1st Franklin Financial
Blue Ridge

1st Franklin Financial Blue Ridge

4.5 out of 5.0full starfull starfull starfull starhalf star
15 Reviews
4.5 out of 5.0full starfull starfull starfull starhalf star
15 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
2800 Scenic Drive
Suite 1
Blue Ridge, GA 30513
US
(706) 632-3427(706) 632-3427
Serving Blue Ridge since 1990!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
Saturday8:30 AM - 12:30 PM
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Abernathy's Complete Home Furnishings
(706) 492-3071
See Offers
Blue Ridge Power Sports, Inc.
(706) 632-8700
See Offers
Nicholson Tire Center - Blue Ridge
(706) 964-8473
See Offers
Nicholson Tire Center - Mineral Bluff
(706) 374-5801
See Offers
Williams Tire
(706) 964-2322
See Offers
Town and Country Home Furnishings Outlet Inc.
(706) 632-8280
See Offers
Mountain Mattress
(706) 632-6344
See Offers
Blue Ridge Tire and Auto LLC
706-632-8881
See Offers

Recent Reviews

4.5 out of 5.0full starfull starfull starfull starhalf star
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Leave a Review
5 out of 5full starfull starfull starfull starfull star
Oct 26, 2022
Great service! Have always worked with me if something comes up and I can't get in the office on time.
Angel H
1 out of 5full starempty starempty starempty starempty star
Jul 9, 2022
after the way my friend was treated I will spread the word to not do business with you people. It is disgusting
Bill Harper
1 out of 5full starempty starempty starempty starempty star
Jul 9, 2022
The lady I DEALT WITH IS A TOTAL DISGRACE. she was rude and took it out on me because the insurance didn't pay off. My next meeting is with over 50 veterans and I can assure you none of them will use Franklin. Her attitude was totally uncalled for.
Noey Vineyard
Here at 1st Franklin, we aim to uphold the highest standards in customer service and are very sorry to hear about your experience with our Blue Ridge office. We would appreciate the opportunity to discuss this situation with you. If you would be willing to give us a call at 1-800-700-7943, a representative from our Quality Assurance Department would be happy to speak with you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 7, 2021
The staff has been very helpful. Their very caring. Walks you thru every process. Thanks Crystal you were very nice. We have been with them for nearly 15 yrs and have enjoyed every moment dealing with them.
Anthony B
Hi, Anthony! Thank you for being a loyal customer for so many years! We look forward to serving you in a future visit.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Nov 11, 2020
WoW what can I say about these fantastic Ladies at 1st Franklin Financial. Sandy, Tammy and Maddison  These ladies are kind, considerate, thoughtful, caring and a willing to help with what ever your needs are. These Ladies go above and beyond to try and help you with what ever your needs may be.
Roy W
It is thanks to customers like you taking the time to tell us what we are doing right that we are able to constantly strive for excellence. We are delighted to read how our staff delivered above and beyond your expectations.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Apr 8, 2020
Everyone in the office is really helpful and polite! They go above and beyond to help me when I'm in a pinch! Thanks ladies!
Stacy G.
Hello, Stacy! Our goal is to have everyone walk out of our office with the sense that they are part of our 1st Franklin family.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Everyone is very friendly and helpful.
Holli W.
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent service
Deborah D.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great group of ladies that will help you with whatever you need!
Lindsey B.
Hi, Lindsey! Helping our customers is what we love best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
great customer service
Alton W.
Thank you so much for taking a few moments to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service
Nicki J.
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
The Blue Ridge GA branch have always taken care of my financial needs.
Benjamin P.
Thank you for your kind review of our Blue Ridge office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Awesome service!!!
Gray M.
Thank you for taking the time to review our Blue Ridge office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Best staff out of anywhere I've been
Kevin J.
Thank you for sharing your opinion, Kevin!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 5, 2019
Awesome customer service, and always friendly smiling faces. Love the ladies in the BlueRidge office. #1 in my book!!!
Kimberly J.
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
Response from 1st Franklin Financial