Branch Locations
1st Franklin Financial
Fort Oglethorpe
Fort Oglethorpe
1st Franklin Financial Fort Oglethorpe
4.9 out of 5.0
4.9 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
890 Battlefield Pkwy
Fort Oglethorpe, GA 30742
US
(706) 866-5557(706) 866-5557
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.9 out of 5.0
(16 Reviews)5.0 out of 5.0
March 6, 2020
The ladys that work their are great
Lisa M.
Response from 1st Franklin Financial
March 6, 2020
Thank you for your kind review of our Fort Oglethorpe staff!
5.0 out of 5.0
March 5, 2020
The best place I have ever done business with
Reba F.
Response from 1st Franklin Financial
March 5, 2020
We know that you have options and are pleased that you selected us and proud to have served you.
5.0 out of 5.0
March 5, 2020
Great group of ladies
Cynthia S.
Response from 1st Franklin Financial
March 5, 2020
We are extremely grateful for your review!
5.0 out of 5.0
March 4, 2020
Great customer service. They are always very kind and helpful!
Alyssa S.
Response from 1st Franklin Financial
March 4, 2020
We could not ask for a better compliment.
5.0 out of 5.0
March 4, 2020
The only experience I’ve ever received is absolutely fantastic “and” friendly customer service from each associate I’ve ever interacted with. Thank you for that.
Shelby P.
Response from 1st Franklin Financial
March 4, 2020
Knowing that your service was exactly what you expected, reminds us of the importance of considering our customer's preferences first in everything that we do.
5.0 out of 5.0
March 4, 2020
It has been a great experience as a customer working with them. They were very helpful, and great service. Thank you...
David T.
Response from 1st Franklin Financial
March 4, 2020
Your thoughtful review reaffirms that we are heading in the right direction and it helps other community members know what we are all about.
5.0 out of 5.0
March 4, 2020
Thank you for always treating me like family
Gretchen B.
Response from 1st Franklin Financial
March 4, 2020
Please visit us again. It is our pleasure to serve you.
5.0 out of 5.0
March 4, 2020
Great office staff!
Heather W.
Response from 1st Franklin Financial
March 4, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
5.0 out of 5.0
March 4, 2020
They are a good company.
Kimberly W.
Response from 1st Franklin Financial
March 4, 2020
We look forward to serving you in a future visit.
4.0 out of 5.0
March 4, 2020
Good customer service when I called for assistance. However the online system will not work for me even with the help I received. I prefer to pay online but guess I will just keep calling to make my payments each month. I don’t have the time to keep trying to figure out the issue. Oh well. But thankful for the help I did receive
Sandra A.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your feedback, Sandra. We hate to see that you are still having trouble with our Online Services. A Branch Representative will be reaching out to assist you.
5.0 out of 5.0
March 4, 2020
They gave me my 1st loan without my husband co signing with only 4mos employed at my new job. I thank them for that, and still continue to use for future purchases.
Patricia C.
Response from 1st Franklin Financial
March 4, 2020
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
5.0 out of 5.0
March 3, 2020
Great service and very friendly
Mary G.
Response from 1st Franklin Financial
March 3, 2020
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
5.0 out of 5.0
September 13, 2019
Always helpful and available.
Steven O.
Response from 1st Franklin Financial
September 13, 2019
We wanted to take a moment to thank you for your review!
5.0 out of 5.0
September 11, 2019
MY EXPERIENCE WAS FINE
Alice H.
Response from 1st Franklin Financial
September 11, 2019
Hi, Alice! Thank you for your review!
5.0 out of 5.0
September 11, 2019
Great customer service from the staff. The only thing I wish they would do is except credit cards and ATM credit cards. Other than that, I can see doing more business in the future.
Janet T.
Response from 1st Franklin Financial
September 11, 2019
We appreciate your feedback, Janet! Please know that we are making efforts to accept electronic forms of payment in the near future.
5.0 out of 5.0
September 11, 2019
Absolutely the best place to go! The office staff is amazing and very helpful! They will do their best to help you!
Judi P.
Response from 1st Franklin Financial
September 11, 2019
We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service.
Displaying 1 out of 16 reviews