Branch Locations
1st Franklin Financial
Chatsworth
Chatsworth
1st Franklin Financial Chatsworth
4.9 out of 5.0
4.9 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1422 Green Road
Suite J
Chatsworth, GA 30705
US
(706) 695-4823(706) 695-4823
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.9 out of 5.0
(16 Reviews)4.0 out of 5.0
March 9, 2020
Great people great experience. The reason i rated 4 stars is because your company doesnt accept debit. So i have to come down there even when i dont have time to make the payment. So its a little inconvenient.
Justin W.
Response from 1st Franklin Financial
March 9, 2020
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service. We can accept payments through ACH by phone or via online services, if that is more convenient for you.
5.0 out of 5.0
March 7, 2020
GREAT PLACE TO DO BUSNESS FRINDLY PEOPLE
Patsy F.
Response from 1st Franklin Financial
March 7, 2020
We are so grateful for your review, Patsy!
5.0 out of 5.0
March 7, 2020
Ever body is super great nice and beautiful
Randy C.
Response from 1st Franklin Financial
March 7, 2020
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
5.0 out of 5.0
March 6, 2020
Great customer service Friendly atmosphere
Timothy B.
Response from 1st Franklin Financial
March 6, 2020
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
5.0 out of 5.0
March 5, 2020
Great service thank you
Trammell F.
Response from 1st Franklin Financial
March 5, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 5, 2020
Great customer service and affordable payments I definitely would recommend
Jose L.
Response from 1st Franklin Financial
March 5, 2020
We are extremely grateful for your review and your recommendation!
5.0 out of 5.0
March 5, 2020
Great customer service!
Robert P.
Response from 1st Franklin Financial
March 5, 2020
We will do everything in our power to make certain every single visit is equally delightful.
5.0 out of 5.0
March 5, 2020
Great service
Sharon W.
Response from 1st Franklin Financial
March 5, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
5.0 out of 5.0
March 4, 2020
greatservice,and people
Patsy F.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 4, 2020
Great customer service and personal
Timothy B.
Response from 1st Franklin Financial
March 4, 2020
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
5.0 out of 5.0
March 4, 2020
Customer service was great; efficient; and explained loan thoroughly
Phyllis H.
Response from 1st Franklin Financial
March 4, 2020
Thank you so much for taking a few moments to let us know how we are doing.
5.0 out of 5.0
March 3, 2020
Great customer service and nice people to deal with
Helen C.
Response from 1st Franklin Financial
March 3, 2020
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
5.0 out of 5.0
March 3, 2020
Great coustmer service
Mitchell M.
Response from 1st Franklin Financial
March 3, 2020
We are so grateful for your feedback!
5.0 out of 5.0
March 3, 2020
Love to deal with this business. They always accomadate my needs and are so friendly. The service is beyond exceptional, I would recommend them and I do every chance I get.
Lavonda G.
Response from 1st Franklin Financial
March 3, 2020
Thank you for taking the time to let us know how we are doing. We appreciate your recommendation, Lavonda!
5.0 out of 5.0
September 5, 2019
i can say the best people to work with
when you need a loan very freindy staff thanks
Willie A.
Response from 1st Franklin Financial
September 5, 2019
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
September 4, 2019
Great customer service
Phyllis H.
Response from 1st Franklin Financial
September 4, 2019
We are delighted to have had the opportunity to serve you.
Displaying 1 out of 16 reviews