Branch Locations
1st Franklin Financial
Hiram
Hiram
1st Franklin Financial Hiram
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
4471 Jimmy Lee Smith Pkwy
Suites D/E
Hiram, GA 30141
US
(770) 943-8379(770) 943-8379
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0




December 14, 2020
I highly recommend 1St Franklin Financial in Hiram, GA. If you aren't getting any help with a loan from your own financial institute, then let me recommend for you to try 1st Franklin Financial in Hiram. They have a great staff, and they are willing to help you. And I just want to say a special "Thank You" to Ana Sanchez! She really cares about helping customers, and has a great attitude! Thank you for helping me with my loan.
Renee M
Response from 1st Franklin Financial
December 14, 2020
Hello, Renee! It is great to know that we were able to provide you with the highest levels of service. Our objective is that every customer that walks through our doors is able to have a similar experience. Thank you for providing such awesome feedback!
5.0 out of 5.0




November 18, 2020
The customer service is awesome at the Hiram branch I don’t care what nobody says they are the best .
Edward S
Response from 1st Franklin Financial
November 18, 2020
Hey, Edward! Thank you for your kind review of our Hiram staff!
2.0 out of 5.0




August 13, 2020
I keep getting documents saying I am eligible for a certain amount, however, when I apply I am denied. So why do you keep sending them?????
Glenda G.
Response from 1st Franklin Financial
August 13, 2020
Hi, Glenda. We hate to see a negative review for our Hiram office. If you will please give us a call, we'll be happy to speak with you about this.
5.0 out of 5.0




March 11, 2020
Excellent ive always been 😊 with your service. Thank you.
Lucy S.
Response from 1st Franklin Financial
March 11, 2020
Thank you for being a 1st Franklin customer, Lucy!
4.0 out of 5.0




March 9, 2020
Good customer service
Roxberg R.
Response from 1st Franklin Financial
March 9, 2020
We are extremely grateful for your review, Roxberg!
5.0 out of 5.0




March 8, 2020
Everything was excellent
Allyson B.
Response from 1st Franklin Financial
March 8, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0




March 7, 2020
Always nice polite and understanding an out standing group of people !!
Ronald P.
Response from 1st Franklin Financial
March 7, 2020
Your comments about our team fill us with pride and equip us to provide clear and specific examples of what excellence looks like.
5.0 out of 5.0




March 7, 2020
Excellent costumer service
Ruben V.
Response from 1st Franklin Financial
March 7, 2020
We are so glad our efforts are paying off and you had the opportunity to experience superior service.
5.0 out of 5.0




March 7, 2020
Love the customer service and recommend them to anybody
Brian J.
Response from 1st Franklin Financial
March 7, 2020
We appreciate your recommendation, Brian!
5.0 out of 5.0




March 7, 2020
I will be back I know that for sure you guys are the best loan place really.
Samantha A.
Response from 1st Franklin Financial
March 7, 2020
Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.
5.0 out of 5.0




March 7, 2020
Vikki is outstanding and everyone loves her. She make everything very nice and easy!!
Roberto T.
Response from 1st Franklin Financial
March 7, 2020
Thank you for your kind review of our Hiram staff member!
5.0 out of 5.0




March 7, 2020
Good people, great service
Robert M.
Response from 1st Franklin Financial
March 7, 2020
Do allow us the opportunity to serve you again. We will do everything in our power to deliver an even better customer experience.
5.0 out of 5.0




March 6, 2020
Love this company! Wonderful people at your Hiram Ga location.
Yolanda M.
Response from 1st Franklin Financial
March 6, 2020
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
5.0 out of 5.0




March 6, 2020
I give First Financial a five star.
Ella C.
Response from 1st Franklin Financial
March 6, 2020
Thank you for rating our Hiram office!
5.0 out of 5.0




March 6, 2020
Great
Claudette S.
Response from 1st Franklin Financial
March 6, 2020
Thank you for your review, Claudette!
5.0 out of 5.0




March 6, 2020
I always receive great customer service. Everyone is very helpful and kind!
Torrie W.
Response from 1st Franklin Financial
March 6, 2020
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
5.0 out of 5.0




March 6, 2020
Great customer service
Winsome A.
Response from 1st Franklin Financial
March 6, 2020
We look forward to serving you in a future visit.
5.0 out of 5.0




March 5, 2020
Great customer service. Personnel 8s very caring
Angie W.
Response from 1st Franklin Financial
March 5, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
5.0 out of 5.0




March 5, 2020
All ways friendly, Thanks Keith
Keith F.
Response from 1st Franklin Financial
March 5, 2020
Thank you, Keith!
5.0 out of 5.0




March 5, 2020
Great staff and customer service.
Willie H.
Response from 1st Franklin Financial
March 5, 2020
Please visit us again. It is our pleasure to serve you.
Displaying 1 out of 20 reviews