Branch Locations
1st Franklin Financial
Gainesville
Gainesville
1st Franklin Financial Gainesville
4.6 out of 5.0
4.6 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
350 Shallowford Rd
Suite E
Gainesville, GA 30504
US
(770) 534-1741(770) 534-1741
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.6 out of 5.0
(16 Reviews)5.0 out of 5.0
March 9, 2020
Great Staff
Venita P.
Response from 1st Franklin Financial
March 9, 2020
Please visit us again. It is our pleasure to serve you.
5.0 out of 5.0
March 7, 2020
Quick and easy service
Shawn R.
Response from 1st Franklin Financial
March 7, 2020
We know that you have options and are pleased that you selected us and proud to have served you.
5.0 out of 5.0
March 6, 2020
Very helpful with recommending loan amounts and very promptly getting paper work done.
Nita G.
Response from 1st Franklin Financial
March 6, 2020
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
5.0 out of 5.0
March 5, 2020
great service
Joann P.
Response from 1st Franklin Financial
March 5, 2020
We are delighted to have had the opportunity to serve you.
1.0 out of 5.0
March 5, 2020
Not good
Manuel R.
Response from 1st Franklin Financial
March 5, 2020
We hate to see a negative review for our Gainesville office. Please give our Manager a call if you would like to discuss your review.
4.0 out of 5.0
March 4, 2020
Great customer service, would like a local bank that cashes loan checks directly besides just one in Gainesville. I pay vendors or workmen in cash and have not written an actual check in many years. It would be helpful to have that link with no fees also.
Rebecca R.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your feedback, Rebecca.
5.0 out of 5.0
March 4, 2020
Those are some very nice ladies
Venita P.
Response from 1st Franklin Financial
March 4, 2020
Thank you for taking time to share your opinion with others.
5.0 out of 5.0
March 4, 2020
Excellent service and caring staff that treats you like family !!
Sue A.
Response from 1st Franklin Financial
March 4, 2020
Our goal is to have everyone walk out of our office with the sense that they are part of our 1st Franklin family.
5.0 out of 5.0
March 4, 2020
Great customer service
Willie T.
Response from 1st Franklin Financial
March 4, 2020
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
5.0 out of 5.0
March 4, 2020
Great
Maria G.
Response from 1st Franklin Financial
March 4, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 4, 2020
Great customer service
Consuella H.
Response from 1st Franklin Financial
March 4, 2020
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
4.0 out of 5.0
March 3, 2020
It’s ok
Candice S.
Response from 1st Franklin Financial
March 3, 2020
We appreciate your review, Candice.
5.0 out of 5.0
March 3, 2020
My representative Audriana was excellent! (The only reason I gave a 5, otherwise it would’ve been a 2) Shes Actually the only one that seemed friendly..... not a great first impression especially walking In and all of the employees are looking right at you. Not a welcoming atmosphere at all.
Akeria M.
Response from 1st Franklin Financial
March 3, 2020
Thank you for your kind review of our Gainesville staff member! We will share your review with our team to encourage every team member to strive for excellence in customer service.
5.0 out of 5.0
March 3, 2020
Great customer service, very friendly and efficient.
Julie T.
Response from 1st Franklin Financial
March 3, 2020
We will always try our best to provide you with the best service possible.
5.0 out of 5.0
September 4, 2019
Friendly staff that are accommodating to my needs
Christina D.
Response from 1st Franklin Financial
September 4, 2019
Thank you for your feedback, Christina!
5.0 out of 5.0
September 4, 2019
Great customer service and caring folks ... like family
Sue A.
Response from 1st Franklin Financial
September 4, 2019
We know that you have options and we are very happy you chose to do business with us.
Displaying 1 out of 16 reviews