Branch Locations
1st Franklin Financial
Hartwell
Hartwell
1st Franklin Financial Hartwell
5.0 out of 5.0
5.0 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
376 East Howell Street
Hartwell, GA 30643
US
(706) 376-4773(706) 376-4773
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0
(11 Reviews)5.0 out of 5.0
March 18, 2020
Lisa was so wonderful on getting me my loan. Always goes over and beyond
Chad B
Response from 1st Franklin Financial
March 18, 2020
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
5.0 out of 5.0
March 4, 2020
The girls are really caring to your needs and will help you out anyway possible that they can
Chad B.
Response from 1st Franklin Financial
March 4, 2020
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
5.0 out of 5.0
March 4, 2020
They always go one step above great service.
Mary F.
Response from 1st Franklin Financial
March 4, 2020
Thank you so much for taking a few moments to let us know how we are doing.
5.0 out of 5.0
March 3, 2020
great service every one real good
Help me out when needed
Danny W.
Response from 1st Franklin Financial
March 3, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 3, 2020
Great customer service
Janet L.
Response from 1st Franklin Financial
March 3, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
5.0 out of 5.0
March 3, 2020
Great customer service! Everyone was so kind and helpful!
Mary W.
Response from 1st Franklin Financial
March 3, 2020
We are delighted to read how our staff delivered above and beyond your expectations.
5.0 out of 5.0
March 3, 2020
Great
Kevin D.
Response from 1st Franklin Financial
March 3, 2020
Thank you for reviewing our Hartwell office!
5.0 out of 5.0
March 3, 2020
Friendly service, quick response and reasonable repayment. The whole office treats me like family. They take the time to get to know you. That makes all the difference when life shows up. If you are in need, call them.
Lela L.
Response from 1st Franklin Financial
March 3, 2020
Hi, Lela! Our goal is to have everyone walk out of our office with the sense that they are part of our 1st Franklin family.
5.0 out of 5.0
September 5, 2019
I have always appreciated the consistent engaging, friendly, and professional staff and excellent service. What a great group of ladies, they are awesome.
Gale C.
Response from 1st Franklin Financial
September 5, 2019
We realize our customers are busy and knowing that you took the time to voice your opinion and give us such high accolades validates every effort we make to go the extra mile.
5.0 out of 5.0
September 5, 2019
Great Customer Service, friendly and dependable staff. Thank You For Great service. And the easy process.
Lela L.
Response from 1st Franklin Financial
September 5, 2019
We realize our customers are busy and knowing that you took the time to voice your opinion and give us such high accolades validates every effort we make to go the extra mile.
5.0 out of 5.0
September 5, 2019
5
David C.
Response from 1st Franklin Financial
September 5, 2019
Thank you for taking the time to rate our Hartwell office!
Displaying 1 out of 11 reviews