Branch Locations
1st Franklin Financial
Hinesville
Hinesville
1st Franklin Financial Hinesville
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
755 W. Oglethorpe Highway
Suite 111
Hinesville, GA 31313
US
(912) 368-4428(912) 368-4428
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0




November 2, 2020
Really awesome customer service. Professional AND personal.
Peter M.
Response from 1st Franklin Financial
November 2, 2020
We are so grateful for your feedback, Peter!
5.0 out of 5.0




March 7, 2020
The service is great, the employees are very nice
Vivian M.
Response from 1st Franklin Financial
March 7, 2020
Thank you for taking the time out of your busy schedule to review our business.
5.0 out of 5.0




March 7, 2020
The customer service is great!! I just love Mrs. Eddie & her team.
Vequila G.
Response from 1st Franklin Financial
March 7, 2020
We are thankful for your time and your willingness to write a review to let us know how we are doing.
5.0 out of 5.0




March 7, 2020
Excellent in Customer service.
Tracey W.
Response from 1st Franklin Financial
March 7, 2020
We wanted to take a moment to thank you for telling us about your experience with us.
5.0 out of 5.0




March 7, 2020
I've been with First Franklin for some years now and Miss Eddy and her staff are very friendly helpful I would recommend anyone to go see them and I appreciate they service and the help gave to me thank y'all.
Michelle R
Response from 1st Franklin Financial
March 7, 2020
Thank you for being a loyal customer, Michelle! We greatly appreciate your review and your recommendation.
5.0 out of 5.0




March 7, 2020
excellent
Sonje S.
Response from 1st Franklin Financial
March 7, 2020
Thank you for your review, Sonje!
4.0 out of 5.0




March 7, 2020
Great company
Tanya S.
Response from 1st Franklin Financial
March 7, 2020
We are so grateful for your feedback!
5.0 out of 5.0




March 7, 2020
Great customer service and friendly people
Kathie S.
Response from 1st Franklin Financial
March 7, 2020
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
5.0 out of 5.0




March 6, 2020
very nice staff everytime. they always greet you with a smile
Thomas B.
Response from 1st Franklin Financial
March 6, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0




March 6, 2020
Great customer service
Erlinda H.
Response from 1st Franklin Financial
March 6, 2020
We are hard at work to make our business the business of choice for those who appreciate service excellence.
5.0 out of 5.0




March 6, 2020
Always friendly and professional service. Have always helped me with my needs.
Brent Z.
Response from 1st Franklin Financial
March 6, 2020
Thank you for your kind review of our Hinesville staff!
5.0 out of 5.0




March 6, 2020
Outstanding staffs
Curtis M.
Response from 1st Franklin Financial
March 6, 2020
It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer.
5.0 out of 5.0




March 6, 2020
Grateful
Mary P.
Response from 1st Franklin Financial
March 6, 2020
We are grateful to have you as a customer, Mary!
5.0 out of 5.0




March 6, 2020
Great customer service and i love Mrs Eddie, Ashley, and Montecka they all will get you in out. This location for your loan needs!
Kim H.
Response from 1st Franklin Financial
March 6, 2020
It is thanks to customers like you taking the time to tell us what we are doing right that we are able to constantly strive for excellence.
5.0 out of 5.0




March 6, 2020
Always very helpful and making sure my situation is taken care of 100‰
David J.
Response from 1st Franklin Financial
March 6, 2020
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
5.0 out of 5.0




March 5, 2020
Great customer service!!!
Alma H.
Response from 1st Franklin Financial
March 5, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0




March 5, 2020
Great service very professional.
Pearl S.
Response from 1st Franklin Financial
March 5, 2020
We are extremely grateful for your review!
5.0 out of 5.0




March 5, 2020
Customer service is always up to good standard
Sophia S.
Response from 1st Franklin Financial
March 5, 2020
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
5.0 out of 5.0




March 5, 2020
They go out of their way to take care of your financial needs. Always friendly, with excellent customer service. Would recommend them to anyone.
Bernadette G.
Response from 1st Franklin Financial
March 5, 2020
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
5.0 out of 5.0




March 5, 2020
Excellent customer service. The staff is very personable and they feel like family to me in my time in need.
Anton G.
Response from 1st Franklin Financial
March 5, 2020
Our goal is to have everyone walk out of our office with the sense that they are part of our 1st Franklin family.
Displaying 1 out of 20 reviews