1st Franklin Financial
Georgetown
1st Franklin Financial Georgetown
4.8 out of 5.0full starfull starfull starfull starhalf star
20 Reviews
4.8 out of 5.0full starfull starfull starfull starhalf star
20 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
136 Main Street
Suite A
Georgetown, GA 39854
US
(229) 334-4500(229) 334-4500

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starhalf star
1 Star
2 Star
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5 out of 5full starfull starfull starfull starfull star
Mar 24, 2021
They are excellent!! Best customer service I’ve ever experienced and are eager to help you out. Would definitely recommend!
Kirsten G
We're happy to hear you had an excellent customer service experience, Kirsten!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 24, 2021
They are always willing to help anyway that they can. They have excellent customer service and never make you feel bad for anything. They’re easy to work with you during trying times. Absolutely wonderful ppl!
Shelby B
Hey, Shelby! We realize our customers are busy and knowing that you took the time to voice your opinion and give us such high accolades validates every effort we make to go the extra mile.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 16, 2020
I have no problems with them even if my payment is a little late
Alisa C.
We appreciate your business, Alisa!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 9, 2020
Great customer service!
Lakia S.
Hi, Lakia! Thank you for taking the time to review our Georgetown office!
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Mar 9, 2020
I have NEVER been spoken to in the manner or tone in which Harriet spoke to me on last week. I merely called in to pay on my account, when she demanded in a high pitched tone, fueled with sarcasm, that I come in and bring some type of identification. After more than a year of having received this loan and several call in payments, this has never happened before. I still feel the emotional trauma of having been spoken to in such an unprofessional manner. Superb customer service is a plus in any institution that deals with the public.
Yvonne D.
We hate to hear of your negative customer service experience with our Branch Representative. Our Manager has tried to call to discuss this situation with you. Please give her a call at your earliest convenience.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Perfect
Jack T.
Thank you for your review, Jack!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
They are wonderful at what they do!
Tony L.
Thank you for taking the time out of your busy schedule to review our business.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Very good customer service!! Employees are very friendly! Whenever I walk in to pay my bill for the month they are one step ahead and already pulling my account up!
Luis M.
We really appreciate that you took the time to share details about your recent visit to our location.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
As a customer and having been with the company before, I really do appreciate being given the opportunity to do business with 1st Franklin. we all need a helping hand at some point in our life and I so appreciate being able to call on this fantastic loan facility.
Natalie S.
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Always a good experience
Tera D.
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very fast loan process. Friendly service
Tommy W.
It is thanks to customers like you taking the time to tell us what we are doing right that we are able to constantly strive for excellence.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
I have been doing business with them going on 3 years and it has been a real blessing. Thank you all.
David S.
Thank you for being a loyal 1st Franklin customer, David!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent customer service
Jada H.
We will do everything in our power to make certain every single visit is equally delightful.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very Friendly
Joechavis U.
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great people and wonderful service
Jackie C.
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
I have been very happy with 1st Franklin Financial. I haven't needed to call in much at all, but when I have in the past the customer service has been great!
Amy M.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great service and people
Nicholas D.
We love what we do and getting word that we are exactly what you were looking for makes us beyond excited.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great Customer Service and outstanding repayment plans
Loretta M.
Thank you for taking time to share your opinion with others.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 28, 2019
Always customer friendly and extremely helpful. Top score 5
George G.
Your opinion empowers other people in the community to connect with us and trust us to help them with their financial needs.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
Friendly atmosphere
Tera D.
Thank you for your review, Tera!
Response from 1st Franklin Financial