyalty.
5.0 out of 5.0
March 7, 2020
Great place and the representatives are the best ever when I need money there right there yo help me. Nancy wirgau
Nancy W.
Response from 1st Franklin Financial
March 7, 2020
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
5.0 out of 5.0
March 7, 2020
Great customer service. Everybody iys real friendly. They care about their customers
Seneka W.
Response from 1st Franklin Financial
March 7, 2020
Our goal is to make you a part of our family and make you feel welcome every single time.
5.0 out of 5.0
March 6, 2020
Great service from a great group of people lead by Wanda Headrick
Angela H.
Response from 1st Franklin Financial
March 6, 2020
Thank you for your kind words and for giving us a high five for all that we do. It is truly nice to know that our efforts are paying off.
5.0 out of 5.0
March 6, 2020
Very good experience. Great customer service.
Glenda M.
Response from 1st Franklin Financial
March 6, 2020
We train and coach around a culture of kindness and quality and want everyone in our team to feel equipped to serve you as if you are family.
5.0 out of 5.0
March 6, 2020
Great customer service
Dameon H.
Response from 1st Franklin Financial
March 6, 2020
We will pass along your comment to our team.
5.0 out of 5.0
March 6, 2020
excellent service
Christopher P.
Response from 1st Franklin Financial
March 6, 2020
Come visit us again soon.
4.0 out of 5.0
March 6, 2020
Loans were low in my opinion.
Dustin F.
Response from 1st Franklin Financial
March 6, 2020
Thank you for your feedback, Dustin.
5.0 out of 5.0
March 5, 2020
I always feel welcomed and valued as a customer. All the folks that work there are very friendly.
Adrian P.
Response from 1st Franklin Financial
March 5, 2020
Friendly service is our commitment to you.
5.0 out of 5.0
March 5, 2020
BEST LOAN COMPANY!
Cheryl Z.
Response from 1st Franklin Financial
March 5, 2020
Words do not suffice to express how grateful we are for your review.
5.0 out of 5.0
March 5, 2020
Great people and great service
Stacey S.
Response from 1st Franklin Financial
March 5, 2020
We are extremely grateful for your review!
5.0 out of 5.0
March 5, 2020
I love the staff at both Rome and Cartersville office customers service is great love you all .
Yolanda E.
Response from 1st Franklin Financial
March 5, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
5.0 out of 5.0
March 5, 2020
They are the best people to do work with. Wanda and her crew are great!
Robin B.
Response from 1st Franklin Financial
March 5, 2020
Know that we are thankful for the trust you have placed in us. We are working extra hard to always push ourselves to deliver the best possible service!
5.0 out of 5.0
March 4, 2020
People are great & friendly there
James F.
Response from 1st Franklin Financial
March 4, 2020
We are looking forward to your next visit!
5.0 out of 5.0
March 4, 2020
You make it easy to get a loan. I would recommend others to visit you in their time of need.
Marilyn P.
Response from 1st Franklin Financial
March 4, 2020
We are so grateful for your recommendation, Marilyn!
5.0 out of 5.0
March 4, 2020
Superior service, always greeted with a smile and can I help.
Tina M.
Response from 1st Franklin Financial
March 4, 2020
Know that we are here to serve you and will always try our best.
5.0 out of 5.0
March 4, 2020
1st Franklin Financial has always been there for me. Whenever I have needed money they have always come through. Everyone that works there are very nice and professional. I would highly recommend them to anyone needing a loan. Thanks
Linda S.
Response from 1st Franklin Financial
March 4, 2020
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
5.0 out of 5.0
March 3, 2020
Great service.friendly staff. Lowest loan repayments.
Rachel B.
Response from 1st Franklin Financial
March 3, 2020
We are so delighted you took the time to try us.
Displaying 1 out of 20 reviews