1st Franklin Financial
Columbus
1st Franklin Financial Columbus
4.9 out of 5.0full starfull starfull starfull starfull star
28 Reviews
4.9 out of 5.0full starfull starfull starfull starfull star
28 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
7830 Veterans Pkwy
Suite F
Columbus, GA 31909
US
(706) 322-7804(706) 322-7804

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.9 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Nov 9, 2020
The experience was amazing and Ashley was very helpful!! The amount of time it took was minimal and Ashley explained every detail very good. I will definitely refer anyone who needs a loan to this office. Thanks!!
Hal H.
Hello, Hal! We hope to become one of your favorite companies to do business with. Do let us know what we need to do to earn your continued loyalty.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 6, 2020
We started out with Tracy and then we worked with Ashley. Everyone has been so friendly and helpful. Great place to go your money needs. Thank you
Ashley, Tracy
We know that you have options and are pleased that you selected us and proud to have served you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 30, 2020
Great
Gale L.
Thank you for your review, Gale!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 10, 2020
Came through when I needed assistance
Scherlita C.
We're glad that we were able to be here for you, Scherlita!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 8, 2020
Great
Janice B.
Thank you for your review, Janice!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
The staff here has been awesome and great when it came to assisting me. When I was going to be a day late due to a traffic accident that almost kept me from paying on time, the staff was very understanding and allowed me to pay a day late with no late fees added. I would continue to do business with them in the near future and advise anyone who need a loan to go here. Thanks guys for all of your assistance and help!!
Charvas T.
Thank you for your kind review of our Columbus staff! We are grateful for the trust you have placed in us to assist you with your financial needs.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
The atmosphere is always pleasant.
Phyllis O.
We are so grateful for your feedback!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great customer service! Went the extra mile to help when I needed it the most, thank you!
Sandra M.
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service and friendly staff
Demetrica J.
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Mar 5, 2020
great customer services
Dorothy B.
Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Always easy to deal with. Never a problem. Love them.
Donna T.
We are so glad our efforts are paying off and you had the opportunity to experience superior service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Friendly courteous service!
Karla J.
Friendly service is our commitment to you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Thank for your business.It really help me a lot.
Minnie F.
Thank you for your kind words and for giving us a high five for all that we do. It is truly nice to know that our efforts are paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service, and they care about their customers!
Sara W.
Our goal is to make you a part of our family and make you feel welcome every single time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service, very professional
Arthur W.
We are looking forward to your next visit!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great Customer Service ⭐⭐⭐⭐⭐
Tarsha B.
We are delighted that we were able to be all that you expected us to be.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great employees, will work with you every way they can.
Laannis Y.
We are so delighted you took the time to try us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
5Star
Tanya H.
Thank you for rating our Columbus office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great staff and service
Robert P.
We are extremely grateful for your review, Robert!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service
Patricia W.
Know that we are here to serve you and will always try our best.
Response from 1st Franklin Financial