1st Franklin Financial
Cordele
1st Franklin Financial Cordele
4.8 out of 5.0full starfull starfull starfull starfull star
30 Reviews
4.8 out of 5.0full starfull starfull starfull starfull star
30 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
401 E. 16th Avenue
Suite I
Cordele, GA 31015
US
(229) 273-6460(229) 273-6460
Serving Cordele since 1976!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
May 17, 2021
Excellent Service!!
Jessica L.
Hello, Jessica! Thank you for your review.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Jul 21, 2020
Update: Tammy is awesome, she returned my call and advised me that they were having phone issues in no time. I have been trying to call the Cordele Office since 7/20/20, trying to make a payment and phones are saying that the number has been changed or disconnect or either it can not be completed. I have tried several different phones.
Christy S
We are currently experiencing phone trouble at our Cordele office. We apologize for any inconvenience this may have caused. I have reached out to the Manager, and she will be contacting you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 12, 2020
Friendly service.. Brooke has a positive attitude and ready to help!
Jace S
Thank you for your kind review of our Cordele staff member!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 12, 2020
Awesome staff! Brooke helped me with the best attitude, will recommend 1st Franklin to everybody!
Allison, J
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 12, 2020
Great customer service! Friendly staff...Brooke is helpful and is so patient with her customers!!
Shelby H
Please visit us again, Shelby. It is our pleasure to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 12, 2020
Excellent customer service. Tammie A. always willing to go the extra mile. very knowledgeable in explaing and answering all my questions
Cathy L
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 12, 2020
Tammy was very helpful and informative.. would highly recommend
karen Kuntz
We appreciate your review and your recommendation, Karen!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 12, 2020
Great place to get a quick loan
John H
We are delighted to have had the opportunity to serve you, John.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 12, 2020
Tammy is an excellent person to do business with. She was friendly and courteous and answered all the questions I had.
Donna W
We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 9, 2020
They always give me very friendly and understanding service.
George H.
Thank you for taking the time out of your busy schedule to review our business.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Very pleasant experience and Tammy answered all my questions and eased my concerns. In hardly no time I had the money I needed.
Tom M
We really appreciate that you took the time to share details about your recent visit to our location.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great business
Margaret M.
We are thankful for your time and your willingness to write a review to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service
Patricia P.
We are so grateful for your feedback!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great People
Tiffany L.
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Very friendly and great customer service
Sabrina H.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service
Sabrina J.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
It took time but I was able to establish a better grade of credit worthiness thanks to 1st Franklin. Now my credit score is on the rise
Jennifer M.
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Thanks for everything you do I'm very much appreciate
Mary G.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service
Miriam L.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
They were very helpful in getting me the loan that i need in a timely manner...
Sonya H.