1st Franklin Financial
Cedartown
1st Franklin Financial Cedartown
4.7 out of 5.0full starfull starfull starfull starhalf star
29 Reviews
4.7 out of 5.0full starfull starfull starfull starhalf star
29 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1570 Rome Highway
Cedartown, GA 30125
US
(770) 748-3313(770) 748-3313

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.7 out of 5.0full starfull starfull starfull starhalf star
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5 out of 5full starfull starfull starfull starfull star
Apr 6, 2021
These girls go above and beyond to help you! I would highly recommend anyone to use them!!!
Jennifer M
Hello, Jennifer! We are delighted to read how our staff delivered above and beyond your expectations.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Apr 6, 2021
Great customer service! The ladies in this office are very helpful and sweet. A joy to do business with.
Wayne B
Hi, Wayne! It is a joy to have you as a customer.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Apr 6, 2021
Great service, great folks
Michael p
It is great to have you as a customer, Michael!
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 8, 2020
Great customer service
Laura S.
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Staff is always friendly and helpful.
Renee B.
4 out of 5full starfull starfull starfull starempty star
Mar 6, 2020
I have had some very serious heart problems as of late that turned out to be fine. Yet, while working on that a malignancy was discovered that has put an unplanned financial strain on me just in copayments. The fine staff at the Cedartown location has made every effort to work with me. Looking at all the facts and allowing me to catch this account up on 2 occasions. They have been very professional in working with me. They are to be commended.
Kenneth C.
We are happy to hear that our Cedartown office has been working with you so well, Mr. Kenneth! Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Always great customer service.
Susan R.
We are so glad our efforts are paying off and you had the opportunity to experience superior service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great Service an nice people
Larry F.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 6, 2020
Great customer service
Patricia B.
We will pass along your comment to our team. It is words like these that keep us motivated to deliver top-notch service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
They are wonderful to let us get some money. It a great place to have.
Penney L.
Come visit us soon. You can count on every one of us doing our best!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
The staff are wonderful I enjoy doing business at this office
Marsha Z.
Friendly service is our commitment to you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great the ladies there are wonderful and this is in Cedartown GA
Sara S.
Words do not suffice to express how grateful we are for your review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
great people to do business with
Eldridge D.
We are glad to know your experience was positive.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
I was diagnosed with a melanoma directly over my heart. It put me in a terrible situation financially. Just the copayments alone have completely altered everything. During all of this, and it is ongoing, the personnel at this Cedartown location have been very understanding. I have been delinquent and I have caught it to current status. They worked with me when they didn't have to and I will always trade there.
Kenneth C.
We are happy to hear that our Cedartown office has been working with you so well, Mr. Kenneth! Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Some of the nicest people, Very professional, Would recommend them to anyone.
Laura T.
We look forward to your next visit and will once again work hard to earn your endorsement.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service and loans!
Maureen A.
Know that we are thankful for the trust you have placed in us.
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Mar 4, 2020
Larry jones
Larry J.
We hate to see a negative review for our Cedartown office. We have informed our local office of your review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very nice office personnel
Donald T.
Thank you for giving us a try!
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
They are good people and will help with anything that they can to the best of their ability
Mark P.
We recognize that the core of our business is our customers. With that in mind, we pride ourselves on having staff that is passionate about what they do.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Nice peoples!!
Crystal W.
We are working extra hard to always push ourselves to deliver the best possible service!
Response from 1st Franklin Financial