1st Franklin Financial
Monroe
1st Franklin Financial Monroe
4.9 out of 5.0full starfull starfull starfull starfull star
29 Reviews
4.9 out of 5.0full starfull starfull starfull starfull star
29 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1127 W. Spring Street
Monroe, GA 30655
US
(770) 267-7581(770) 267-7581
Serving Monroe since 1976!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.9 out of 5.0full starfull starfull starfull starfull star
1 Star
2 Star
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5 out of 5full starfull starfull starfull starfull star
Mar 4, 2021
I wish there was a way to pay online. Being charged extra for using a debit card is not good business practice. It's also very inconvenient to have to go out and get cash to avoid fees. As much as you make in interest, there is no excuse!
Linda, C
Hi, Linda! You can pay your bill online at www.1ffc.com without any fees. If you need assistance setting up your account, just give our office a call.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 23, 2020
Awesome customer service. I've worked with several members from the team over the years and ALL were GREAT!
Antonio P.
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 17, 2020
Great customer service. Always willing to help
Peggy B.
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 12, 2020
I would recommend this office for anyone needing a loan. My personal experience was great. Very helpful and knowledgeable. Made the process very easy. Look forward to using yall in the future.
Roy.C
We hope to become one of your favorite companies to do business with. Do let us know what we need to do to earn your continued loyalty.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 8, 2020
Always Friendly & Professional!
Dianne R.
Our goal is to make you a part of our family and make you feel welcome every single time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
The staff are very courteous and they see to it that all your needs are met
Oneal W.
WOW! Reviews like this fuel our hearts and make us try better every single day.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
My name is Michael BROWN and I love the great customer service and the workers are so cordial and helpful..i would recommend anyone to apply for a loan..im at the Monroe Ga. location where Janet and amanda and all the other managers (and associates) are the best they come..give them a call and they will do their best to get you the loan you need!!!
Michael B.
Thank you for your kind words and for giving us a high five for all that we do. It is truly nice to know that our efforts are paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Wonderful
Samantha H.
Thank you for your kind review, Samantha!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
I really Thank God for being able to get a loan with y'all and First Franklin you have been very nice and kind each of you there. Letting me renew it. In hard times. Again I thank God For Monroe Branch. May your business be successful all over the state.
Sarah A.
It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great Customer Service
Joseph M.
Thank you for taking the time out of your busy schedule to review our business.
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Mar 5, 2020
Only complaint i got is to high interest rate you would think after borrowing several times never being late you get lower rate but nope just cause were poor or have bad credit or working on our credit you want turn it n as paid on time in full to help boost credit but if ya dont pay or late or renig yoy will turn in on my credit but i see u dont want us getting good credit cause when we do can go to bank get same low payments at 900 percent the rate yall charge. Rant over
Wade O.
Thank you for your feedback, Wade. We will be sharing your review with our team.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great Customer Service, they do an extremely good job of getting you what you need and beyond.
Octavia R.
We are thankful for your time and your willingness to write a review to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
They are very good customer
Shelia J.
Thank you for your review, Shelia!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great services
Anecia G.
We are so grateful for your feedback!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
Ellen T.
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Best customer service ever!! Everyone is always so friendly and helpful!
Sarah B.
Thank you so much for taking a few moments to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Professional customer service
Lois F.
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service!
Anna K.
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
First Franklin has always been a pleasure to work with. I will certainly recommend them to anyone in need for cash
Michael M.
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent customer service
Alesia W.
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
Response from 1st Franklin Financial