UPDATE Monday Nov 21 at 11:00 am: 1st Franklin is experiencing technical issues that impact our ability to receive phone calls or process loan applications. We are working diligently to address the outage. Branches are open regular business hours to take cash or check payments.

1st Franklin Financial
Cedartown

1st Franklin Financial Cedartown

4.7 out of 5.0

33 Reviews

Leave a Review

4.7 out of 5.0

33 Reviews

Leave a Review

Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today

1570 Rome Highway

Cedartown

GA 30125

(770) 748-3313(770) 748-3313

Serving Cedartown since 1974!

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Hours:

Day of the Week	Hours
Monday	8:30 AM - 5:30 PM
Tuesday	8:30 AM - 5:30 PM
Wednesday	8:30 AM - 1:30 PM
Thursday	8:30 AM - 5:30 PM
Friday	8:30 AM - 5:30 PM
Saturday	Closed
Sunday	Closed

Personal loans at the speed of life.

When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.

Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More

If you need immediate assistance, call or visit a branch.

You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!

Frequently Asked Questions

What documents do I need to apply for a 1st Franklin loan?

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

What loan amounts do you offer?

1ˢᵗ Franklin Financial offers loans up to $15,000.

Can I qualify for a loan if I have a low credit score?

If you have a low credit score, we can still help. We make loans to fit just about any budget.

How long does it take to get approved?

Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.

How is a 1ˢᵗ Franklin Financial loan different from a payday loan?

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Our Local Dealers

We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!

Smith and Miller Funeral Home

(678) 901-1234

See Offers

SRC Offroad

(770) 574-2559

See Offers

Silver Comet Furniture

(678) 685-4320

See Offers

Rudy Wood Appliance

(770) 748-7936

See Offers

Tilley's Home Furnishings

(770) 684-5314

See Offers

Master Tech Mechanical

(770) 748-6965

See Offers

Tires Are Us

(678) 901-0796

See Offers

Recent Reviews

4.7 out of 5.0

1 Star

2 Star

3 Star

4 Star

5 Star

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5 out of 5

May 24, 2022

I love all the ladies that work up there! They are very customer oriented and super kind! I will never choose another place to borrow money with!

Kayleigh, B

5 out of 5

Feb 23, 2022

Awesome customer service

5 out of 5

Feb 8, 2022

It’s a great company to do business with and Katharyn is always so friendly and great to work with me on whatever I need help with.

Wesley beecham

5 out of 5

Feb 7, 2022

These ladies, especially Emily, are the best at First Franklin. They provide the best customer services to take care of your financial needs. Thank you, ladies

Juanita H.

5 out of 5

Apr 6, 2021

These girls go above and beyond to help you! I would highly recommend anyone to use them!!!

Jennifer M

Hello, Jennifer! We are delighted to read how our staff delivered above and beyond your expectations.

Response from 1st Franklin Financial

5 out of 5

Apr 6, 2021

Great customer service! The ladies in this office are very helpful and sweet. A joy to do business with.

Wayne B

Hi, Wayne! It is a joy to have you as a customer.

Response from 1st Franklin Financial

5 out of 5

Apr 6, 2021

Great service, great folks

Michael p

It is great to have you as a customer, Michael!

Response from 1st Franklin Financial

4 out of 5

Mar 8, 2020

Great customer service

Laura S.

5 out of 5

Mar 7, 2020

Staff is always friendly and helpful.

Renee B.

4 out of 5

Mar 6, 2020

I have had some very serious heart problems as of late that turned out to be fine. Yet, while working on that a malignancy was discovered that has put an unplanned financial strain on me just in copayments. The fine staff at the Cedartown location has made every effort to work with me. Looking at all the facts and allowing me to catch this account up on 2 occasions. They have been very professional in working with me. They are to be commended.

Kenneth C.

We are happy to hear that our Cedartown office has been working with you so well, Mr. Kenneth! Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.

Response from 1st Franklin Financial

5 out of 5

Mar 6, 2020

Always great customer service.

Susan R.

We are so glad our efforts are paying off and you had the opportunity to experience superior service.

Response from 1st Franklin Financial

5 out of 5

Mar 6, 2020

Great Service an nice people

Larry F.

We are delighted to have had the opportunity to serve you.

Response from 1st Franklin Financial

4 out of 5

Mar 6, 2020

Great customer service

Patricia B.

We will pass along your comment to our team. It is words like these that keep us motivated to deliver top-notch service.

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

They are wonderful to let us get some money. It a great place to have.

Penney L.

Come visit us soon. You can count on every one of us doing our best!

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

The staff are wonderful I enjoy doing business at this office

Marsha Z.

Friendly service is our commitment to you.

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Great the ladies there are wonderful and this is in Cedartown GA

Sara S.

Words do not suffice to express how grateful we are for your review.

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

great people to do business with

Eldridge D.

We are glad to know your experience was positive.

Response from 1st Franklin Financial

4 out of 5

Mar 5, 2020

I was diagnosed with a melanoma directly over my heart. It put me in a terrible situation financially. Just the copayments alone have completely altered everything. During all of this, and it is ongoing, the personnel at this Cedartown location have been very understanding. I have been delinquent and I have caught it to current status. They worked with me when they didn't have to and I will always trade there.

Kenneth C.

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Some of the nicest people, Very professional, Would recommend them to anyone.

Laura T.

We look forward to your next visit and will once again work hard to earn your endorsement.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Great customer service and loans!

Maureen A.

Know that we are thankful for the trust you have placed in us.

Response from 1st Franklin Financial

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