1st Franklin Financial
Elberton
Elberton
1st Franklin Financial Elberton
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
2 South Oliver Street
Elberton, GA 30635
US
(706) 283-6636(706) 283-6636
Serving Elberton since 1979!
Hours:
Day of the Week | Hours |
---|---|
Monday | Closed |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
1 Star
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5 Star
5 out of 5




Mar 6, 2022
5 out of 5




Jan 31, 2022
5 out of 5




Jan 31, 2022
5 out of 5




Dec 28, 2021
Thank you for your review, Kyle!
Response from 1st Franklin Financial
5 out of 5




Dec 28, 2021
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5




Dec 28, 2021
Hello, Barbara! We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service.
Response from 1st Franklin Financial
5 out of 5




Dec 20, 2021
Know that we are thankful for the trust you have placed in us. We are working extra hard to always push ourselves to deliver the best possible service! We are so delighted you took the time to try us.
Response from 1st Franklin Financial
5 out of 5




Dec 9, 2021
We are so grateful for your review, Ashley!
Response from 1st Franklin Financial
5 out of 5




Dec 8, 2021
Hi, Robert! We can't thank you enough for being a loyal customer for so many years. We know that you have options and we are very happy you choose to do business with us.
Response from 1st Franklin Financial
5 out of 5




Jun 25, 2021
We are so grateful for your review!
Response from 1st Franklin Financial
4 out of 5




Mar 5, 2020
Thank you for taking the time to review our Elberton office!
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
Thank you for reviewing our Elberton office!
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Thank you for your kind review of our Elberton staff member, Knoah!
Response from 1st Franklin Financial
4 out of 5




Mar 4, 2020
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We're happy to be here for you, Curtis!
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Our goal is to provide customers with superior service that exceeds their expectations. Thank you for trusting us with your financial needs, Deborah.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Thank you for taking time to share your opinion with others.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Our goal is to have everyone walk out of our office with the sense that they are part of our 1st Franklin family.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
We know that you have options and are pleased that you selected us and proud to have served you.
Response from 1st Franklin Financial