Branch Locations
1st Franklin Financial
Monroe
Monroe
1st Franklin Financial Monroe
4.9 out of 5.0
4.9 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
1127 W. Spring Street
Monroe, GA 30655
US
(770) 267-7581(770) 267-7581
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.9 out of 5.0
(28 Reviews)5.0 out of 5.0
March 23, 2020
Awesome customer service. I've worked with several members from the team over the years and ALL were GREAT!
Antonio P.
Response from 1st Franklin Financial
March 23, 2020
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
5.0 out of 5.0
March 17, 2020
Great customer service. Always willing to help
Peggy B.
Response from 1st Franklin Financial
March 17, 2020
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
5.0 out of 5.0
March 12, 2020
I would recommend this office for anyone needing a loan. My personal experience was great. Very helpful and knowledgeable. Made the process very easy. Look forward to using yall in the future.
Roy.C
Response from 1st Franklin Financial
March 12, 2020
We hope to become one of your favorite companies to do business with. Do let us know what we need to do to earn your continued loyalty.
5.0 out of 5.0
March 8, 2020
Always Friendly & Professional!
Dianne R.
Response from 1st Franklin Financial
March 8, 2020
Our goal is to make you a part of our family and make you feel welcome every single time.
5.0 out of 5.0
March 7, 2020
The staff are very courteous and they see to it that all your needs are met
Oneal W.
Response from 1st Franklin Financial
March 7, 2020
WOW! Reviews like this fuel our hearts and make us try better every single day.
5.0 out of 5.0
March 7, 2020
My name is Michael BROWN and I love the great customer service and the workers are so cordial and helpful..i would recommend anyone to apply for a loan..im at the Monroe Ga. location where Janet and amanda and all the other managers (and associates) are the best they come..give them a call and they will do their best to get you the loan you need!!!
Michael B.
Response from 1st Franklin Financial
March 7, 2020
Thank you for your kind words and for giving us a high five for all that we do. It is truly nice to know that our efforts are paying off.
5.0 out of 5.0
March 7, 2020
Wonderful
Samantha H.
Response from 1st Franklin Financial
March 7, 2020
Thank you for your kind review, Samantha!
5.0 out of 5.0
March 7, 2020
I really Thank God for being able to get a loan with y'all and First Franklin you have been very nice and kind each of you there. Letting me renew it. In hard times. Again I thank God For Monroe Branch. May your business be successful all over the state.
Sarah A.
Response from 1st Franklin Financial
March 7, 2020
It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer.
5.0 out of 5.0
March 6, 2020
Great Customer Service
Joseph M.
Response from 1st Franklin Financial
March 6, 2020
Thank you for taking the time out of your busy schedule to review our business.
3.0 out of 5.0
March 5, 2020
Only complaint i got is to high interest rate you would think after borrowing several times never being late you get lower rate but nope just cause were poor or have bad credit or working on our credit you want turn it n as paid on time in full to help boost credit but if ya dont pay or late or renig yoy will turn in on my credit but i see u dont want us getting good credit cause when we do can go to bank get same low payments at 900 percent the rate yall charge. Rant over
Wade O.
Response from 1st Franklin Financial
March 5, 2020
Thank you for your feedback, Wade. We will be sharing your review with our team.
5.0 out of 5.0
March 5, 2020
Great Customer Service, they do an extremely good job of getting you what you need and beyond.
Octavia R.
Response from 1st Franklin Financial
March 5, 2020
We are thankful for your time and your willingness to write a review to let us know how we are doing.
5.0 out of 5.0
March 5, 2020
They are very good customer
Shelia J.
Response from 1st Franklin Financial
March 5, 2020
Thank you for your review, Shelia!
5.0 out of 5.0
March 5, 2020
Great services
Anecia G.
Response from 1st Franklin Financial
March 5, 2020
We are so grateful for your feedback!
5.0 out of 5.0
March 5, 2020
Great customer service
Ellen T.
Response from 1st Franklin Financial
March 5, 2020
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
5.0 out of 5.0
March 4, 2020
Best customer service ever!! Everyone is always so friendly and helpful!
Sarah B.
Response from 1st Franklin Financial
March 4, 2020
Thank you so much for taking a few moments to let us know how we are doing.
5.0 out of 5.0
March 4, 2020
Professional customer service
Lois F.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 4, 2020
Great customer service!
Anna K.
Response from 1st Franklin Financial
March 4, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
5.0 out of 5.0
March 4, 2020
First Franklin has always been a pleasure to work with. I will certainly recommend them to anyone in need for cash
Michael M.
Response from 1st Franklin Financial
March 4, 2020
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
5.0 out of 5.0
March 4, 2020
Excellent customer service
Alesia W.
Response from 1st Franklin Financial
March 4, 2020
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
5.0 out of 5.0
March 4, 2020
Great Customer Service, Friendly
Wendy L.
Response from 1st Franklin Financial
March 4, 2020
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
Displaying 1 out of 20 reviews