1st Franklin Financial
Augusta
1st Franklin Financial Augusta
4.9 out of 5.0full starfull starfull starfull starfull star
25 Reviews
4.9 out of 5.0full starfull starfull starfull starfull star
25 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
2825 Washington Road
Suite M-2
Augusta, GA 30909
US
(706) 667-5418(706) 667-5418

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.9 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Dec 18, 2020
1st Franklin has always been there when I needed them. From the time I applied for a loan and received my money was within 2 hours.Kia was awesome and answered my questions. I highly recommend 1st Franklin!
Lee, N
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Aug 14, 2020
Great service
Diandre C
Thank you for your review, Diandre!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jul 4, 2020
Great customer service!
Queen B.
Thank you for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 5, 2020
My son got a loan for his motorcycle in August of last year and he always commented on how easy the process was and how great their customer service is so I decided to buy my other son a motorcycle using this office in Augusta Georgia also And my son was 100% correct when he said the process is easy, fast and reliable! My son is going in to make the first payment on the motorcycle I sign for him today and I just wanted to post this comment to let everyone know that if you want something done fast, Convenient and need something that fits your budget then suite M2 on Washington Road in Augusta Georgia is the place to go!
Anne N
Hi, Anne! Your review is valuable to us as we shape our customer strategy and useful to other community members trying to decide if we are a good fit for their needs. We are so grateful for your recommendation!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 8, 2020
Always great customer service. Enjoy seeing Kia when we get a chance to go in there
Susan C.
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Good
Jerry R.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
The staff is very friendly and helpful and great about helping out what you need for a loan. I love doing business with them. All the ladies that works there treat me like family
Willie G.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Everyone is great been in alot of sticky situations and they r always their to help great place to get a loan
Daniel C.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service and checking for other needs.
Henry W.
4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
great service
Alvin W.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service
Takeacea W.
4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
Smooth transactions. Convenient online payment option.
Jerome B.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
Philip M.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
VERY Friendly Staff and Extremely helpful!
Daniel M.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
The best Customer Service Representatives I ever met
Sanquenetta W.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service and friendly staff.
Aurelia M.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
SUPERIOR CUSTOMER SERVICE ALWAYS!! COURTEOUS, KNOWLEDGABLE, AND TIME EFFICIENT.
Philip B.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service
Charles B.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great ladies to work with they help me out a lot
Hazel M.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great Service
Anthony F.