Branch Locations
1st Franklin Financial
Manchester
Manchester
1st Franklin Financial Manchester
4.6 out of 5.0
4.6 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
1002 Warm Springs Hwy
Manchester, GA 31816
US
(706) 846-8491(706) 846-8491
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.6 out of 5.0
(14 Reviews)1.0 out of 5.0
March 7, 2020
wont do business there anymore, will find another lender.
Brian J.
Response from 1st Franklin Financial
March 7, 2020
We hate that we aren't able to make you a loan at this time. Please know that we do value your business, but have certain criteria that we have to abide by when making credit decisions. We hate to see a negative review for our Manchester office, but understand your feedback.
5.0 out of 5.0
March 6, 2020
Great service and very friendly.
Korbis H.
Response from 1st Franklin Financial
March 6, 2020
Friendly service is our commitment to you.
5.0 out of 5.0
March 5, 2020
Friendly an very coutesous service.
Walter W.
Response from 1st Franklin Financial
March 5, 2020
Come visit us soon. You can count on every one of us doing our best!
5.0 out of 5.0
March 4, 2020
Always friendly and helpful
Lisa M.
Response from 1st Franklin Financial
March 4, 2020
Words do not suffice to express how grateful we are for your review.
5.0 out of 5.0
March 4, 2020
Always great and friendly service.
James S.
Response from 1st Franklin Financial
March 4, 2020
We are glad to know your experience was positive.
5.0 out of 5.0
March 4, 2020
Awesome bunch of ladies. Always have smiling faces, very welcoming when you enter. Always working with you on all of your needs.
Richard H.
Response from 1st Franklin Financial
March 4, 2020
We recognize that the core of our business is our customers. With that in mind, we pride ourselves on having staff that is passionate about what they do.
5.0 out of 5.0
March 4, 2020
I am very thankful for the friendly staff at 1st Franklin in Manchester. They make you feel like family and always welcoming you when you enter the door. Whatever it takea Greta, Lisa Thompson makes it happens... I would recommend anyone!!!!
Ersela D.
Response from 1st Franklin Financial
March 4, 2020
Know that we are thankful for the trust you have placed in us. We are working extra hard to always push ourselves to deliver the best possible service!
5.0 out of 5.0
March 4, 2020
Every one has been nice to me.
Harlan D.
Response from 1st Franklin Financial
March 4, 2020
We are looking forward to your next visit!
3.0 out of 5.0
March 4, 2020
after almost 20 years doing business with 1st Franklin I have decided to pay my loan off in 5 months and not do anymore business with you. My last request of $800 resulted in the surrender of an auto title for the add on to a $1200 outstanding loan, a total of $2000. I know my credit is not good but that's why I am at first franklin and not a bank. I have been good to first franklin just as they have been good to me. I have already refinanced a loan with another financial lender because of a denial on an emergency $300 loan when a family member died out of state. Now with this denial because I do not want to surrender an automobile title I plan to pay this loan off very soon and stop my business with you. I have 0nly 1 title on a very classic automobile that I may be considering selling and don't want it tied up. I have had a much larger loan with you 1st franklin with out the surrender of an automobile title, why now. I filed chapter 13 many many years ago and said I would never do that again and that I would pay 1st franklin off before I had to do it again if I ever had too witch I will not ever do again. I am very disappointed you would ask me for a title over a $2000 loan. I have much more to offer for collateral to secure a $2000 loan. So I am through with 1st franklin.
Brian J.
Response from 1st Franklin Financial
March 4, 2020
We hate that we aren't able to make you a loan at this time. Please know that we do value your business, but have certain criteria that we have to abide by when making credit decisions. We hate to see a negative review for our Manchester office, but understand your feedback.
5.0 out of 5.0
March 4, 2020
Thank you 🙏
You were there when no else help , I appreciate that , once again I thank you 😊.
Debra S.
Response from 1st Franklin Financial
March 4, 2020
Your words of appreciation make us deeply proud of what we are doing.
5.0 out of 5.0
March 3, 2020
You welcome
Terry A.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
5.0 out of 5.0
March 3, 2020
First Franklin Financial is an excellent place to do business. All of the staff are super helpful and accommodating and can meet your financial needs. They are a great place for a quick hassle-free loan!
Quardez W.
Response from 1st Franklin Financial
March 3, 2020
We hope to become one of your favorite companies to do business with. Do let us know what we need to do to earn your continued loyalty.
5.0 out of 5.0
September 7, 2019
I have been doing business with First Franklin for over 24 years . Greta and everyone in the office are like family , look forward to another 24 years. Thank you very much.
Arthur and Marie Riley
Arthur R.
Response from 1st Franklin Financial
September 7, 2019
Thank you for being a loyal 1st Franklin customer, Arthur and Marie!
5.0 out of 5.0
September 4, 2019
They're great
Michael H.
Response from 1st Franklin Financial
September 4, 2019
Thank you, Michael!
Displaying 1 out of 14 reviews