1st Franklin Financial
Elberton
1st Franklin Financial Elberton
4.9 out of 5.0full starfull starfull starfull starfull star
19 Reviews
4.9 out of 5.0full starfull starfull starfull starfull star
19 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
2 South Oliver Street
Elberton, GA 30635
US
(706) 283-6636(706) 283-6636
Serving Elberton since 1979!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.9 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Jun 25, 2021
I love doing business with them much love and friendly I love them all
Lc
We are so grateful for your review!
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
Great Customer Service 🙂🙂👍🏽
George C.
Thank you for taking the time to review our Elberton office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
Kim S.
Thank you for reviewing our Elberton office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Hannah is great! Always easy to work with! She is very nice and professional
Knoah L.
Thank you for your kind review of our Elberton staff member, Knoah!
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Wonderful personal experience as well as phone experience!
Joetta W.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent service
Nancy D.
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
It's been a really hard year and they have worked with me through a tough time.
Curtis S.
We're happy to be here for you, Curtis!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great Great people. Have ALWAYS helped me when I need it. Especially Hannah at the Elberton office. Thank yall so much.
Deborah R.
Our goal is to provide customers with superior service that exceeds their expectations. Thank you for trusting us with your financial needs, Deborah.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very good customer service and always understands your needs. 5 star !!!
Helen W.
Thank you for taking time to share your opinion with others.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Very easy to talk to always professional and kind.
Benita J.
Our goal is to have everyone walk out of our office with the sense that they are part of our 1st Franklin family.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Excellent Staff! Very courteous and extremely professional.
Marsha E.
We know that you have options and are pleased that you selected us and proud to have served you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Very helpful and had my paperwork ready when I came into sign paperwork for my loan.Thanks Hannah
Brenda O.
We believe the only way for us to deliver first class services and experiences is by knowing what our customers love best and that can only be achieved through feedback like yours.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Thanks for working with the customers!
Benita J.
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
I have been a customer with 1st Franklin for three years now. The employees are always kind. I recommend this company to anyone and everyone.
Quinton B.
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 2, 2020
Always greeted with a smile when i walk in. Really brightens my day.
Mike G
We will do everything in our power to make certain every single visit is equally delightful.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 2, 2020
Everyone was super helpful and friendly. They really care and understand.
Tori S
Thank you so much for taking a few moments to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 2, 2020
Outstanding customer service!!
Caleb K
We appreciate your feedback!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 13, 2019
Great customer service,, and friendly folks.
Helen W.
We are happy to have you as a customer, Helen!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
Always "top notch" with us.
Charles H.
Thank you for letting us know about the service you received from our Elberton office!
Response from 1st Franklin Financial