1st Franklin Financial
Macon

1st Franklin Financial Macon

4.10 out of 5.0full starfull starfull starfull starfull star
51 Reviews
4.10 out of 5.0full starfull starfull starfull starfull star
51 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
234 Tom Hill Sr Blvd
Macon, GA 31210
US
(478) 477-2430(478) 477-2430
Serving Macon since 2006!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Capital Cycle Company, Inc.
(478) 475-5711
See Offers
D and A Cycle, LLC
(478) 757-7360
See Offers
Creative Coatingz
(478) 750-7100
See Offers

Recent Reviews

4.10 out of 5.0full starfull starfull starfull starfull star
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4 out of 5full starfull starfull starfull starempty star
Nov 16, 2022
Great
Elvonia H. C
5 out of 5full starfull starfull starfull starfull star
Mar 22, 2022
My experience was amazing.. Mrs. VICKI CHESTER was so helpful and so nice and courteous.. She even gave me some beauty tips lol... Nothing like all around customer service!!!
Amanda S.
5 out of 5full starfull starfull starfull starfull star
Feb 22, 2022
They are great people to work with especially this one they are really great loving people would love to work with them anytime they are very good and perfect to work with at all times just love them
Charlotte Duncan
5 out of 5full starfull starfull starfull starfull star
Feb 15, 2022
Customer service was wonderful. Ms. Vicki was really helpful and got me in and out.
Aleometa G.
5 out of 5full starfull starfull starfull starfull star
Jan 28, 2022
Amazing customer service with Vicki .
Chris c
Hello, Chris! We're so happy to know that you received amazing customer service from our Macon team member!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jan 14, 2022
Great service from all the staff.
Valerie P.
Hi, Valerie! Thank you for letting us know that you received great customer service from our Macon office.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jan 14, 2022
Vicky Chester assist me today and did a excellent job helping me understand my account thank God for workers like her.
Ernestine Wilson Dixon ed
Our team always enjoys reading reviews such as the one you left us! It lets us know we are making customers happy and delivering customer service right!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jan 11, 2022
Vicki Chester handled my loan process and she was absolutely phenomenal. She had a great attitude and was extremely helpful to me through the process
Hubert G
We’re thrilled that you were satisfied with our services, Hubert! Thank you for your review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 21, 2021
Easy,, quick wonderful customer service
Brittany R
Hey, Brittany! Know that we are thankful for the trust you have placed in us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 16, 2021
Amy , The branch manager , was very great assisting with my loan . She was very awesome , fast process and best monthly payment ! Everyone had great customer service there.
Alexia H
We're happy to hear that you received great customer service from our Macon team. We look forward to serving you again in the future.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 11, 2021
Great cust service, was patient with kids
Michael E
We will always try our best to provide you with the best service possible. Thank you for your review, Michael!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 11, 2021
Awesome customer services and friendly and very understanding.
Stephanie Hill
Hello, Stephanie! We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Nov 8, 2021
Great customer service even gave me great tips on financing and even better tips on starting off with my credit
Ms. Amy
Hi, Ms. Amy! We believe the only way for us to deliver first class services and experiences is by knowing what our customers love best and that can only be achieved through feedback like yours.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 20, 2021
Awesome customer service!
Zyon, B
We're happy to know that you received awesome customer service from our Macon office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 19, 2021
GREAT CUSTOMER SERVICE
Mykel R
We appreciate your review, Mykel!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 15, 2021
Amy provides great customer service.
B. Pruit
Thank you for your review of our Macon staff member!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 15, 2021
Viki was great and was able to answer all my questions. Two thumbs up!
Calvin G
We are hard at work to make our business the business of choice for those who appreciate service excellence.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 15, 2021
Ms. Vicki was very kind, patient, and explained everything to me. My experience was in and out, even though their system is new
Dominique S.
Hey, Dominique! It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 14, 2021
Mrs Vicki was very helpful. great customer service
Shene’dra Lowery
We are delighted to have had the opportunity to serve you, Shene'dra!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 29, 2021
I think they are pretty good.
lisa m
Thank you for trusting us with your financial needs, Lisa!
Response from 1st Franklin Financial