Branch Locations
1st Franklin Financial
Garden City
Garden City
1st Franklin Financial Garden City
4.9 out of 5.0
4.9 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
4019 Augusta Road
Suite 112
Garden City, GA 31408
US
(912) 966-2716(912) 966-2716
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.9 out of 5.0
(10 Reviews)5.0 out of 5.0
December 4, 2020
Excellent service very polite and I was satisfied with the service provided by Connie Hodges
Bryon G
Response from 1st Franklin Financial
December 4, 2020
We love hearing from satisfied customers, Bryon! Thank you for your review.
4.0 out of 5.0
March 6, 2020
Good
Paul M.
Response from 1st Franklin Financial
March 6, 2020
Thank you for reviewing our Garden City office!
5.0 out of 5.0
March 5, 2020
Great customer service!
Kisha R.
Response from 1st Franklin Financial
March 5, 2020
Thank you for taking the time to review our Garden City office!
5.0 out of 5.0
March 5, 2020
Very helpful with urgent situations. Great customer service and super easy process
Nathali O.
Response from 1st Franklin Financial
March 5, 2020
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
5.0 out of 5.0
March 4, 2020
Friendly and fast!
Kenneth W.
Response from 1st Franklin Financial
March 4, 2020
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
5.0 out of 5.0
March 4, 2020
Good people there! They have come through for me when I needed help.
David A.
Response from 1st Franklin Financial
March 4, 2020
We're happy to be here for you, David!
5.0 out of 5.0
March 3, 2020
Awesome customer service
Rhonda B.
Response from 1st Franklin Financial
March 3, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 3, 2020
Great people..
Donald B.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
5.0 out of 5.0
September 5, 2019
Great customer service.
Crystal M.
Response from 1st Franklin Financial
September 5, 2019
We are so grateful for your review!
5.0 out of 5.0
September 4, 2019
I have dealt with the Garden City branch along time. They have been the kindest people. They will do all they can to help you. If you looking for honest people try them.
David A.
Response from 1st Franklin Financial
September 4, 2019
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
Displaying 1 out of 10 reviews