Branch Locations
1st Franklin Financial
Athens
Athens
1st Franklin Financial Athens
4.8 out of 5.0
4.8 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1550 Lexington Road
Suite D
Athens, GA 30605
US
(706) 548-6357(706) 548-6357
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.8 out of 5.0
(35 Reviews)5.0 out of 5.0
March 28, 2020
Athens Franklin Financial has been really good to us!! A few years back we financed a Shed through them, paid it off and then went back to apply for a loan. Everyone there was super friendly and helped us understand the best options for us. They even gave us different solutions for the best pay off plan. I would recommend them for any financial needs you may have. Thanks for being so good to us.
Ymmilia F.
Response from 1st Franklin Financial
March 28, 2020
We know that you have options and we are tremendously happy you picked us. We are so grateful for your recommendation, Ymmilia!
5.0 out of 5.0
March 6, 2020
I am very pleased with the people.They are friendly and courteous and easy to work with.
Will H.
Response from 1st Franklin Financial
March 6, 2020
We really appreciate that you took the time to share details about your visits to our location.
5.0 out of 5.0
March 6, 2020
Great customer service
Sherry C.
Response from 1st Franklin Financial
March 6, 2020
Thank you for taking the time out of your busy schedule to review our business.
5.0 out of 5.0
March 6, 2020
Great service
Roscoe P.
Response from 1st Franklin Financial
March 6, 2020
We are thankful for your time and your willingness to write a review to let us know how we are doing.
1.0 out of 5.0
March 6, 2020
Not good
Rachel M.
Response from 1st Franklin Financial
March 6, 2020
We hate to see a negative review for our Athens office. If there is a particular instance you wish to discuss, our Branch Manager will be hapy to speak with you.
5.0 out of 5.0
March 6, 2020
Good
Leticia B.
Response from 1st Franklin Financial
March 6, 2020
Thank you for your review, Leticia!
5.0 out of 5.0
March 6, 2020
I love the lady’s that work there . They are great people . But I think the percent we pay is high. I have been a customer for 10 year and the lady are great
Tim S.
Response from 1st Franklin Financial
March 6, 2020
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best. Thank you for your feedback regarding our rates, but please know that we appreciate you being a loyal customer, Tim.
5.0 out of 5.0
March 6, 2020
Thank you for helping me in a tough situation I truly appreciate it.
Erica T.
Response from 1st Franklin Financial
March 6, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
5.0 out of 5.0
March 5, 2020
Love the Staff!! Always friendly and helpful. I just wish you could pay back online using your debit card!!
Evette C.
Response from 1st Franklin Financial
March 5, 2020
Thank you for your review, Evette. Hopefully, that will be an available option in the future.
5.0 out of 5.0
March 5, 2020
Great customer service
Brenda S.
Response from 1st Franklin Financial
March 5, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 5, 2020
Very good heart people, always smiling.I don't know a lot about computers, but they took there time and help me. I just want to say thank you.
Carolyn P.
Response from 1st Franklin Financial
March 5, 2020
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
5.0 out of 5.0
March 5, 2020
Amazing customer service! They even sent out a sympathy card when my mom passed away letting me know they were thinking of me! And they don't have a high turnover... Its always the same smiling faces everytime i go in there. Highly recommended them!
Jenny W.
Response from 1st Franklin Financial
March 5, 2020
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile. Thank you for your recommendation!
5.0 out of 5.0
March 5, 2020
Great people,they do what they can for you.
Abbie L.
Response from 1st Franklin Financial
March 5, 2020
Thank you so much for taking a few moments to let us know how we are doing.
5.0 out of 5.0
March 5, 2020
Great communication and friendly employees.
Carolyn M.
Response from 1st Franklin Financial
March 5, 2020
We are so grateful for your feedback!
5.0 out of 5.0
March 5, 2020
Great people here very helpful and friendly staff!
Donna V.
Response from 1st Franklin Financial
March 5, 2020
We will always try our best to provide you with the best service possible.
5.0 out of 5.0
March 5, 2020
Very nice always there when needed
Russell L.
Response from 1st Franklin Financial
March 5, 2020
We know that you have options and are pleased that you selected us and proud to have served you.
5.0 out of 5.0
March 5, 2020
Very helpful every step of the way. Always courteous.
Jonathon C.
Response from 1st Franklin Financial
March 5, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
5.0 out of 5.0
March 5, 2020
Great service and so convenient!! They take great care of their customers. The ladies are so very helpful and always welcome you with a smile!
Katrina P.
Response from 1st Franklin Financial
March 5, 2020
We wanted to take a moment to thank you for telling us more about your experience with us.
5.0 out of 5.0
March 5, 2020
I’ve been there 3 times for a loan, there always so nice
Karen R
Response from 1st Franklin Financial
March 5, 2020
Thank you for being a loyal customer, Karen!
5.0 out of 5.0
March 4, 2020
Awsome servive
Jody W.
Response from 1st Franklin Financial
March 4, 2020
Thank you for taking time to share your opinion with others.
Displaying 1 out of 20 reviews