1st Franklin Financial
Macon
1st Franklin Financial Macon
4.8 out of 5.0full starfull starfull starfull starfull star
18 Reviews
4.8 out of 5.0full starfull starfull starfull starfull star
18 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
610 North Avenue
Macon, GA 31211
US
(478) 745-0713(478) 745-0713

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Mar 10, 2021
Jessica was fantastic! Highly recommend!
Ryan D
We are delighted to have had the opportunity to serve you, Ryan!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Aug 16, 2020
The staff is very friendly, they treat you with respect as if you were family.
Audrey E
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 9, 2020
Kristy was very helpful.
Lashara D.
Thank you for taking the time out of your busy schedule to review our business.
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Mar 5, 2020
I like that you can pay online now.
Nickie H.
We're happy to offer convenient payment options for you, Nickie!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Keep up the great work.
Donald M.
Thank you for your words of encouragement, Donald!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
Tammie M.
Thank you so much for taking a few moments to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great people
Sebeth C.
Thank you for taking the time to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
Nikki H.
We are so grateful for your feedback!
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
Just wish it didn’t take so long on the application I don’t plan on loosing my lawn mower or tv when renewing answering same questions
Willie K.
Thank you for your feedback, Willie. We will share your review with our team.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
The customer service is superb! No hassle, just friendly, fast, and efficient!
Sallie S.
We wanted to take a moment to thank you for telling us more about your experience with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Good customer service
Tonya S.
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great people and service
Nancy S.
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great Staff and customer service...
Lavonia P.
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Always excellent. I am disappointed the last referral I sent them, I did not get a 25$ referral bonus.
Charlotte F.
Hi, Ms. Charlotte! Please give us a call to discuss your review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Fast and Friendly service. Great folks to work with. We have been getting loans for the past few years from 1st Franklin. Big and small loans and have never had any problems.
Wesley B.
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Service is always great. Attitudes are pleasant and the staff is always professional. Tasha is exceptional.... It's been a wonderful experience.
Darrin L.
Our common goal is to constantly strive to deliver the very best customer service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
Excellent
Selma O.
We appreciate your review!
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Sep 4, 2019
1st Franklin has always been there for me. Great customer service, thank you.
Kenneth M.
Thank you for your review!
Response from 1st Franklin Financial