Branch Locations
1st Franklin Financial
Commerce
Commerce
1st Franklin Financial Commerce
4.10 out of 5.0
4.10 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
40101 Hwy 441 S
Commerce, GA 30529
US
(706) 335-3191(706) 335-3191
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.10 out of 5.0
(26 Reviews)5.0 out of 5.0
March 29, 2020
😊
Charles R.
Response from 1st Franklin Financial
March 29, 2020
Thank you for rating our Commerce office!
5.0 out of 5.0
March 28, 2020
We needed help. We were grateful that the staff was considerate and were not condescending to us as we are struggling to stay at the top of the water... Their attitude to help has put them to be at the top of my list to pay towards...
Robert M.
Response from 1st Franklin Financial
March 28, 2020
Your comments about our team fill us with pride and equip us to provide clear and specific examples of what excellence looks like.
5.0 out of 5.0
March 6, 2020
Exceptional staff, helpful when needed and found the right solution to resolve our problems
Robert M.
Response from 1st Franklin Financial
March 6, 2020
We are so glad our efforts are paying off and you had the opportunity to experience superior service.
5.0 out of 5.0
March 5, 2020
Great customer service. Everyone was friendly and knowledgeable. Service was fast. Overall great experience.
Paula T.
Response from 1st Franklin Financial
March 5, 2020
Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.
5.0 out of 5.0
March 4, 2020
Love my 1st Franklin "family" !! Awesome ladies and customer service.
Charlotte H.
Response from 1st Franklin Financial
March 4, 2020
We love having you as a part of our 1st Franklin family, Charlotte!
5.0 out of 5.0
March 4, 2020
Best people ever
Linda C.
Response from 1st Franklin Financial
March 4, 2020
Friendly service is our commitment to you.
5.0 out of 5.0
March 4, 2020
Great customer service
Linda C.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your review, Linda!
5.0 out of 5.0
March 4, 2020
Customer service works well with me under unfortunate circumstances that pop up and delay my payment.
Daniel M.
Response from 1st Franklin Financial
March 4, 2020
Come visit us soon. You can count on every one of us doing our best!
5.0 out of 5.0
March 4, 2020
great folks work there
Betty J.
Response from 1st Franklin Financial
March 4, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 4, 2020
Excellent staff!
Ronald R.
Response from 1st Franklin Financial
March 4, 2020
We will pass along your comment to our team. It is words like these that keep us motivated to deliver top-notch service.
4.0 out of 5.0
March 4, 2020
Excellent
Bernita L.
Response from 1st Franklin Financial
March 4, 2020
Words do not suffice to express how grateful we are for your review.
5.0 out of 5.0
March 4, 2020
Great customer service knowledgable polite will recommend to others for their needs
Robert H.
Response from 1st Franklin Financial
March 4, 2020
We look forward to your next visit and will once again work hard to earn your endorsement.
5.0 out of 5.0
March 4, 2020
Great customer service
Kenneth H.
Response from 1st Franklin Financial
March 4, 2020
We are glad to know your experience was positive.
5.0 out of 5.0
March 4, 2020
I came in to get a loan at a very difficult time and I was treated with so much care and compassion.
Kelly W.
Response from 1st Franklin Financial
March 4, 2020
Know that we are thankful for the trust you have placed in us. We are working extra hard to always push ourselves to deliver the best possible service!
5.0 out of 5.0
March 4, 2020
Friendly staff!
Pamela B.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are tremendously happy you picked us.
5.0 out of 5.0
March 4, 2020
Love working with First Franklin!
Ricky W.
Response from 1st Franklin Financial
March 4, 2020
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
5.0 out of 5.0
March 3, 2020
Y’all been good to me and I do appreciate y’all business
Brandy S.
Response from 1st Franklin Financial
March 3, 2020
Know that we are here to serve you and will always try our best.
5.0 out of 5.0
March 3, 2020
Great customer service great people.They are there when u need them an will help u anyway they can....
Justin M.
Response from 1st Franklin Financial
March 3, 2020
We are delighted that we were able to be all that you expected us to be.
5.0 out of 5.0
March 3, 2020
I love the ladies in the office who work very hard at keeping me going
Daniel M.
Response from 1st Franklin Financial
March 3, 2020
We look forward to serving you for many years to come.
5.0 out of 5.0
March 3, 2020
Good people
Greg H.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
Displaying 1 out of 20 reviews