1st Franklin Financial
Manchester
1st Franklin Financial Manchester
4.6 out of 5.0full starfull starfull starfull starhalf star
15 Reviews
4.6 out of 5.0full starfull starfull starfull starhalf star
15 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1002 Warm Springs Hwy
Manchester, GA 31816
US
(706) 846-8491(706) 846-8491

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.6 out of 5.0full starfull starfull starfull starhalf star
1 Star
2 Star
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5 Star
Leave a Review
5 out of 5full starfull starfull starfull starfull star
Apr 5, 2021
Love Greta and crew. Getting a loan was very easy and the one time I had a problem with making my payment they refinanced me and I was able to catch up for a month. I wasn’t scared to call and figure it out because they were very friendly.
Christi, W
Hello, Christi! Thank you for trusting us with your financial needs!
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Mar 7, 2020
wont do business there anymore, will find another lender.
Brian J.
We hate that we aren't able to make you a loan at this time. Please know that we do value your business, but have certain criteria that we have to abide by when making credit decisions. We hate to see a negative review for our Manchester office, but understand your feedback.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great service and very friendly.
Korbis H.
Friendly service is our commitment to you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Friendly an very coutesous service.
Walter W.
Come visit us soon. You can count on every one of us doing our best!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Always friendly and helpful
Lisa M.
Words do not suffice to express how grateful we are for your review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Always great and friendly service.
James S.
We are glad to know your experience was positive.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Awesome bunch of ladies. Always have smiling faces, very welcoming when you enter. Always working with you on all of your needs.
Richard H.
We recognize that the core of our business is our customers. With that in mind, we pride ourselves on having staff that is passionate about what they do.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
I am very thankful for the friendly staff at 1st Franklin in Manchester. They make you feel like family and always welcoming you when you enter the door. Whatever it takea Greta, Lisa Thompson makes it happens... I would recommend anyone!!!!
Ersela D.
Know that we are thankful for the trust you have placed in us. We are working extra hard to always push ourselves to deliver the best possible service!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Every one has been nice to me.
Harlan D.
We are looking forward to your next visit!
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Mar 4, 2020
after almost 20 years doing business with 1st Franklin I have decided to pay my loan off in 5 months and not do anymore business with you. My last request of $800 resulted in the surrender of an auto title for the add on to a $1200 outstanding loan, a total of $2000. I know my credit is not good but that's why I am at first franklin and not a bank. I have been good to first franklin just as they have been good to me. I have already refinanced a loan with another financial lender because of a denial on an emergency $300 loan when a family member died out of state. Now with this denial because I do not want to surrender an automobile title I plan to pay this loan off very soon and stop my business with you. I have 0nly 1 title on a very classic automobile that I may be considering selling and don't want it tied up. I have had a much larger loan with you 1st franklin with out the surrender of an automobile title, why now. I filed chapter 13 many many years ago and said I would never do that again and that I would pay 1st franklin off before I had to do it again if I ever had too witch I will not ever do again. I am very disappointed you would ask me for a title over a $2000 loan. I have much more to offer for collateral to secure a $2000 loan. So I am through with 1st franklin.
Brian J.
We hate that we aren't able to make you a loan at this time. Please know that we do value your business, but have certain criteria that we have to abide by when making credit decisions. We hate to see a negative review for our Manchester office, but understand your feedback.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Thank you 🙏 You were there when no else help , I appreciate that , once again I thank you 😊.
Debra S.
Your words of appreciation make us deeply proud of what we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
You welcome
Terry A.
We are ever so grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
First Franklin Financial is an excellent place to do business. All of the staff are super helpful and accommodating and can meet your financial needs. They are a great place for a quick hassle-free loan!
Quardez W.
We hope to become one of your favorite companies to do business with. Do let us know what we need to do to earn your continued loyalty.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 7, 2019
I have been doing business with First Franklin for over 24 years . Greta and everyone in the office are like family , look forward to another 24 years. Thank you very much. Arthur and Marie Riley
Arthur R.
Thank you for being a loyal 1st Franklin customer, Arthur and Marie!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
They're great
Michael H.
Thank you, Michael!
Response from 1st Franklin Financial