1st Franklin Financial
McDonough

1st Franklin Financial McDonough

4.8 out of 5.0full starfull starfull starfull starfull star
93 Reviews
4.8 out of 5.0full starfull starfull starfull starfull star
93 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
228 John Frank Ward Boulevard
McDonough, GA 30253
US
(770) 957-3932(770) 957-3932
Serving McDonough since 1974!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
All Major Appliance & HVAC Repair
(770) 389-1000
See Offers
Southern Roots Mechanical and Plumbing
(678) 699-6678
See Offers
Bowman's Heating and Air, Inc.
(770) 957-5449
See Offers
Southern RV
(770) 477-0552
See Offers
Auto Expressions of GA. Inc
(678) 432-0004
See Offers
Riner's Appliances and Services, Inc
770-957-5902
See Offers
Tire South
770-320-7977
See Offers

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Jun 10, 2022
My experience with Jennifer at 1st Franklin was great! She was very attentive and caring. She was also very helpful. If you thinking about getting a personal loan, please consider 1st Franklin.
Tricia, W.
5 out of 5full starfull starfull starfull starfull star
Jun 9, 2022
The service was great and extremely helpful in a time of need.
Marcus B
5 out of 5full starfull starfull starfull starfull star
May 26, 2022
Great service !!! a lot of help
Michael B
1 out of 5full starempty starempty starempty starempty star
May 6, 2022
1stFranklin financial in McDonough ga are crooks, I have caught them three times mishandling my account, and each time they were wrong, and had to cut a check, make sure you keep your receipt and keep up with your balance because they will change it, they also change your loan date so they can collect late payments, the whole staff is shaving customers accounts,an ex employee said that, and now I believe her, don't borrow from them you will never pay them off.
Shelton B
We would like to extend our sincerest apologies for the issues you are having with our McDonough office. We would greatly appreciate the opportunity to discuss this with you. If you would be willing to talk further, please call our Quality Assurance Department at 1-800-700-7943.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 2, 2021
Everyone that I have had contact in this office showed great customer service and hospitality.
Queen T
Thank you for trusting us with your financial needs!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jul 14, 2021
Cindy helped me more than I can say. She was my life line today and customer service was outstanding!!!
Rachael C
We are so happy that we could help you, Rachael!
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Jul 2, 2021
They're giving me the run around
Aaliyah H.
Hello, Aaliyah. Our Branch Manager will be contacting you shortly.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
May 4, 2021
always helpful and very friendly when you go in.
Kelly C
Friendly service is our commitment to you, Kelly!
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Sep 17, 2020
This company 1st Franklin in McDonough. Are nothing but lieing dishonest people i would caution anyone from dealing with them. Atleast McDonough Branch.. they will steal from you.. change contracts and services you don't want.. flat out lie to your face. Please do yourself a favor stay away from them.
Aaron C
We apologize for your disappointment with our McDonough office and would like to discuss this matter with you. Please contact our Quality Assurance Department at 1-800-700-7943. Representatives are available Monday through Friday, 8:30am to 5:00pm EST.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 16, 2020
N/A
Timothy P.
5 out of 5full starfull starfull starfull starfull star
Mar 16, 2020
Awesome group of people to deal with. Cindy is the best by far !
Robert N.
4 out of 5full starfull starfull starfull starempty star
Mar 16, 2020
Yes
George S.
5 out of 5full starfull starfull starfull starfull star
Mar 16, 2020
Excellent customer service. Friendly and helpful
Samantha D.
5 out of 5full starfull starfull starfull starfull star
Mar 15, 2020
This is a great place to do business with... everyone is very nice
Joseph S.
5 out of 5full starfull starfull starfull starfull star
Mar 15, 2020
Great customer service
Roderick H.
We are so grateful for your feedback!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 15, 2020
Awesome!!!
Natasha B.
5 out of 5full starfull starfull starfull starfull star
Mar 15, 2020
Great customer service and always friendly and helpful
Rhonda P.
5 out of 5full starfull starfull starfull starfull star
Mar 15, 2020
Great customer service very friendly and helpful staff
Darrell P.
5 out of 5full starfull starfull starfull starfull star
Mar 14, 2020
I give everyone there 5 stars always sooooooo nice and helpful. Thank you all
Peggy P.
5 out of 5full starfull starfull starfull starfull star
Mar 14, 2020
Great service I love Cindy she gets the job done at any cost thanks Cindy Nelson C
Nelson C.