Branch Locations
1st Franklin Financial
Athens
Athens
1st Franklin Financial Athens
4.9 out of 5.0
4.9 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
1021 Parkway Blvd
Suite 105
Athens, GA 30606
US
(706) 549-4500(706) 549-4500
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.9 out of 5.0
(11 Reviews)5.0 out of 5.0
October 15, 2020
They are the best always helping me with kindness.
Beba
Response from 1st Franklin Financial
October 15, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0
March 9, 2020
Great customer service
Anton G.
Response from 1st Franklin Financial
March 9, 2020
Thank you for taking the time out of your busy schedule to review our business.
5.0 out of 5.0
March 7, 2020
I have been treated kind every time I have dealt with anyone in the office. They are always helpful and patient!
Amanda D.
Response from 1st Franklin Financial
March 7, 2020
We really appreciate that you took the time to share details about your visits to our location.
5.0 out of 5.0
March 4, 2020
Great customer service very friendly associate every time I come in to make a payment very warm and respectful greeting for that alone five star rating
David J.
Response from 1st Franklin Financial
March 4, 2020
We are thankful for your time and your willingness to write a review to let us know how we are doing.
4.0 out of 5.0
March 4, 2020
Great customer service
Okorie B.
Response from 1st Franklin Financial
March 4, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
5.0 out of 5.0
March 4, 2020
Great staff. A pleasure to do business with.
Aubry A.
Response from 1st Franklin Financial
March 4, 2020
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
5.0 out of 5.0
March 3, 2020
Good company to do business with
Betty D.
Response from 1st Franklin Financial
March 3, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 3, 2020
Professional and courteous service.
Bradley O.
Response from 1st Franklin Financial
March 3, 2020
Thank you so much for taking a few moments to let us know how we are doing.
5.0 out of 5.0
March 3, 2020
Great customer service!!
Debbie T.
Response from 1st Franklin Financial
March 3, 2020
We are so grateful for your feedback!
5.0 out of 5.0
October 29, 2019
Great customer service
Jennifer W.
Response from 1st Franklin Financial
October 29, 2019
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0
September 4, 2019
Always a pleasure!
Melissa C.
Response from 1st Franklin Financial
September 4, 2019
We will always try our best to provide you with the best service possible.
Displaying 1 out of 11 reviews