Branch Locations
1st Franklin Financial
Macon
Macon
1st Franklin Financial Macon
4.8 out of 5.0
4.8 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
610 North Avenue
Macon, GA 31211
US
(478) 745-0713(478) 745-0713
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.8 out of 5.0
(17 Reviews)5.0 out of 5.0
August 16, 2020
The staff is very friendly, they treat you with respect as if you were family.
Audrey E
Response from 1st Franklin Financial
August 16, 2020
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
5.0 out of 5.0
March 9, 2020
Kristy was very helpful.
Lashara D.
Response from 1st Franklin Financial
March 9, 2020
Thank you for taking the time out of your busy schedule to review our business.
3.0 out of 5.0
March 5, 2020
I like that you can pay online now.
Nickie H.
Response from 1st Franklin Financial
March 5, 2020
We're happy to offer convenient payment options for you, Nickie!
5.0 out of 5.0
March 5, 2020
Keep up the great work.
Donald M.
Response from 1st Franklin Financial
March 5, 2020
Thank you for your words of encouragement, Donald!
5.0 out of 5.0
March 5, 2020
Great customer service
Tammie M.
Response from 1st Franklin Financial
March 5, 2020
Thank you so much for taking a few moments to let us know how we are doing.
5.0 out of 5.0
March 5, 2020
Great people
Sebeth C.
Response from 1st Franklin Financial
March 5, 2020
Thank you for taking the time to let us know how we are doing.
5.0 out of 5.0
March 5, 2020
Great customer service
Nikki H.
Response from 1st Franklin Financial
March 5, 2020
We are so grateful for your feedback!
4.0 out of 5.0
March 5, 2020
Just wish it didn’t take so long on the application I don’t plan on loosing my lawn mower or tv when renewing answering same questions
Willie K.
Response from 1st Franklin Financial
March 5, 2020
Thank you for your feedback, Willie. We will share your review with our team.
5.0 out of 5.0
March 4, 2020
The customer service is superb! No hassle, just friendly, fast, and efficient!
Sallie S.
Response from 1st Franklin Financial
March 4, 2020
We wanted to take a moment to thank you for telling us more about your experience with us.
5.0 out of 5.0
March 4, 2020
Good customer service
Tonya S.
Response from 1st Franklin Financial
March 4, 2020
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
5.0 out of 5.0
March 4, 2020
Great people and service
Nancy S.
Response from 1st Franklin Financial
March 4, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
5.0 out of 5.0
March 3, 2020
Great Staff and customer service...
Lavonia P.
Response from 1st Franklin Financial
March 3, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 3, 2020
Always excellent. I am disappointed the last referral I sent them, I did not get a 25$ referral bonus.
Charlotte F.
Response from 1st Franklin Financial
March 3, 2020
Hi, Ms. Charlotte! Please give us a call to discuss your review.
5.0 out of 5.0
March 3, 2020
Fast and Friendly service. Great folks to work with. We have been getting loans for the past few years from 1st Franklin. Big and small loans and have never had any problems.
Wesley B.
Response from 1st Franklin Financial
March 3, 2020
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
5.0 out of 5.0
March 3, 2020
Service is always great. Attitudes are pleasant and the staff is always professional. Tasha is exceptional.... It's been a wonderful experience.
Darrin L.
Response from 1st Franklin Financial
March 3, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0
September 4, 2019
Excellent
Selma O.
Response from 1st Franklin Financial
September 4, 2019
We appreciate your review!
4.0 out of 5.0
September 4, 2019
1st Franklin has always been there for me. Great customer service, thank you.
Kenneth M.
Response from 1st Franklin Financial
September 4, 2019
Thank you for your review!
Displaying 1 out of 17 reviews