1st Franklin Financial
Chatsworth
1st Franklin Financial Chatsworth
4.9 out of 5.0full starfull starfull starfull starfull star
16 Reviews
4.9 out of 5.0full starfull starfull starfull starfull star
16 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1422 Green Road
Suite J
Chatsworth, GA 30705
US
(706) 695-4823(706) 695-4823
Serving Chatsworth since 1988!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.9 out of 5.0full starfull starfull starfull starfull star
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4 out of 5full starfull starfull starfull starempty star
Mar 9, 2020
Great people great experience. The reason i rated 4 stars is because your company doesnt accept debit. So i have to come down there even when i dont have time to make the payment. So its a little inconvenient.
Justin W.
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service. We can accept payments through ACH by phone or via online services, if that is more convenient for you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
GREAT PLACE TO DO BUSNESS FRINDLY PEOPLE
Patsy F.
We are so grateful for your review, Patsy!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Ever body is super great nice and beautiful
Randy C.
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great customer service Friendly atmosphere
Timothy B.
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service thank you
Trammell F.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service and affordable payments I definitely would recommend
Jose L.
We are extremely grateful for your review and your recommendation!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service!
Robert P.
We will do everything in our power to make certain every single visit is equally delightful.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service
Sharon W.
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
greatservice,and people
Patsy F.
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service and personal
Timothy B.
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Customer service was great; efficient; and explained loan thoroughly
Phyllis H.
Thank you so much for taking a few moments to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great customer service and nice people to deal with
Helen C.
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great coustmer service
Mitchell M.
We are so grateful for your feedback!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Love to deal with this business. They always accomadate my needs and are so friendly. The service is beyond exceptional, I would recommend them and I do every chance I get.
Lavonda G.
Thank you for taking the time to let us know how we are doing. We appreciate your recommendation, Lavonda!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 5, 2019
i can say the best people to work with when you need a loan very freindy staff thanks
Willie A.
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
Great customer service
Phyllis H.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial