Branch Locations
1st Franklin Financial
Dalton
Dalton
1st Franklin Financial Dalton
4.7 out of 5.0
4.7 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
514 Fleming Street
Suite 4
Dalton, GA 30721
US
(706) 226-7417(706) 226-7417
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.7 out of 5.0
(37 Reviews)1.0 out of 5.0
September 19, 2020
I would not recommend them at all they want work with you if you've been affected by the covid 19 they will ce get your stuff and they will garnish your income
Liz s
Response from 1st Franklin Financial
September 19, 2020
Please know that your feedback is important to us. If you would like to discuss this matter with someone from our Corporate office, please contact our Quality Assurance Department at 1-800-700-7943. Representatives are available Monday through Friday, 8:30am to 5:00pm EST.
5.0 out of 5.0
March 24, 2020
Great service
Joyce B.
Response from 1st Franklin Financial
March 24, 2020
Thank you for your review, Joyce!
5.0 out of 5.0
March 10, 2020
Everyone was very kind and helpful and also when applied for loan was fast and easy
Cecilia W.
Response from 1st Franklin Financial
March 10, 2020
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
5.0 out of 5.0
March 7, 2020
Great Customer service!!!
Jerrilynn S.
Response from 1st Franklin Financial
March 7, 2020
We are hard at work to make our business the business of choice for those who appreciate service excellence.
5.0 out of 5.0
March 7, 2020
great people always been there for me
Kenneth R.
Response from 1st Franklin Financial
March 7, 2020
Thank you for your patronage.
5.0 out of 5.0
March 6, 2020
Great customer service!!!
Lamarcius S.
Response from 1st Franklin Financial
March 6, 2020
We are hard at work to make our business the business of choice for those who appreciate service excellence.
5.0 out of 5.0
March 6, 2020
Mandy and her girls are all very helpful, courteous, and concerned about their duties to insure customer interaction as a very pleasant and rewarding experience.
Stephen C.
Response from 1st Franklin Financial
March 6, 2020
We hope to become one of your favorite companies to do business with. Do let us know what we need to do to earn your continued loyalty.
5.0 out of 5.0
March 6, 2020
They have been polite and provide excellent service with a smile and optimism. I recommend y'all to everyone that asks me
Julius B.
Response from 1st Franklin Financial
March 6, 2020
Our goal is to make you a part of our family and make you feel welcome every single time.
5.0 out of 5.0
March 6, 2020
I will tell anybody who wants a loan I commend for them to go 1st.Franklin Financial good people
Karina S.
Response from 1st Franklin Financial
March 6, 2020
Hi, Katrina! We appreciate your recommendation.
5.0 out of 5.0
March 6, 2020
Great customer service and staff is always friendly.
Jessica K.
Response from 1st Franklin Financial
March 6, 2020
Friendly service is our commitment to you.
5.0 out of 5.0
March 5, 2020
Great customer service
Jose J.
Response from 1st Franklin Financial
March 5, 2020
You can count on every one of us doing our best!
5.0 out of 5.0
March 5, 2020
They are always so helpful and there when you need help
Diane C.
Response from 1st Franklin Financial
March 5, 2020
Know that we are thankful for the trust you have placed in us. We are working extra hard to always push ourselves to deliver the best possible service!
5.0 out of 5.0
March 5, 2020
THEY ARE A VERY GOOD BUCH OF LADYS
Jesse B.
Response from 1st Franklin Financial
March 5, 2020
We are looking forward to your next visit!
5.0 out of 5.0
March 5, 2020
Nice and helpful staff, everyone greets me at the door and the loan application is easy and quick
Christopher R.
Response from 1st Franklin Financial
March 5, 2020
Thank you for taking the time out of your busy schedule to review our business.
5.0 out of 5.0
March 5, 2020
The folks at 1st Franklin Financial are tops in the business with the best customer service, best rates, and the know - how and want - to to help each customer get custom - fitted with the loan just right for him or her. I would never go anywhere else for a loan now and recommend 1st Franklin Financial to anyone looking for a personal loan at fair rates with friendly service!!!
Brenda L.
Response from 1st Franklin Financial
March 5, 2020
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best. Thank you so much for taking a few moments to let us know how we are doing.
5.0 out of 5.0
March 5, 2020
great customer service
Connie H.
Response from 1st Franklin Financial
March 5, 2020
We are so grateful for your feedback!
5.0 out of 5.0
March 5, 2020
Good
Jimmy S
Response from 1st Franklin Financial
March 5, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 5, 2020
The people at 1st Franklin have always been very helpful and are always very kind.
Donna P.
Response from 1st Franklin Financial
March 5, 2020
Thank you for taking the time to let us know how we are doing.
5.0 out of 5.0
March 5, 2020
Great customer service
Maria S.
Response from 1st Franklin Financial
March 5, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 4, 2020
The Ladies were very courteous as always , and they got me in and out in no time . Thanks again Ladies
Bryon A.
Response from 1st Franklin Financial
March 4, 2020
It is thanks to customers like you taking the time to tell us what we are doing right that we are able to constantly strive for excellence.
Displaying 1 out of 20 reviews