1st Franklin Financial
Baxley
1st Franklin Financial Baxley
4.6 out of 5.0full starfull starfull starfull starhalf star
13 Reviews
4.6 out of 5.0full starfull starfull starfull starhalf star
13 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
795 S. Main Street
Baxley, GA 31513
US
(912) 367-7751(912) 367-7751
Serving Baxley since 1972!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.6 out of 5.0full starfull starfull starfull starhalf star
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4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
I enjoy doing business with the people there. They have always been helpful and available when I needed help. I do wish the interest rates was lower, but over all good
Pamela S.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
the girls up there at my branch are so helpful and understanding. it honestly one of the reason why I've went back several times I have. Mrs Glenda and Brooke are very good n friendly. Glad for the night drop. working out of town it's hard get up there during business hours. so thankful for company like this.
Heather G.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer care with great personalities
Sylvia S.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Always friendly and ready to help!
Angela W.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
I really appreciate the Baxley GA branch for being there when I need them the most. They are always so nice when you go into the office.
Jena C.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Fast easy loan & excellent customer service!
Michael K.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great place to do business
Donovan H.
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Great people and easy to talk with
Hilliary F.
4 out of 5full starfull starfull starfull starempty star
Mar 3, 2020
Easy to do business with.
Patricia Z.
3 out of 5full starfull starfull starempty starempty star
Mar 3, 2020
Only problem I have with you is after repeated attempts to do direct deposit, it Failed. Now I have to show up every month despite multiple attempts to get this set up via phone, and YOU confirming the routing number was correct. But I agreed to pay this and that I will. I would think that you would rather have this direct debited from me rather than me have to show up. It worked correctly month one, but since then 3 strikes and I'm out apparently. That is an A GRADE CLUSTER if YOU can't get direct debit to work after being on the phone multiple times with your agents.Or, maybe you do that so you can incur late charges, wouldn't put it past you.
Johnathan S.
5 out of 5full starfull starfull starfull starfull star
Sep 12, 2019
Frienndly people
Patricia Z.
Thank you for taking the time to review our Baxley office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
They have really been a big help to me
Glennis P.
Thank you for taking the time to review our Baxley office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
The loan process was simple and I have no complaints since.
Wayne R.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial