1st Franklin Financial
Cumming
1st Franklin Financial Cumming
5.0 out of 5.0full starfull starfull starfull starfull star
25 Reviews
5.0 out of 5.0full starfull starfull starfull starfull star
25 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1622 Market Place Blvd.
Cumming, GA 30041
US
(770) 889-4227(770) 889-4227

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

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5 out of 5full starfull starfull starfull starfull star
Jul 25, 2020
I was able to use their services here at the Cumming location a few months ago. The ladies at this branch went out of their way to help me when no other company would. I have recommended friends to them and will continue to do so.
Michael T
Hi, Michael! From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile. Thank you for your review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Apr 27, 2020
Wonderful people to work with always a great experience to be working with them they go above and beyond to get you help you may need always treating you like family I recommend them to anyone who needs some help getting some extra funds
Brandy A
We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service. We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 25, 2020
Excellent
Mack B.
Hi, Mack! We appreciate your review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Great customer service. Really wish that they would let me determine when I need to borrow money though.
Sharon H.
Thank you for your feedback, Sharon.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
The people are awesome. Like a family yo pay back every month. They all hella cool
William R.
Our goal is to have everyone walk out of our office with the sense that they are part of our 1st Franklin family.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great customer service , professional and very helpful.
Linda I.
We will do everything in our power to make certain every single visit is equally delightful.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
The people I deal with have always been great!
John T.
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Always been treat with respect and dedication
Osvaldo H.
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Y’all have always been there for me when I need y’all thanks
James R.
We're happy to be here for you, James!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great Customer Service, always a pleasure dealing with these nice people.
Tony G.
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Cumming office rocks
Bobby T.
Hi, Bobby! Thank you for your kind review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service. Great people and wonderful to work with.
Seth S.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Excellent customer service and good business practices. Kind employees during difficult financial times.
Veronica S.
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
Adedria M.
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
The employees at the Market Place location are wonderful. The always have a smile and will work with you if you happen to get behind. :-)
Amanda G.
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great. And friendly people
Brenda D.
Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great Service.. period. No junk mail. No phone call or unnecessary communications, including Sales calls.
Alex F.
Your comments about our team fill us with pride and equip us to provide clear and specific examples of what excellence looks like.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Awesome Customer Service
Terri P.
Words do not suffice to express how grateful we are for your review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very friendly and helpful
Michael S.
Friendly service is our commitment to you!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
If you are in need of a loan - this is the place to go. The staff is always pleasant and the Manager - Donna - has treated me like family for years! No one in the office ever treats you like you are a number - you can trust that you will be treated right.
Traci V.
We appreciate your review and your recommendation, Traci!
Response from 1st Franklin Financial