Branch Locations
1st Franklin Financial
Lavonia
Lavonia
1st Franklin Financial Lavonia
5.0 out of 5.0
5.0 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
12300 Augusta Road
Lavonia, GA 30553
US
(706) 356-8882(706) 356-8882
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0
(7 Reviews)5.0 out of 5.0
March 13, 2020
GREAT Customer Service!!!!!
Donna G.
Response from 1st Franklin Financial
March 13, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 4, 2020
Great customer service. Friendly representatives.
Christopher I.
Response from 1st Franklin Financial
March 4, 2020
We will pass along your comments to our team. It is words like these that keep us motivated to deliver top-notch service.
5.0 out of 5.0
March 4, 2020
Always friendly! Eagar to help!
Edsel F.
Response from 1st Franklin Financial
March 4, 2020
Helping our customers is what we love best, Edsel!
5.0 out of 5.0
March 3, 2020
I’ve had a long relationship with 1st franklin ,It has been over45 years so I guest you do things right Thanks Randall Graham
Randall G.
Response from 1st Franklin Financial
March 3, 2020
Wow, Mr. Randall! Thank you for being such a loyal customer.
5.0 out of 5.0
October 29, 2019
The customer service is great. I would recommend anyone to go to them
Kenneth C.
Response from 1st Franklin Financial
October 29, 2019
Everyone here is working hard to deliver first class service to inspire you to continue visiting us.
5.0 out of 5.0
October 28, 2019
Great to deal with never a hassle. As with any place you borrow from just pay on time and you will have a pleasant experience.
Christopher M.
Response from 1st Franklin Financial
October 28, 2019
We are beaming with pride knowing that we hit the mark and delivered great customer service.
5.0 out of 5.0
September 4, 2019
These ladies are awesome, always ready to go the
Extra mile. I appreciate their prompt response to my
Needs
Annie R.
Response from 1st Franklin Financial
September 4, 2019
We realize our customers are busy and knowing that you took the time to voice your opinion and give us such high accolades validates every effort we make to go the extra mile.
Displaying 1 out of 7 reviews