Branch Locations
1st Franklin Financial
Monticello
Monticello
1st Franklin Financial Monticello
4.8 out of 5.0
4.8 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
687 W Washington Street
Monticello, GA 31064
US
(706) 468-8861(706) 468-8861
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.8 out of 5.0
(11 Reviews)5.0 out of 5.0
May 11, 2020
Excellent customer service I highly recommend anyone They are very professional
Barbara Knox
Response from 1st Franklin Financial
May 11, 2020
We are so grateful for your recommendation, Barbara!
5.0 out of 5.0
March 9, 2020
Great customer service, very friendly and helpful. Got us what we wanted and needed.
Robin W.
Response from 1st Franklin Financial
March 9, 2020
Please visit us again. It is our pleasure to serve you.
5.0 out of 5.0
March 5, 2020
They are always friendly and responsive.
Deborah S.
Response from 1st Franklin Financial
March 5, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
4.0 out of 5.0
March 5, 2020
Good customer service
Roger M.
Response from 1st Franklin Financial
March 5, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
5.0 out of 5.0
March 5, 2020
Very pleasant to customers always. GREAT
Ella H.
Response from 1st Franklin Financial
March 5, 2020
We look forward to serving you in a future visit.
4.0 out of 5.0
March 4, 2020
Customer service is great, friendly and helpful staff.
Jackie F.
Response from 1st Franklin Financial
March 4, 2020
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
5.0 out of 5.0
March 3, 2020
Professional, friendly great staff!
Sally W.
Response from 1st Franklin Financial
March 3, 2020
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
5.0 out of 5.0
March 3, 2020
Friendly great Customer Service really enjoyed doing business with them
Clorise K.
Response from 1st Franklin Financial
March 3, 2020
Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.
5.0 out of 5.0
March 3, 2020
Professional service.
Very Clean Office.
Always Reaching out to see if I need funds.
Love the Customer-oriented system.
Donna C.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
5.0 out of 5.0
September 5, 2019
Everyone is so nice. They never make you feel pressured and explains everything so you can understand what you are signing
Barbara C.
Response from 1st Franklin Financial
September 5, 2019
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
5.0 out of 5.0
September 4, 2019
I am thankful for First Franklin. When you need a few thousand here and there they are so convenient. Granted, the interest rate is more than that of a bank but again, when you need a couple of grand in a day or two, the best place to go. The staff is very knowledgable and accommodating.
Bernard A.
Response from 1st Franklin Financial
September 4, 2019
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
Displaying 1 out of 11 reviews