1st Franklin Financial
Gainesville
Gainesville
1st Franklin Financial Gainesville
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
350 Shallowford Rd
Suite E
Gainesville, GA 30504
US
(770) 534-1741(770) 534-1741
Serving Gainesville since 1989!
Hours:
Day of the Week | Hours |
---|---|
Monday | Closed |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
1 Star
2 Star
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5 Star
4 out of 5




Sep 29, 2021
We are so happy that we could help you. Thank you for trusting us with your financial needs, Michael!
Response from 1st Franklin Financial
1 out of 5




Apr 15, 2021
Hello, Carolina. We work hard to deliver a positive customer experience, but apparently, we fell short. If you would like to further discuss your experience, please contact our Quality Assurance Department at 1-800-700-7943.
Response from 1st Franklin Financial
1 out of 5




Apr 15, 2021
Here at 1st Franklin, we aim to uphold the highest standards in customer service and are very sorry to hear about your experience with our Gainesville office. We would appreciate the opportunity to discuss this review with you. If you would be willing to give us a call at 1-800-700-7943, a representative from our Quality Assurance Department would be happy to speak with you.
Response from 1st Franklin Financial
2 out of 5




Dec 5, 2020
We would like to apologize for your negative experience with our Gainesville staff member. We’d like to hear more about your experience to see if we can make things right. If you wouldn’t mind giving our Quality Assurance Department a call at 1-800-700-7943, we’d love to speak with you.
Response from 1st Franklin Financial
5 out of 5




Mar 9, 2020
Please visit us again. It is our pleasure to serve you.
Response from 1st Franklin Financial
5 out of 5




Mar 7, 2020
We know that you have options and are pleased that you selected us and proud to have served you.
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
1 out of 5




Mar 5, 2020
We hate to see a negative review for our Gainesville office. Please give our Manager a call if you would like to discuss your review.
Response from 1st Franklin Financial
4 out of 5




Mar 4, 2020
Thank you for your feedback, Rebecca.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Thank you for taking time to share your opinion with others.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Our goal is to have everyone walk out of our office with the sense that they are part of our 1st Franklin family.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
Response from 1st Franklin Financial
4 out of 5




Mar 3, 2020
We appreciate your review, Candice.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Thank you for your kind review of our Gainesville staff member! We will share your review with our team to encourage every team member to strive for excellence in customer service.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5




Sep 4, 2019
Thank you for your feedback, Christina!
Response from 1st Franklin Financial
5 out of 5




Sep 4, 2019
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial