Branch Locations
1st Franklin Financial
Cedartown
Cedartown
1st Franklin Financial Cedartown
4.7 out of 5.0
4.7 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
1570 Rome Highway
Cedartown, GA 30125
US
(770) 748-3313(770) 748-3313
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.7 out of 5.0
(26 Reviews)4.0 out of 5.0
March 8, 2020
Great customer service
Laura S.
5.0 out of 5.0
March 7, 2020
Staff is always friendly and helpful.
Renee B.
4.0 out of 5.0
March 6, 2020
I have had some very serious heart problems as of late that turned out to be fine. Yet, while working on that a malignancy was discovered that has put an unplanned financial strain on me just in copayments. The fine staff at the Cedartown location has made every effort to work with me. Looking at all the facts and allowing me to catch this account up on 2 occasions. They have been very professional in working with me. They are to be commended.
Kenneth C.
Response from 1st Franklin Financial
March 6, 2020
We are happy to hear that our Cedartown office has been working with you so well, Mr. Kenneth! Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.
5.0 out of 5.0
March 6, 2020
Always great customer service.
Susan R.
Response from 1st Franklin Financial
March 6, 2020
We are so glad our efforts are paying off and you had the opportunity to experience superior service.
5.0 out of 5.0
March 6, 2020
Great Service an nice people
Larry F.
Response from 1st Franklin Financial
March 6, 2020
We are delighted to have had the opportunity to serve you.
4.0 out of 5.0
March 6, 2020
Great customer service
Patricia B.
Response from 1st Franklin Financial
March 6, 2020
We will pass along your comment to our team. It is words like these that keep us motivated to deliver top-notch service.
5.0 out of 5.0
March 5, 2020
They are wonderful to let us get some money. It a great place to have.
Penney L.
Response from 1st Franklin Financial
March 5, 2020
Come visit us soon. You can count on every one of us doing our best!
5.0 out of 5.0
March 5, 2020
The staff are wonderful I enjoy doing business at this office
Marsha Z.
Response from 1st Franklin Financial
March 5, 2020
Friendly service is our commitment to you.
5.0 out of 5.0
March 5, 2020
Great the ladies there are wonderful and this is in Cedartown GA
Sara S.
Response from 1st Franklin Financial
March 5, 2020
Words do not suffice to express how grateful we are for your review.
5.0 out of 5.0
March 5, 2020
great people to do business with
Eldridge D.
Response from 1st Franklin Financial
March 5, 2020
We are glad to know your experience was positive.
4.0 out of 5.0
March 5, 2020
I was diagnosed with a melanoma directly over my heart. It put me in a terrible situation financially. Just the copayments alone have completely altered everything. During all of this, and it is ongoing, the personnel at this Cedartown location have been very understanding. I have been delinquent and I have caught it to current status. They worked with me when they didn't have to and I will always trade there.
Kenneth C.
Response from 1st Franklin Financial
March 5, 2020
We are happy to hear that our Cedartown office has been working with you so well, Mr. Kenneth! Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.
5.0 out of 5.0
March 5, 2020
Some of the nicest people, Very professional, Would recommend them to anyone.
Laura T.
Response from 1st Franklin Financial
March 5, 2020
We look forward to your next visit and will once again work hard to earn your endorsement.
5.0 out of 5.0
March 4, 2020
Great customer service and loans!
Maureen A.
Response from 1st Franklin Financial
March 4, 2020
Know that we are thankful for the trust you have placed in us.
1.0 out of 5.0
March 4, 2020
Larry jones
Larry J.
Response from 1st Franklin Financial
March 4, 2020
We hate to see a negative review for our Cedartown office. We have informed our local office of your review.
5.0 out of 5.0
March 4, 2020
Very nice office personnel
Donald T.
Response from 1st Franklin Financial
March 4, 2020
Thank you for giving us a try!
4.0 out of 5.0
March 4, 2020
They are good people and will help with anything that they can to the best of their ability
Mark P.
Response from 1st Franklin Financial
March 4, 2020
We recognize that the core of our business is our customers. With that in mind, we pride ourselves on having staff that is passionate about what they do.
5.0 out of 5.0
March 4, 2020
Nice peoples!!
Crystal W.
Response from 1st Franklin Financial
March 4, 2020
We are working extra hard to always push ourselves to deliver the best possible service!
5.0 out of 5.0
March 4, 2020
Great place to do business with. Friendly people and always willing to help.
Doris, R
Response from 1st Franklin Financial
March 4, 2020
We are looking forward to your next visit!
5.0 out of 5.0
March 4, 2020
Great customer service
Marshall C.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are tremendously happy you picked us.
5.0 out of 5.0
March 4, 2020
great servise
Jl D.
Response from 1st Franklin Financial
March 4, 2020
Everyone here is working hard to deliver first class service to inspire you to continue visiting us.
Displaying 1 out of 20 reviews