1st Franklin Financial
Commerce
Commerce
1st Franklin Financial Commerce
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
40101 Hwy 441 S
Commerce, GA 30529
US
(706) 335-3191(706) 335-3191
Serving Commerce since 1956!
Hours:
Day of the Week | Hours |
---|---|
Monday | Closed |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
1 Star
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5 Star
5 out of 5




Apr 25, 2022
1 out of 5




Jun 8, 2021
Unfortunately, we aren't able to find anyone with just a first name. Please call our office at 706-335-3191 and we'll be happy to speak with you.
Response from 1st Franklin Financial
5 out of 5




Mar 29, 2020
Thank you for rating our Commerce office!
Response from 1st Franklin Financial
5 out of 5




Mar 28, 2020
Your comments about our team fill us with pride and equip us to provide clear and specific examples of what excellence looks like.
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
We are so glad our efforts are paying off and you had the opportunity to experience superior service.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We love having you as a part of our 1st Franklin family, Charlotte!
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Friendly service is our commitment to you.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Thank you for your review, Linda!
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Come visit us soon. You can count on every one of us doing our best!
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We will pass along your comment to our team. It is words like these that keep us motivated to deliver top-notch service.
Response from 1st Franklin Financial
4 out of 5




Mar 4, 2020
Words do not suffice to express how grateful we are for your review.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We look forward to your next visit and will once again work hard to earn your endorsement.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We are glad to know your experience was positive.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Know that we are thankful for the trust you have placed in us. We are working extra hard to always push ourselves to deliver the best possible service!
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We know that you have options and we are tremendously happy you picked us.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Know that we are here to serve you and will always try our best.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
We are delighted that we were able to be all that you expected us to be.
Response from 1st Franklin Financial