Branch Locations
1st Franklin Financial
Elberton
Elberton
1st Franklin Financial Elberton
4.9 out of 5.0
4.9 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
2 South Oliver Street
Elberton, GA 30635
US
(706) 283-6636(706) 283-6636
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.9 out of 5.0
(18 Reviews)4.0 out of 5.0
March 5, 2020
Great Customer Service 🙂🙂👍🏽
George C.
Response from 1st Franklin Financial
March 5, 2020
Thank you for taking the time to review our Elberton office!
5.0 out of 5.0
March 5, 2020
Great customer service
Kim S.
Response from 1st Franklin Financial
March 5, 2020
Thank you for reviewing our Elberton office!
5.0 out of 5.0
March 4, 2020
Hannah is great! Always easy to work with! She is very nice and professional
Knoah L.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your kind review of our Elberton staff member, Knoah!
4.0 out of 5.0
March 4, 2020
Wonderful personal experience as well as phone experience!
Joetta W.
Response from 1st Franklin Financial
March 4, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 4, 2020
Excellent service
Nancy D.
Response from 1st Franklin Financial
March 4, 2020
We will always try our best to provide you with the best service possible.
5.0 out of 5.0
March 4, 2020
It's been a really hard year and they have worked with me through a tough time.
Curtis S.
Response from 1st Franklin Financial
March 4, 2020
We're happy to be here for you, Curtis!
5.0 out of 5.0
March 4, 2020
Great Great people. Have ALWAYS helped me when I need it. Especially Hannah at the Elberton office. Thank yall so much.
Deborah R.
Response from 1st Franklin Financial
March 4, 2020
Our goal is to provide customers with superior service that exceeds their expectations. Thank you for trusting us with your financial needs, Deborah.
5.0 out of 5.0
March 4, 2020
Very good customer service and always understands your needs. 5 star !!!
Helen W.
Response from 1st Franklin Financial
March 4, 2020
Thank you for taking time to share your opinion with others.
5.0 out of 5.0
March 3, 2020
Very easy to talk to always professional and kind.
Benita J.
Response from 1st Franklin Financial
March 3, 2020
Our goal is to have everyone walk out of our office with the sense that they are part of our 1st Franklin family.
5.0 out of 5.0
March 3, 2020
Excellent Staff! Very courteous and extremely professional.
Marsha E.
Response from 1st Franklin Financial
March 3, 2020
We know that you have options and are pleased that you selected us and proud to have served you.
5.0 out of 5.0
March 3, 2020
Very helpful and had my paperwork ready when I came into sign paperwork for my loan.Thanks Hannah
Brenda O.
Response from 1st Franklin Financial
March 3, 2020
We believe the only way for us to deliver first class services and experiences is by knowing what our customers love best and that can only be achieved through feedback like yours.
5.0 out of 5.0
March 3, 2020
Thanks for working with the customers!
Benita J.
Response from 1st Franklin Financial
March 3, 2020
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
5.0 out of 5.0
March 3, 2020
I have been a customer with 1st Franklin for three years now. The employees are always kind. I recommend this company to anyone and everyone.
Quinton B.
Response from 1st Franklin Financial
March 3, 2020
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
5.0 out of 5.0
March 2, 2020
Always greeted with a smile when i walk in. Really brightens my day.
Mike G
Response from 1st Franklin Financial
March 2, 2020
We will do everything in our power to make certain every single visit is equally delightful.
5.0 out of 5.0
March 2, 2020
Everyone was super helpful and friendly. They really care and understand.
Tori S
Response from 1st Franklin Financial
March 2, 2020
Thank you so much for taking a few moments to let us know how we are doing.
5.0 out of 5.0
March 2, 2020
Outstanding customer service!!
Caleb K
Response from 1st Franklin Financial
March 2, 2020
We appreciate your feedback!
5.0 out of 5.0
September 13, 2019
Great customer service,, and friendly folks.
Helen W.
Response from 1st Franklin Financial
September 13, 2019
We are happy to have you as a customer, Helen!
5.0 out of 5.0
September 11, 2019
Always "top notch" with us.
Charles H.
Response from 1st Franklin Financial
September 11, 2019
Thank you for letting us know about the service you received from our Elberton office!
Displaying 1 out of 18 reviews