1st Franklin Financial
Montezuma
1st Franklin Financial Montezuma
5.0 out of 5.0full starfull starfull starfull starfull star
7 Reviews
5.0 out of 5.0full starfull starfull starfull starfull star
7 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
305 Spaulding Road
Montezuma, GA 31063
US
(478) 472-2581(478) 472-2581

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

5.0 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Aug 13, 2020
Tasha was absolutely amazing as soon as I walked in the door she made me feel like I was at home she is professional and did an amazing job to help me with all of my financial needs. Would recommend to everyone
Ashley J
Thank you for taking the time to leave a review for our Montezuma team member, Ashley!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
The montezuma Ga branch got a fantastic group of smart well grounded pretty ladies that will do all they can and more to help you with your money problems
Willie H.
Hi, Willie! Thank you for your kind review of our Montezuma staff!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Friendly and great customer service it's great ora when you walk through the door EVERYONE speaks and make you feel at home
Robert F.
We want all of our customers to feel like they are a part of our 1st Franklin family!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 30, 2019
great services
Willie H.
Thank you so much for taking the time to write a review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 29, 2019
Awesome customer service.
Belinda H.
Thank you for giving us a pat on the back. We value your business.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 28, 2019
I LOVE doing business in the Montezuma branch! These ladies always go above & beyond for me & my family. They’re all very courteous & prompt. Makes doing business there a pleasure.
Shauna L.
Our goal is to provide customers with superior service that exceeds their expectations. Thank you for your kind review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 5, 2019
Great customer service
Lynnette W.
We are glad to see that you are happy with our customer service!
Response from 1st Franklin Financial