Branch Locations
1st Franklin Financial
Cumming
Cumming
1st Franklin Financial Cumming
5.0 out of 5.0
5.0 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1622 Market Place Blvd.
Cumming, GA 30041
US
(770) 889-4227(770) 889-4227
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0
(25 Reviews)5.0 out of 5.0
July 25, 2020
I was able to use their services here at the Cumming location a few months ago. The ladies at this branch went out of their way to help me when no other company would. I have recommended friends to them and will continue to do so.
Michael T
Response from 1st Franklin Financial
July 25, 2020
Hi, Michael! From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile. Thank you for your review.
5.0 out of 5.0
April 27, 2020
Wonderful people to work with always a great experience to be working with them they go above and beyond to get you help you may need always
treating you like family I recommend them to anyone
who needs some help getting some extra funds
Brandy A
Response from 1st Franklin Financial
April 27, 2020
We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service. We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 25, 2020
Excellent
Mack B.
Response from 1st Franklin Financial
March 25, 2020
Hi, Mack! We appreciate your review.
5.0 out of 5.0
March 7, 2020
Great customer service. Really wish that they would let me determine when I need to borrow money though.
Sharon H.
Response from 1st Franklin Financial
March 7, 2020
Thank you for your feedback, Sharon.
5.0 out of 5.0
March 7, 2020
The people are awesome. Like a family yo pay back every month. They all hella cool
William R.
Response from 1st Franklin Financial
March 7, 2020
Our goal is to have everyone walk out of our office with the sense that they are part of our 1st Franklin family.
5.0 out of 5.0
March 6, 2020
Great customer service , professional and very helpful.
Linda I.
Response from 1st Franklin Financial
March 6, 2020
We will do everything in our power to make certain every single visit is equally delightful.
5.0 out of 5.0
March 6, 2020
The people I deal with have always been great!
John T.
Response from 1st Franklin Financial
March 6, 2020
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
5.0 out of 5.0
March 6, 2020
Always been treat with respect and dedication
Osvaldo H.
Response from 1st Franklin Financial
March 6, 2020
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
5.0 out of 5.0
March 6, 2020
Y’all have always been there for me when I need y’all thanks
James R.
Response from 1st Franklin Financial
March 6, 2020
We're happy to be here for you, James!
5.0 out of 5.0
March 5, 2020
Great Customer Service, always a pleasure dealing with these nice people.
Tony G.
Response from 1st Franklin Financial
March 5, 2020
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
5.0 out of 5.0
March 5, 2020
Cumming office rocks
Bobby T.
Response from 1st Franklin Financial
March 5, 2020
Hi, Bobby! Thank you for your kind review!
5.0 out of 5.0
March 5, 2020
Great customer service. Great people and wonderful to work with.
Seth S.
Response from 1st Franklin Financial
March 5, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 5, 2020
Excellent customer service and good business practices. Kind employees during difficult financial times.
Veronica S.
Response from 1st Franklin Financial
March 5, 2020
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
5.0 out of 5.0
March 5, 2020
Great customer service
Adedria M.
Response from 1st Franklin Financial
March 5, 2020
We will always try our best to provide you with the best service possible.
5.0 out of 5.0
March 5, 2020
The employees at the Market Place location are wonderful. The always have a smile and will work with you if you happen to get behind. :-)
Amanda G.
Response from 1st Franklin Financial
March 5, 2020
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
5.0 out of 5.0
March 4, 2020
Great. And friendly people
Brenda D.
Response from 1st Franklin Financial
March 4, 2020
Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.
5.0 out of 5.0
March 4, 2020
Great Service.. period. No junk mail. No phone call or unnecessary communications, including Sales calls.
Alex F.
Response from 1st Franklin Financial
March 4, 2020
Your comments about our team fill us with pride and equip us to provide clear and specific examples of what excellence looks like.
5.0 out of 5.0
March 4, 2020
Awesome Customer Service
Terri P.
Response from 1st Franklin Financial
March 4, 2020
Words do not suffice to express how grateful we are for your review.
5.0 out of 5.0
March 4, 2020
Very friendly and helpful
Michael S.
Response from 1st Franklin Financial
March 4, 2020
Friendly service is our commitment to you!
5.0 out of 5.0
March 4, 2020
If you are in need of a loan - this is the place to go. The staff is always pleasant and the Manager - Donna - has treated me like family for years! No one in the office ever treats you like you are a number - you can trust that you will be treated right.
Traci V.
Response from 1st Franklin Financial
March 4, 2020
We appreciate your review and your recommendation, Traci!
Displaying 1 out of 20 reviews