1st Franklin Financial
Elberton

1st Franklin Financial Elberton

4.9 out of 5.0full starfull starfull starfull starfull star
30 Reviews
4.9 out of 5.0full starfull starfull starfull starfull star
30 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
2 South Oliver Street
Elberton, GA 30635
US
(706) 283-6636(706) 283-6636
Serving Elberton since 1979!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Rockland Mini Buildings
(706) 283-6597
See Offers
Tena's Jewelry
(706) 283-9381
See Offers
Stan's Music World
(706) 213-7766
See Offers
CNC Customs
706-988-9637
See Offers
P&J Small Engines
706-283-4733
See Offers
JD Furniture
(762) 251-7065
See Offers

Recent Reviews

4.9 out of 5.0full starfull starfull starfull starfull star
1 Star
2 Star
3 Star
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5 Star
Leave a Review
5 out of 5full starfull starfull starfull starfull star
Sep 18, 2022
I have had several loans from First Franklin in Elberton the employees are always very nice and helpful
Dale S
5 out of 5full starfull starfull starfull starfull star
May 31, 2022
I am on my 2nd loan with 1st Franklin Financial. I have always had the best experience there. Thank you for helping me build my credit and helping me when I needed it!!!
Kayla D.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2022
Hannah and Amy are awesome!! They listen and give great help and customer service.
Denise R
5 out of 5full starfull starfull starfull starfull star
Jan 31, 2022
Great gals in that office. Always so polite and always willing to help me out with all of my needs.
CALEB N
5 out of 5full starfull starfull starfull starfull star
Jan 31, 2022
Very professional and nice people to work with!
Kayla S
5 out of 5full starfull starfull starfull starfull star
Dec 28, 2021
Man, Tami needs a raise she’s amazing
Kyle, R
Thank you for your review, Kyle!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 28, 2021
Great customer service
Bh
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 28, 2021
Great customer service. I really enjoyed working with Tami, she really made my experience special and all my needs were accommodated.
Barbara, J
Hello, Barbara! We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 20, 2021
I wanted to work on my credit score so i took out a small loan. I ended up using the money to pay off a bill that was turned over for collections that had kept haunting me... made my credit jump 50 points. Plus my mom passed away and I had to be out of work for 3 weeks. The money that I borrowed helped me get thru that time.
Rebecca B.
Know that we are thankful for the trust you have placed in us. We are working extra hard to always push ourselves to deliver the best possible service! We are so delighted you took the time to try us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 9, 2021
Great customer service both on the phone and in person, especially Tami.
Ashley, H
We are so grateful for your review, Ashley!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 8, 2021
Always honest and friendly. They go above and beyond to take care of our needs. I’ve been doing business with this branch for 15+ years.
Robert P.
Hi, Robert! We can't thank you enough for being a loyal customer for so many years. We know that you have options and we are very happy you choose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 25, 2021
I love doing business with them much love and friendly I love them all
Lc
We are so grateful for your review!
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
Great Customer Service 🙂🙂👍🏽
George C.
Thank you for taking the time to review our Elberton office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
Kim S.
Thank you for reviewing our Elberton office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Hannah is great! Always easy to work with! She is very nice and professional
Knoah L.
Thank you for your kind review of our Elberton staff member, Knoah!
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Wonderful personal experience as well as phone experience!
Joetta W.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent service
Nancy D.
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
It's been a really hard year and they have worked with me through a tough time.
Curtis S.
We're happy to be here for you, Curtis!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great Great people. Have ALWAYS helped me when I need it. Especially Hannah at the Elberton office. Thank yall so much.
Deborah R.
Our goal is to provide customers with superior service that exceeds their expectations. Thank you for trusting us with your financial needs, Deborah.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very good customer service and always understands your needs. 5 star !!!
Helen W.
Thank you for taking time to share your opinion with others.
Response from 1st Franklin Financial