Our Friendly Franklin Folks are following recommended COVID safety guidelines. Our branch representatives will be wearing face masks and maintaining social distance and we are asking our customers to do the same. Thank you for your understanding.

1st Franklin Financial
Monroe

1st Franklin Financial Monroe

4.9 out of 5.0

29 Reviews

Leave a Review

4.9 out of 5.0

29 Reviews

Leave a Review

Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today

1127 W. Spring Street

Monroe

GA 30655

(770) 267-7581(770) 267-7581

Serving Monroe since 1976!

View Nearby Locations

Hours:

Day of the Week	Hours
Monday	8:30 AM - 5:30 PM
Tuesday	8:30 AM - 5:30 PM
Wednesday	8:30 AM - 1:30 PM
Thursday	8:30 AM - 5:30 PM
Friday	8:30 AM - 5:30 PM
Saturday	Closed
Sunday	Closed

Personal loans at the speed of life.

When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.

Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More

If you need immediate assistance, call or visit a branch.

You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!

Frequently Asked Questions

What documents do I need to apply for a 1st Franklin loan?

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

What loan amounts do you offer?

1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250

Can I qualify for a loan if I have a low credit score?

If you have a low credit score, we can still help. We make loans to fit just about any budget.

How long does it take to get approved?

Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.

How is a 1ˢᵗ Franklin Financial loan different from a payday loan?

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Our Local Dealers

We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!

Bulldog Tire Company, Inc

(770) 267-6569

See Offers

Level Best Billiards, LLC

(770) 598-0550

See Offers

Peters and Foster, Inc

(770) 267-7546

See Offers

Smith Equipment Repair, LLC

(770) 266-0103

See Offers

Southern RV

(770) 477-0552

See Offers

Hometown Tire and Automotive, Inc

(770) 267-0935

See Offers

Recent Reviews

4.9 out of 5.0

1 Star

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5 out of 5

Mar 4, 2021

I wish there was a way to pay online. Being charged extra for using a debit card is not good business practice. It's also very inconvenient to have to go out and get cash to avoid fees. As much as you make in interest, there is no excuse!

Linda, C

Hi, Linda! You can pay your bill online at www.1ffc.com without any fees. If you need assistance setting up your account, just give our office a call.

Response from 1st Franklin Financial

5 out of 5

Mar 23, 2020

Awesome customer service. I've worked with several members from the team over the years and ALL were GREAT!

Antonio P.

Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.

Response from 1st Franklin Financial

5 out of 5

Mar 17, 2020

Great customer service. Always willing to help

Peggy B.

From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.

Response from 1st Franklin Financial

5 out of 5

Mar 12, 2020

I would recommend this office for anyone needing a loan. My personal experience was great. Very helpful and knowledgeable. Made the process very easy. Look forward to using yall in the future.

Roy.C

We hope to become one of your favorite companies to do business with. Do let us know what we need to do to earn your continued loyalty.

Response from 1st Franklin Financial

5 out of 5

Mar 8, 2020

Always Friendly & Professional!

Dianne R.

Our goal is to make you a part of our family and make you feel welcome every single time.

Response from 1st Franklin Financial

5 out of 5

Mar 7, 2020

The staff are very courteous and they see to it that all your needs are met

Oneal W.

WOW! Reviews like this fuel our hearts and make us try better every single day.

Response from 1st Franklin Financial

5 out of 5

Mar 7, 2020

My name is Michael BROWN and I love the great customer service and the workers are so cordial and helpful..i would recommend anyone to apply for a loan..im at the Monroe Ga. location where Janet and amanda and all the other managers (and associates) are the best they come..give them a call and they will do their best to get you the loan you need!!!

Michael B.

Thank you for your kind words and for giving us a high five for all that we do. It is truly nice to know that our efforts are paying off.

Response from 1st Franklin Financial

5 out of 5

Mar 7, 2020

Wonderful

Samantha H.

Thank you for your kind review, Samantha!

Response from 1st Franklin Financial

5 out of 5

Mar 7, 2020

I really Thank God for being able to get a loan with y'all and First Franklin you have been very nice and kind each of you there. Letting me renew it. In hard times. Again I thank God For Monroe Branch. May your business be successful all over the state.

Sarah A.

It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer.

Response from 1st Franklin Financial

5 out of 5

Mar 6, 2020

Great Customer Service

Joseph M.

Thank you for taking the time out of your busy schedule to review our business.

Response from 1st Franklin Financial

3 out of 5

Mar 5, 2020

Only complaint i got is to high interest rate you would think after borrowing several times never being late you get lower rate but nope just cause were poor or have bad credit or working on our credit you want turn it n as paid on time in full to help boost credit but if ya dont pay or late or renig yoy will turn in on my credit but i see u dont want us getting good credit cause when we do can go to bank get same low payments at 900 percent the rate yall charge. Rant over

Wade O.

Thank you for your feedback, Wade. We will be sharing your review with our team.

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Great Customer Service, they do an extremely good job of getting you what you need and beyond.

Octavia R.

We are thankful for your time and your willingness to write a review to let us know how we are doing.

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

They are very good customer

Shelia J.

Thank you for your review, Shelia!

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Great services

Anecia G.

We are so grateful for your feedback!

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Great customer service

Ellen T.

Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Best customer service ever!! Everyone is always so friendly and helpful!

Sarah B.

Thank you so much for taking a few moments to let us know how we are doing.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Professional customer service

Lois F.

We know that you have options and we are very happy you chose to do business with us.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Great customer service!

Anna K.

We are so glad we were able to help you. Helping our customers is what we love best.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

First Franklin has always been a pleasure to work with. I will certainly recommend them to anyone in need for cash

Michael M.

Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Excellent customer service

Alesia W.

We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.

Response from 1st Franklin Financial

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