1st Franklin Financial
Cairo
1st Franklin Financial Cairo
4.9 out of 5.0full starfull starfull starfull starfull star
21 Reviews
4.9 out of 5.0full starfull starfull starfull starfull star
21 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
323 8th Avenue NE
Space B-5
Cairo, GA 39828
US
(229) 377-2483(229) 377-2483
Serving Cairo since 1992!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.9 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Apr 14, 2020
Great customer service😁🤝👍
Erika G.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service. Always helpful and goes out their way to help you.
Michael R.
4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
Great customer service and staff
Stephanie M.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
People at 1st Franklin financial are best they did excellent job getting the right loan.
Stacey S.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent people
Vertrena W.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great friendly atmosphere, excellent customer service
Ronald S.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great people to do business with.
Elizabeth C.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Customer service is outstanding.
Mary W.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great service lovely people
James J.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very kind and easy to work with.
Luann M.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Friendly workers. Great customer service. A great company to do business with.
Lynda H.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
The people here are very friendly.
Lorrie S.
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Easy loan
Mike D.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Love how nice everyone in the office is. Best manager by far.
Toni D.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great people at the one in cairo vs has helped me alot
Robert V.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Thanks Lee and all the ladies for everything you do!
Doug M.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
5Excellent Service
Dorothy C.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
The group are phenomenal!!!!!
Brenda G.
We are ever so grateful for your review!
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Sep 9, 2019
Friendly service
Leroy P.
Thank you for your review,
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
First Franklin in Cairo Georgia has really proven to be one of the best loan companies in Cairo Georgia and I am really grateful for them for giving me the opportunity to conduct business with them.
Lillie R.
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
Response from 1st Franklin Financial