Branch Locations
1st Franklin Financial
Covington
Covington
1st Franklin Financial Covington
4.8 out of 5.0
4.8 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
6163 Highway 278 NE
Covington, GA 30014
US
(770) 787-3325(770) 787-3325
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.8 out of 5.0
(30 Reviews)5.0 out of 5.0
March 9, 2020
I always use first Franklin. I should recommend to anyone. Help in time of need and also help build my credit.
Ricarrdio H.
Response from 1st Franklin Financial
March 9, 2020
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
5.0 out of 5.0
March 8, 2020
Great people at the Covington location
Sheri M.
Response from 1st Franklin Financial
March 8, 2020
Reviews like this fuel our hearts and make us try better every single day.
5.0 out of 5.0
March 8, 2020
Good customer service. Cordial greeting upon entering business and very professional service.
James H.
Response from 1st Franklin Financial
March 8, 2020
Thank you for your kind words and for giving us a high five for all that we do. It is truly nice to know that our efforts are paying off.
3.0 out of 5.0
March 7, 2020
I am not interested in borrowing any more money
Norman S.
Response from 1st Franklin Financial
March 7, 2020
We have shared your review with our team, Norman.
5.0 out of 5.0
March 7, 2020
Great customer service
Victor H.
Response from 1st Franklin Financial
March 7, 2020
Thank you for reviewing our Covington office!
5.0 out of 5.0
March 7, 2020
You have helped me when I really needed it. Great doing business with you for the past 3-5 years
Otha T.
Response from 1st Franklin Financial
March 7, 2020
We are so glad that we are able to help you, Otha! Thank you for being a loyal customer.
5.0 out of 5.0
March 7, 2020
Excellent
Hopeton S.
Response from 1st Franklin Financial
March 7, 2020
We appreciate your review, Hopeton!
5.0 out of 5.0
March 6, 2020
Great
Thomas H.
Response from 1st Franklin Financial
March 6, 2020
We are hard at work to make our business the business of choice for those who appreciate service excellence.
5.0 out of 5.0
March 6, 2020
Excellent customer service
Johnny R.
Response from 1st Franklin Financial
March 6, 2020
Thank you for taking the time to review our Covington office!
3.0 out of 5.0
March 6, 2020
Nice people
Gary S.
Response from 1st Franklin Financial
March 6, 2020
Thank you for your review.
5.0 out of 5.0
March 6, 2020
Very friendly & excellent customer service
Kecia B.
Response from 1st Franklin Financial
March 6, 2020
Thank you for taking the time out of your busy schedule to review our business.
4.0 out of 5.0
March 5, 2020
They don't really hassle you like most loans institutions.
Bennie K.
Response from 1st Franklin Financial
March 5, 2020
We are so grateful for your feedback!
5.0 out of 5.0
March 5, 2020
Fast and Easy process. Got the help I needed in 1 day! I would recommend 1st Franklin to anyone in a crunch and need money fast. Thx again!
Gary D.
Response from 1st Franklin Financial
March 5, 2020
We're happy to be able to help you so quickly! Thank you for your recommendation.
5.0 out of 5.0
March 5, 2020
Paul customer service is wonderful.
Shevel G.
Response from 1st Franklin Financial
March 5, 2020
Thank you for your kind review of our Covington staff memeber!
5.0 out of 5.0
March 5, 2020
Great customer service
Brian B.
Response from 1st Franklin Financial
March 5, 2020
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
4.0 out of 5.0
March 4, 2020
everyone has been very helpful
Kathy D.
Response from 1st Franklin Financial
March 4, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 4, 2020
Great people who try to help
James W.
Response from 1st Franklin Financial
March 4, 2020
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
5.0 out of 5.0
March 4, 2020
Jordan was awesome
Litisha M.
Response from 1st Franklin Financial
March 4, 2020
We will always try our best to provide you with the best service possible.
4.0 out of 5.0
March 4, 2020
Satisfactory service
Margine A.
Response from 1st Franklin Financial
March 4, 2020
We love what we do and getting word that we are exactly what you were looking for makes us beyond excited.
5.0 out of 5.0
March 4, 2020
Great customer service and friendly staff
Rufus M.
Response from 1st Franklin Financial
March 4, 2020
Getting reviews like yours ranks among our favorite things!
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