1st Franklin Financial
Columbus
1st Franklin Financial Columbus
4.5 out of 5.0full starfull starfull starfull starhalf star
20 Reviews
4.5 out of 5.0full starfull starfull starfull starhalf star
20 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1056 Manchester Expy
Suite A-5
Columbus, GA 31904
US
(706) 317-2428(706) 317-2428

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.5 out of 5.0full starfull starfull starfull starhalf star
1 Star
2 Star
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5 Star
Leave a Review
2 out of 5full starfull starempty starempty starempty star
Dec 15, 2020
I've always been a customer I got into a situation.I have been sending payments But Now They are sending legal letters.I get a raise in January on my VA and SSD I Can't Drive And Won't Take My Government Issued Debit Cards.
Jeffery Monroe D
Mr. Monroe, your feedback is important to us. We would like to discuss this matter with you. Please contact our Quality Assurance Department at 1-800-700-7943. Representatives are available Monday through Friday, 8:30am to 5:00pm EST.
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Nov 2, 2020
They will ruin your life.. even with cov19 going on and work and money are hard to come by.. they will come after you..
Eric
We would like to apologize for your negative experience with our Columbus office. If you would like to further discuss your experience, please contact our Quality Assurance Department at 1-800-700-7943.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 9, 2020
AMAZING COMPANY!! VERY HELPFUL AND ALWAYS UNDERSTANDING
SS
Our goal is to make you a part of our family and make you feel welcome every single time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 8, 2020
Easy application quick responses
James A.
We're happy to make the loan process quick and easy for you, James!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great customer service. Beth and Keisha is amazing. Good people that really work with you.
Leslie W.
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Awsome
Jeffery M.
Do allow us the opportunity to serve you again. We will do everything in our power to deliver an even better customer experience.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service
Walter C.
We are extremely grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service
Victoria W.
We are hard at work to make our business the business of choice for those who appreciate service excellence.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Good Services
Brenda J.
Thank you for your review, Brenda!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great people that really work with you. Beth is amazing.
Haley W.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Excellent customer service Kisha and Beth both are great..
Regina C.
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Mar 3, 2020
My first initial loan was a great experience, great employees. However I tried to reapply for a second loan and was denied. I am about pay my loan off and end with your company. I thought as a valuable customer we could continue but I guess my credit is no good for your company. Thanks
Robert H.
Thank you for leaving us a review, Robert. We are very sorry that we weren't able to help you at this time. We do appreciate having you as a customer, but there are certain credit requirements that we have to abide by.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Good
Kevin C.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Everyone is very nice and friendly knowledgeable and helpful at the Manchester expressway location. The only thing I don't like is I wish they would set it up to be able to make my payment with debit card instead of pulling it out of my bank account because a lot of times I forget that I made the payment and it takes three or four days before actually pulls out of my bank
Karen S.
Thank you for your review, Karen! Great news... the ability to accept debit cards as a form of payment, will be an option in the near future!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Excellent customer service
Pamela D.
Our common goal is to constantly strive to deliver the very best customer service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jan 17, 2020
Great customer service!
Ryan C.
Thanks for leaving us a review, Ryan!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
Great customer services They treat you like family
Chaka G.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Sep 11, 2019
Great Customer service
Arika H.
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
These Ladies have been GREAT! Appreciate them, their understanding, helpful & always smiling! Thanks!
Denise F.
We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
Excellent customer service with 1st Franklin
Pamela D.
We are happy that you are satisfied with the level of service you received!
Response from 1st Franklin Financial