1st Franklin Financial
East Ellijay
East Ellijay
1st Franklin Financial East Ellijay
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
91 Highland Drive
Suite 106
East Ellijay, GA 30540
US
(706) 276-4620(706) 276-4620
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Recent Reviews
5.0 out of 5.0




December 5, 2020
We have been a customer of 1st Franklin since 2018. Customer Service has always been very professional, staff is warm and friendly. They have always taken great care of me. Thank You!!
Russell Ward
Response from 1st Franklin Financial
December 5, 2020
Hello, Russell! Thank you for being a loyal customer over the years and taking the time to voice your opinion and give us such high accolades!
5.0 out of 5.0




November 19, 2020
Great Customer Service !
Jessica T.
Response from 1st Franklin Financial
November 19, 2020
Thank you for your review, Jessica!
5.0 out of 5.0




March 4, 2020
Excellent customer service and friendly knowledgeable staff
Kenneth J.
Response from 1st Franklin Financial
March 4, 2020
Thank you for giving us a try, Kenneth!
5.0 out of 5.0




March 4, 2020
Very happy with your service
Russell W.
Response from 1st Franklin Financial
March 4, 2020
We're happy to have you as a 1st Franklin customer, Russell!
4.0 out of 5.0




March 4, 2020
Very friendly and understanding staff.
Micki N.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are tremendously happy you picked us.
4.0 out of 5.0




March 4, 2020
Customer Service was friendly and the loan process was made easy. I'm not a huge fan of paying back double from what I borrowed and I will try not to use 1st Franklin as a first resort.
Peggy M.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your feedback, Peggy. We appreciate you taking the time to leave us a review.
5.0 out of 5.0




March 4, 2020
Anytime I go in the office to pay my bill I don’t stay in line longer than five seconds before we are not fast service in and out.Thank You!!
Bruce M.
Response from 1st Franklin Financial
March 4, 2020
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
5.0 out of 5.0




September 5, 2019
Shena is the absolute best!
Kimberly B.
Displaying 1 out of 8 reviews