1st Franklin Financial
Jefferson

1st Franklin Financial Jefferson

4.3 out of 5.0full starfull starfull starfull starhalf star
9 Reviews
4.3 out of 5.0full starfull starfull starfull starhalf star
9 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
960 Lee Street
Suite 130
Jefferson, GA 30549
US
(706) 367-9828(706) 367-9828
Serving Jefferson since 1976!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Trinity Tire and Auto
(706) 367-1400
See Offers
East Georgia Golf Carts, LLC
(404) 940-6160
See Offers
Thrill Mechanical Heating & Air
706-362-5015
See Offers
Spike's Auto Repair
(706) 340-8825
See Offers

Recent Reviews

4.3 out of 5.0full starfull starfull starfull starhalf star
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4 out of 5full starfull starfull starfull starempty star
Apr 11, 2022
Someone finally gave me loan. Thanks Tanner
Sean G
5 out of 5full starfull starfull starfull starfull star
Apr 7, 2022
Tanner helper me tremendously!! Love this branch !
Jessica M
5 out of 5full starfull starfull starfull starfull star
Mar 26, 2020
Always great customer service!
Connie H.
Please visit us again. It is our pleasure to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
EVERYONE IS SO NICE AND HELPFUL.
Laura V.
We could not ask for a better compliment.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Grat customer service, prompt attention.
Michael K.
Our goal is to provide customers with superior service that exceeds their expectations.
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Mar 4, 2020
Need more proactive approach on status of my loan
April A.
Hi, April! We will share your feedback with our team.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Excellent customer service, great people.
Richard D.
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 6, 2019
Fast, easy and all was explained in full detail
Bonnie H.
Hi, Bonnie H.! Thank you for sharing your experience with us!
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Sep 4, 2019
Never had my balance right after over payment
April A.
Thank you for your valuable review. The Branch Manager in our Jefferson office is going to reach out to you to see if we can fix any issues you may be having with your account.
Response from 1st Franklin Financial