Branch Locations
1st Franklin Financial
Hinesville
Hinesville
1st Franklin Financial Hinesville
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
809 Willowbrook Drive
Suite 108
Hinesville, GA 31313
US
(912) 876-3124(912) 876-3124
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0




June 30, 2020
Great Customer Service! Kelli, Brenda, and Jessica are very eager to help in any way possible! Great group of ladies!
Teresa C
Response from 1st Franklin Financial
June 30, 2020
Thank you for leaving such a kind review of our Hinesville team, Teresa!
5.0 out of 5.0




April 30, 2020
Great customer service 👏 The ladies that work there are great. ERG Thank you for your service.
Evelyn G.
Response from 1st Franklin Financial
April 30, 2020
Please visit us again. It is our pleasure to serve you.
5.0 out of 5.0




March 6, 2020
5
Patty G.
Response from 1st Franklin Financial
March 6, 2020
Thank you for rating our Hinesville office!
5.0 out of 5.0




March 6, 2020
Great customer service and outstanding staff!!!
Terence B.
Response from 1st Franklin Financial
March 6, 2020
We know that you have options and we are very happy you chose to do business with us.
3.0 out of 5.0




March 5, 2020
I've done business with 1st Franklin for years,the last time i borrowed money from them they asked for my car title and I gladly gave it to them, but i later regretted it. I'm still paying the loan back without any late payments. but I'll will never borrow from them again because of it
Teresa L.
Response from 1st Franklin Financial
March 5, 2020
We hate to hear that you are dissatisfied with your current loan. Our Branch Manager would be happy to speak to you regarding your review. Just give her a call at your earliest convenience.
5.0 out of 5.0




March 5, 2020
Your service has always been awesome. Thank you so much.
Fairlee S.
Response from 1st Franklin Financial
March 5, 2020
We are extremely grateful for your review!
5.0 out of 5.0




March 5, 2020
Great bunch of ladies Kelli Dana Brenda
Dana H.
Response from 1st Franklin Financial
March 5, 2020
Thank you for your kind review of our Hinesville staff!
5.0 out of 5.0




March 5, 2020
Wonderful staff always ready to help
Gregory A.
Response from 1st Franklin Financial
March 5, 2020
We know that you have options and are pleased that you selected us and proud to have served you.
5.0 out of 5.0




March 4, 2020
Awesome customer service
Sandra R
Response from 1st Franklin Financial
March 4, 2020
Thank you for taking time to share your opinion with others.
5.0 out of 5.0




March 4, 2020
Very nice n friendly
Magon R.
Response from 1st Franklin Financial
March 4, 2020
Friendly service is our commitment to you!
5.0 out of 5.0




March 4, 2020
The young ladies that work in the Willowbrook office, I have never been disappointed at anytime. If you ever need a loan go see them, they will really try to satisfy your financial needs.
Peggy M.
Response from 1st Franklin Financial
March 4, 2020
Our goal is to have everyone walk out of our office with the sense that they are part of our 1st Franklin family.
5.0 out of 5.0




March 4, 2020
Have always helped me and believed in me.
Rosemary N.
Response from 1st Franklin Financial
March 4, 2020
We are happy to have the opportunity to help you, Rosemary!
5.0 out of 5.0




March 4, 2020
Always friendly, and with a smile
Marisol R.
Response from 1st Franklin Financial
March 4, 2020
You can count on us to make your experience one worth bragging about. Thank you for your patronage.
4.0 out of 5.0




March 4, 2020
A great group of people to deal with, very friendly!!!
Joeann B.
Response from 1st Franklin Financial
March 4, 2020
We are ever so grateful for your review!
5.0 out of 5.0




March 4, 2020
My customer service rep. Jess Martinez was a great help! Randy Branch
John B.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your kind review of our Hinesville staff member!
5.0 out of 5.0




March 3, 2020
5 stars.The ladies are always smiling and making you feel very at home
Andrea H.
Response from 1st Franklin Financial
March 3, 2020
Thank you for trusting us with your financial needs!
5.0 out of 5.0




September 5, 2019
Yes great group of women very good to me
Dana H.
Response from 1st Franklin Financial
September 5, 2019
We are glad to see that you are happy with your 1st Franklin experience!
5.0 out of 5.0




September 4, 2019
Good services
Casey W.
Response from 1st Franklin Financial
September 4, 2019
Thank you for your review!
Displaying 1 out of 18 reviews