1st Franklin Financial
Athens
Athens
1st Franklin Financial Athens
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1021 Parkway Blvd
Suite 105
Athens, GA 30606
US
(706) 549-4500(706) 549-4500
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Recent Reviews
5.0 out of 5.0




October 15, 2020
They are the best always helping me with kindness.
Beba
Response from 1st Franklin Financial
October 15, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0




March 9, 2020
Great customer service
Anton G.
Response from 1st Franklin Financial
March 9, 2020
Thank you for taking the time out of your busy schedule to review our business.
5.0 out of 5.0




March 7, 2020
I have been treated kind every time I have dealt with anyone in the office. They are always helpful and patient!
Amanda D.
Response from 1st Franklin Financial
March 7, 2020
We really appreciate that you took the time to share details about your visits to our location.
5.0 out of 5.0




March 4, 2020
Great customer service very friendly associate every time I come in to make a payment very warm and respectful greeting for that alone five star rating
David J.
Response from 1st Franklin Financial
March 4, 2020
We are thankful for your time and your willingness to write a review to let us know how we are doing.
4.0 out of 5.0




March 4, 2020
Great customer service
Okorie B.
Response from 1st Franklin Financial
March 4, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
5.0 out of 5.0




March 4, 2020
Great staff. A pleasure to do business with.
Aubry A.
Response from 1st Franklin Financial
March 4, 2020
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
5.0 out of 5.0




March 3, 2020
Good company to do business with
Betty D.
Response from 1st Franklin Financial
March 3, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0




March 3, 2020
Professional and courteous service.
Bradley O.
Response from 1st Franklin Financial
March 3, 2020
Thank you so much for taking a few moments to let us know how we are doing.
5.0 out of 5.0




March 3, 2020
Great customer service!!
Debbie T.
Response from 1st Franklin Financial
March 3, 2020
We are so grateful for your feedback!
5.0 out of 5.0




October 29, 2019
Great customer service
Jennifer W.
Response from 1st Franklin Financial
October 29, 2019
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0




September 4, 2019
Always a pleasure!
Melissa C.
Response from 1st Franklin Financial
September 4, 2019
We will always try our best to provide you with the best service possible.
Displaying 1 out of 11 reviews