1st Franklin Financial
East Ellijay
1st Franklin Financial East Ellijay
4.8 out of 5.0full starfull starfull starfull starfull star
9 Reviews
4.8 out of 5.0full starfull starfull starfull starfull star
9 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
91 Highland Drive
Suite 106
East Ellijay, GA 30540
US
(706) 276-4620(706) 276-4620
Serving East Ellijay since 1987!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Aug 6, 2021
Great servervice, fast and friendly!!
Sonya L
Thank you for your kind review, Sonya!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 5, 2020
We have been a customer of 1st Franklin since 2018. Customer Service has always been very professional, staff is warm and friendly. They have always taken great care of me. Thank You!!
Russell Ward
Hello, Russell! Thank you for being a loyal customer over the years and taking the time to voice your opinion and give us such high accolades!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Nov 19, 2020
Great Customer Service !
Jessica T.
Thank you for your review, Jessica!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent customer service and friendly knowledgeable staff
Kenneth J.
Thank you for giving us a try, Kenneth!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very happy with your service
Russell W.
We're happy to have you as a 1st Franklin customer, Russell!
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Very friendly and understanding staff.
Micki N.
We know that you have options and we are tremendously happy you picked us.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Customer Service was friendly and the loan process was made easy. I'm not a huge fan of paying back double from what I borrowed and I will try not to use 1st Franklin as a first resort.
Peggy M.
Thank you for your feedback, Peggy. We appreciate you taking the time to leave us a review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Anytime I go in the office to pay my bill I don’t stay in line longer than five seconds before we are not fast service in and out.Thank You!!
Bruce M.
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 5, 2019
Shena is the absolute best!
Kimberly B.