1st Franklin Financial
Athens
Athens
1st Franklin Financial Athens
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1550 Lexington Road
Suite D
Athens, GA 30605
US
(706) 548-6357(706) 548-6357
Serving Athens since 1964!
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
1 Star
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5 Star
5 out of 5




Jun 23, 2022
5 out of 5




Feb 24, 2022
4 out of 5




Dec 20, 2021
Thank you for taking the time out of your busy schedule to review our business, Melissa.
Response from 1st Franklin Financial
1 out of 5




Aug 13, 2021
Thank you for your feedback, Candace. Are you sure that you have the right company? We ask, because we are taking in-office applications without appointments. Please give us a call at 706-548-6357 and our manager will be happy to speak with you.
Response from 1st Franklin Financial
5 out of 5




Mar 28, 2020
We know that you have options and we are tremendously happy you picked us. We are so grateful for your recommendation, Ymmilia!
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
We really appreciate that you took the time to share details about your visits to our location.
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
Thank you for taking the time out of your busy schedule to review our business.
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
We are thankful for your time and your willingness to write a review to let us know how we are doing.
Response from 1st Franklin Financial
1 out of 5




Mar 6, 2020
We hate to see a negative review for our Athens office. If there is a particular instance you wish to discuss, our Branch Manager will be hapy to speak with you.
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
Thank you for your review, Leticia!
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best. Thank you for your feedback regarding our rates, but please know that we appreciate you being a loyal customer, Tim.
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
Thank you for your review, Evette. Hopefully, that will be an available option in the future.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile. Thank you for your recommendation!
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
Thank you so much for taking a few moments to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We are so grateful for your feedback!
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We know that you have options and are pleased that you selected us and proud to have served you.
Response from 1st Franklin Financial