1st Franklin Financial
Fort Valley
1st Franklin Financial Fort Valley
5.0 out of 5.0full starfull starfull starfull starfull star
22 Reviews
5.0 out of 5.0full starfull starfull starfull starfull star
22 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
106 N. Camellia Boulevard
Fort Valley, GA 31030
US
(478) 825-0201(478) 825-0201

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

5.0 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Nov 25, 2020
Great customer service very sweet
Larry
Thank you for your review, Larry!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Nov 7, 2020
Best customer service of all the Finance companies I have encountered
Alger, Rumph D
We hope you give us the opportunity to serve you again. Know that we are hard at work finding ways to do things better every single time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jul 19, 2020
Everyone is super nice ! Great service
Stacie G
Thank you for your kind review of our Fort Valley team!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 9, 2020
Super friendly staff with the best customer service period. I highly recomend this location for all of youre financial needs. Got my first loan and tons of great advice on how to establish and build my credit. Thanks guys
Justin p.
We will pass along your comments to our Fort Valley team. It is words like these that keep us motivated to deliver top-notch service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
The best I have ever had the pleasure to have used
Benjamin M.
We are extremely grateful for your review, Benjamin!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Had some troubles at first setting up my online account. After one phone call, your friendly and efficient representative fixed my problem
Raymond S.
We are so happy that we could resolve your problem with your online account. Thank you for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service
Patricia B.
We are extremely grateful for your review, Patricia!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent customer service. They will do everything possible to help you in being able to get a loan. I would recommend the Ft Valley office to everyone.
Melanie S.
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
A great experience everytime I go in.
Alton H.
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very welcoming and nice
Dawn P.
It is thanks to customers like you taking the time to tell us what we are doing right that we are able to constantly strive for excellence.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Sherry rucker
Sherry R.
Thank you for rating our Fort Valley office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Love the people there. They know how to help in a bind.
Nathan B.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Awesome staff! Our loan process was easy and Stacy made sure she called us and kept us in the loop with everything going on!
Charles J.
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Nice and friendly atmosphere
Van H.
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
This is the best place ever to get a loan. The people have become like family, they love their job and their customers. I would recommend them to anyone!
Tiffany P.
We love what we do and getting word that we are exactly what you were looking for makes us beyond excited.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
I’m happy to know that I can always rely on Stacy and her staff to accommodate my financial needs
Derrick G.
Our goal is to have everyone walk out of our office with the sense that they are part of our 1st Franklin family.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great customer service 👍
Patricia M.
We know that you have options and are pleased that you selected us and proud to have served you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Feb 4, 2020
Friendly,Fast, And helpful. They did everything in their power to get my loan done so my daughter could have her books for college. Thank you for helping me with a time sensitive situation.
Liz L
Your comments about our team fill us with pride and equip us to provide clear and specific examples of what excellence looks like.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jan 27, 2020
Great people. Always been good to me. Nice to feel at home. Special thanks Tiffany.
Nathan
Our goal is to have everyone walk out of our office with the sense that they are part of our 1st Franklin family.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 5, 2019
Excellent service
Joseph C.
We are glad to see that you are happy with our customer service!
Response from 1st Franklin Financial