1st Franklin Financial
Fort Oglethorpe
1st Franklin Financial Fort Oglethorpe
4.9 out of 5.0full starfull starfull starfull starfull star
16 Reviews
4.9 out of 5.0full starfull starfull starfull starfull star
16 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
890 Battlefield Pkwy
Fort Oglethorpe, GA 30742
US
(706) 866-5557(706) 866-5557
Serving Fort Oglethorpe since 2013!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.9 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
The ladys that work their are great
Lisa M.
Thank you for your kind review of our Fort Oglethorpe staff!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
The best place I have ever done business with
Reba F.
We know that you have options and are pleased that you selected us and proud to have served you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great group of ladies
Cynthia S.
We are extremely grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service. They are always very kind and helpful!
Alyssa S.
We could not ask for a better compliment.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
The only experience I’ve ever received is absolutely fantastic “and” friendly customer service from each associate I’ve ever interacted with. Thank you for that.
Shelby P.
Knowing that your service was exactly what you expected, reminds us of the importance of considering our customer's preferences first in everything that we do.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
It has been a great experience as a customer working with them. They were very helpful, and great service. Thank you...
David T.
Your thoughtful review reaffirms that we are heading in the right direction and it helps other community members know what we are all about.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Thank you for always treating me like family
Gretchen B.
Please visit us again. It is our pleasure to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great office staff!
Heather W.
Our goal is to provide customers with superior service that exceeds their expectations.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
They are a good company.
Kimberly W.
We look forward to serving you in a future visit.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Good customer service when I called for assistance. However the online system will not work for me even with the help I received. I prefer to pay online but guess I will just keep calling to make my payments each month. I don’t have the time to keep trying to figure out the issue. Oh well. But thankful for the help I did receive
Sandra A.
Thank you for your feedback, Sandra. We hate to see that you are still having trouble with our Online Services. A Branch Representative will be reaching out to assist you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
They gave me my 1st loan without my husband co signing with only 4mos employed at my new job. I thank them for that, and still continue to use for future purchases.
Patricia C.
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great service and very friendly
Mary G.
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 13, 2019
Always helpful and available.
Steven O.
We wanted to take a moment to thank you for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
MY EXPERIENCE WAS FINE
Alice H.
Hi, Alice! Thank you for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
Great customer service from the staff. The only thing I wish they would do is except credit cards and ATM credit cards. Other than that, I can see doing more business in the future.
Janet T.
We appreciate your feedback, Janet! Please know that we are making efforts to accept electronic forms of payment in the near future.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
Absolutely the best place to go! The office staff is amazing and very helpful! They will do their best to help you!
Judi P.
We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service.
Response from 1st Franklin Financial